Recruiting Forum Off Topic Thread III

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#9,126
#9,126
HoleInTheRoof said:
I want a red Toyota 4Runner TRD Pro but my current 4Runner only has 150k miles on it and is paid off.

Wants. Needs. Meh.
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My frontier is paid off and has 78,000 miles on it. I love this truck, but I need something that can pull more and I am tired of not have 4 wheel drive. Don't plan to finance, but it's hard seeing that much cash go out.
 
#9,127
#9,127
I don't think there is collusion. Too many dealers around town that don't like one another. I know a few. I think it's just more of what was said earlier, people don't look at what something cost them, they are interested more in what the payment is. So dealers have shifted to coming up with ways to lower the payment through better financing.
 
#9,128
#9,128
InVOLuntary said:
I don't think there is collusion. Too many dealers around town that don't like one another. I know a few. I think it's just more of what was said earlier, people don't look at what something cost them, they are interested more in what the payment is. So dealers have shifted to coming up with ways to lower the payment through better financing.
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Good point. And with lenders now financing loans as long as 10 year terms, it's going to get worse. You'll see a burst in consumer lending eventually that we witnessed in mortgage.
 
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#9,129
#9,129
901LookAlive said:
In Memphis that's called Friday night
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Watched the Memphis news last night horrible. Showed this guy and girl in car get shot up by the police several times( stolen car and ran over one officer but looked to be shot already moving forward)then just like nothing and it's going to be nice out tomorrow . I immediately turned off tv and cussed them.
 
#9,130
#9,130
T Dog said:
Watched the Memphis news last night horrible. Showed this guy and girl in car get shot up by the police several times( stolen car and ran over one officer but looked to be shot already moving forward)then just like nothing and it's going to be nice out tomorrow . I immediately turned off tv and cussed them.
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Yea that video was pretty crazy. Like 11 officers just unload in the car
 
#9,131
#9,131
TennVOLS93 said:
Good point. And with lenders now financing loans as long as 10 year terms, it's going to get worse. You'll see a burst in consumer lending eventually that we witnessed in mortgage.
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Yes I was in mortgages and auto lending for some years and it was awful. Constantly buying new and rolling over negative equity. It was madness. And the one thing that killed all us lenders was that 9/10 times we wrote a 50, 60, even 70k loan it was for a freakin truck. I can see a lot of truck people are here, but it always disappointed us they weren't getting cool sports cars like porsches, used ferrari, NSX, etc. I only got to write one of those - an old man with about 6 rental properties spent 75k on a new baller porsche. I was so freakin happy for him.
 
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#9,132
#9,132
TennVOLS93 said:
My frontier is paid off and has 78,000 miles on it. I love this truck, but I need something that can pull more and I am tired of not have 4 wheel drive. Don't plan to finance, but it's hard seeing that much cash go out.
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Frankly, if you have good credit, you can usually get 0-2.9% APR ranges, so you'd be crazy to pay cash.
 
#9,142
#9,142
kmkemp11 said:
Frankly, if you have good credit, you can usually get 0-2.9% APR ranges, so you'd be crazy to pay cash.
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Dealers have you by the balls. Generally lose all your rebates in exchange for 0%. Banks and CUs are over 4% now.
 
#9,143
#9,143
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