Why I Can't Afford to Vote Democrat

#151
#151
Hard to get into without generalizing and generalizations.

Life is hard, aren't promised anything, not one single thing except death. A lot of things in life are what you make it, sacrifice, good decisions, luck, timing, right place/right time, and millions of choices made daily from the youngest of ages that carry success and failure and consequence and opportunities gained or wasted.

Learn what you need versus what you want.

Live within your means.

Perspective and lifestyle are personal choices.

You want...., work. You want more, work more. You want a lot, work a lot. It takes time to accumulate. Still, nothing is guaranteed.

It is hard coming from having little to no money, to having money. So, don't lose it, waste it, gamble with it.

So much of one's success is truly on them, you can almost truly accomplish anything, but, it ain't easy and it doesn't happen overnight.
 
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#153
#153
utvolpj said:
The assertion is that they're wasting their money on frivolous things and I said most are not. Even SCV understood
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And you are full of crap. But since you believe my observations amount to 'anecdotal' evidence, why don't you counter it with 'data'? Of course what you and I might define as frivolous might differ so I will spell it out. Electronics. CATV. Car loans. House loans. Basically, ANY loan. Beer and cigs on Friday/Saturday/Sunday... Eating out. If you are making $15/hour and trying to support one other human being, much less children you cannot afford any of those kind of things. And your contention that people in that situation are following that path is ridiculous.
 
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#154
#154
SpaceCoastVol said:
And you are full of crap. But since you believe my observations amount to 'anecdotal' evidence, why don't you counter it with 'data'? Of course what you and I might define as frivolous might differ so I will spell it out. Electronics. CATV. Car loans. House loans. Basically, ANY loan. Beer and cigs on Friday/Saturday/Sunday... Eating out. If you are making $15/hour and trying to support one other human being, much less children you cannot afford any of those kind of things. And your contention that people in that situation are following that path is ridiculous.
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An awful lot of people live beyond their means. They max out their credit cards and pay the minimums. They buy the most expensive car/house that they can qualify for, etc. They eat out too much. They have children they can't afford, and on and on.
 
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#155
#155
SpaceCoastVol said:
And you are full of crap. But since you believe my observations amount to 'anecdotal' evidence, why don't you counter it with 'data'? Of course what you and I might define as frivolous might differ so I will spell it out. Electronics. CATV. Car loans. House loans. Basically, ANY loan. Beer and cigs on Friday/Saturday/Sunday... Eating out. If you are making $15/hour and trying to support one other human being, much less children you cannot afford any of those kind of things. And your contention that people in that situation are following that path is ridiculous.
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You want data on how many poor people have electronics? Drank a beer last week?

It was your assertion you simply can't back it up yet I'm full of crap? I understand and used to parrot the same old lines and beliefs you do (probably even here on vn). However once I got actively involved in it I was confronted with some very uncomfortable realities. It's very easy to sit back and claim the only reason someone is in that spot is b because they are lazy and waste money. It's just not that simple
 
#156
#156
1972 Grad said:
An awful lot of people live beyond their means. They max out their credit cards and pay the minimums. They buy the most expensive car/house that they can qualify for, etc. They eat out too much. They have children they can't afford, and on and on.
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Precisely my point. And one thing I find incredibly interesting is that the very same government allows banks and the vulturous pay day loan businesses to hand out 'loans' to these people at usury rates that would land me in prison. That very same government that provides 'safety nets' to 'help' the very same people they refuse to protect from this and to further ensure their dependence on said government. It's evil. But the luthers of the world think it should go further. smdh
 
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#157
#157
utvolpj said:
You want data on how many poor people have electronics? Drank a beer last week?

It was your assertion you simply can't back it up yet I'm full of crap? I understand and used to parrot the same old lines and beliefs you do. However once I got actively involved in it I was confronted with some very uncomfortable realities. It's very easy to sit back and claim the only reason someone is in that spot is b because they are lazy and waste money. It's just not that simple
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Of course there are exceptions, but most make poor life choices.
 
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#158
#158
utvolpj said:
You want data on how many poor people have electronics? Drank a beer last week?

It was your assertion you simply can't back it up. I understand and used to parrot the same old lines and beliefs you do. However once I got actively involved in it I was confronted with some very uncomfortable realities. It's very easy to sit back and claim the only reason someone is in that spot is b because they are lazy and waste money. It's just not that simple
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Oh, so you don't have data.. you only have your own beliefs. gotcha.

Here you go. here's some data for you:

23 Dizzying Average American Savings Statistics

If half of Americans cannot put $500 in a savings account to cover emergencies (See #11)... and I would wager a lot of those are making more than $15/hour... then please tell me where that money is going.

Personal. responsibility. and discipline. Something Americans do not have anymore because you leftists have convinced them that the .gov will care for them.
 
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#159
#159
utvolpj said:
You want data on how many poor people have electronics? Drank a beer last week?

It was your assertion you simply can't back it up yet I'm full of crap? I understand and used to parrot the same old lines and beliefs you do (probably even here on vn). However once I got actively involved in it I was confronted with some very uncomfortable realities. It's very easy to sit back and claim the only reason someone is in that spot is b because they are lazy and waste money. It's just not that simple
Click to expand...

