If McCoy returns this season, that will highly impress me from a character standpoint.
As noted, he's only 9 months removed from the ACL, it would be fully understandable and still is, if he doesn't play this season.
But, if he does play, with nothing to gain besides being on the field with this team, is a risk that some of us may not take. He does have a NFL career opportunity in front of him. We all know he has people in his ear who are telling him what he should do and shouldn't do.
I don't believe, I at that age, would have the maturity to process all of this.
I'm a McCoy fan rather he returns or not. Of course, I love the idea of him playing and helping this team. But, I'm not going to be angry if he doesn't make it back.