Oh, so you don't have data.. you only have your own beliefs. gotcha.
Here you go. here's some data for you:
23 Dizzying Average American Savings Statistics
If half of Americans cannot put $500 in a savings account to cover emergencies (See #11)... and I would wager a lot of those are making more than $15/hour... then please tell me where that money is going.
Personal. responsibility. and discipline. Something Americans do not have anymore because you leftists have convinced them that the .gov will care for them.