There are no doubt people who need assistance who are in a bad place while doing things the “right” way. My view though is that lack of assistance for them is a failure of community, not a failure of government.
 
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#161
#161
newyorkvol said:
There are no doubt people who need assistance who are in a bad place while doing things the “right” way. My view though is that lack of assistance for them is a failure of community, not a failure of government.
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We have safety nets for them. The poor in this country have smart phones, flat screen TVs and high speed internet. Obama also doubled the number of people on Medicaid. We give em so many food stamps it's common place for the poor to sell off what they don't use. Where's the problem?
 
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#162
#162
SpaceCoastVol said:
Oh, so you don't have data.. you only have your own beliefs. gotcha.

Here you go. here's some data for you:

23 Dizzying Average American Savings Statistics

If half of Americans cannot put $500 in a savings account to cover emergencies (See #11)... and I would wager a lot of those are making more than $15/hour... then please tell me where that money is going.

Personal. responsibility. and discipline. Something Americans do not have anymore because you leftists have convinced them that the .gov will care for them.
Click to expand...
Affordable housing and transportation are expensive for the poor Child care is expensive for the poor. Plenty of others too

I am not concerned with those who make enough to live yet waste it on frivolous things. I'm talking about the ones who do not or are barely scraping by. Your link falls to address the difference

Like I said, I get that it's hard when your long held beliefs are directly challenged and you're forced to reevaluate. Hopefully one day that happens to you as well. It's humbling
 
#164
#164
utvolpj said:
Affordable housing and transportation are expensive for the poor Child care is expensive for the poor. Plenty of others too

I am not concerned with those who make enough to live yet waste it on frivolous things. I'm talking about the ones who do not or are barely scraping by. Your link falls to address the difference

Like I said, I get that it's hard when your long held beliefs are directly challenged and you're forced to reevaluate. Hopefully one day that happens to you as well. It's humbling
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Condoms are cheap. Hell they are free. Why do those that don't have any money have children? They.cannot.afford.them.

I'm sure it is humbling, and I applaud you for working with them, but YOUR government is fostering the perpetuation of these problems by making everything 'free'.
 
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#165
#165
utvolpj said:
Affordable housing and transportation are expensive for the poor Child care is expensive for the poor. Plenty of others too

I am not concerned with those who make enough to live yet waste it on frivolous things. I'm talking about the ones who do not or are barely scraping by. Your link falls to address the difference

Like I said, I get that it's hard when your long held beliefs are directly challenged and you're forced to reevaluate. Hopefully one day that happens to you as well. It's humbling
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I believe that one of his points is that one shouldn't have more children than they can afford, no matter how bad they want them, then they don't have to spend much on child care, and not as much on housing, and possibly transportation..
 
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#166
#166
newyorkvol said:
There are no doubt people who need assistance who are in a bad place while doing things the “right” way. My view though is that lack of assistance for them is a failure of community, not a failure of government.
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Which is why I'm part of church and community groups that help. Some things are just hard to get accomplished on a private level and govt needs to assist (affordable housing, mental health, etc).

One can acknowledge the glaring issues without believing govt is the only answer
 
#169
#169
SpaceCoastVol said:
Condoms are cheap. Hell they are free. Why do those that don't have any money have children? They.cannot.afford.them.

I'm sure it is humbling, and I applaud you for working with them, but YOUR government is fostering the perpetuation of these problems by making everything 'free'.
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Where have I ever advocated for everything to be free?

Funny how you speak about "my govt" yet support one that wastes trillions
 
#171
#171
SpaceCoastVol said:
So we have single people out there making $15/hour living in poverty. PLease tell me then how these payday loan places are surviving. I know I have never been in one. $15/hour is $2400/month before taxes which is probably all of $60 bucks. Can you afford cable TV? iPhone 10s and subscriptions with that? Are 'most' doing without those things? gtfo.
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At $15 an hour the only withholding is SS so most of it is take home. I had a son living on it when wakeboarding and snowboarding were most important. He had roommates ate scrap pizza from work and didn’t have a car payment driving an old exploder.
Life was good until he met the right girl and wanted to start a life and family. Had to move to get started in the career he wanted, worked hard, built a strong resume changed jobs..... now he probably makes more than me.
It’s all about priorities and what you’re willing to sacrifice.... and follow a good example.
 
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#172
#172
utvolpj said:
Which is why I'm part of church and community groups that help. Some things are just hard to get accomplished on a private level and govt needs to assist (affordable housing, mental health, etc).

One can acknowledge the glaring issues without believing govt is the only answer
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You also need to acknowledge that a wholesale teardown of the system is not any kind of answer to fixing that small minority of those with the problems we are discussing.
 
#174
#174
SpaceCoastVol said:
You also need to acknowledge that a wholesale teardown of the system is not any kind of answer to fixing that small minority of those with the problems we are discussing.
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I don’t think there’s really any “top down” solution to our biggest problems. There’s too much gridlock to effect any change. That why I feel we need more “bottom up” change, meaning communities and neighbors helping the people near us first.
 
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