Recruiting Forum Football Talk IX

[knoxvol52]

Fleetwood/Rory dominating the American team...

 

[BigOrange15]

View attachment 776610

 

[Adam Sandler]

Biggie Smalls fan. Want.

 

[DeepPurpleFloyd]

They put one on the outskirts of Winchester, TN, and you would have thought it was a toll booth the way half the people were acting. The other half were on meth and kept turning left on the roundabout.

 

[RiseToTheTop]

the name sounds like a DL from the 90s that would be all sec or something then go on to play 10 yrs in the league......lets go

 

[WesTnVol]

Plot twist to this whole conversation about money. Wealthy people don’t talk about money.

I’m very good friends with someone who is very wealthy was probably a millionaire before selling his company. If you don’t know him or his family then you would never know that they are very well off. Doesn’t mention money doesn’t talk about it and doesn’t display it.

 

[jave36]

Yes there is. That was the essence of the compromise.,There are penalties for clamoring the artificial noisemakers when the center is over the ball. They need to be called. Moreover MSU is worried that the SEC will go back to a complete ban of cowbells, as they should, if the fans break the rule about no bells when the center is over the ball in SEC play.

I've never seen anything enforced during a game for them. And they've often kept right on ringing whether the center is over the ball or not. I wouldn't hold your breath for that to change.

 

[PlanetVolunteer]

Biggie Smalls fan. Want.

and we are as far away from the biggie era now, as the biggie era was from Beatlemania

 

[Rocky_Top_Vol13]

Lowe’s will 100% be my retirement job. I’ll be doing house projects anyway, so the discount will make it cheaper.


Win-win

Start at 20, put in 2k a year for 10 years. Invest it in total stock market index. Stock market avgs over 10% a year in history of the market. Over a million by 65. The key is starting early.

Good stuff. I retired at 58, 3 years ago. Little earlier than I thought I would. Did pretty much what you suggest. One thing I will add that I wished someone had told me about earlier is maxing out a Health Savings Account. Max that puppy out every year and invest inside of it. 100% tax free withdrawals for medical expenses. When I need @Glitch hips, I can pay for it!

Liked for the sentiment, which is 100% spot on. Get in early, get in often, don’t take it out. (Go ahead…)

But, you don’t “buy” an IRA. An IRA is an investment account/vehicle - you can hold all manner of assets (e.g.; stocks, bonds, funds, metals) purchased within it.

“Roth” is one type of IRA with tax advantages specific to it that differentiate it from “Traditional”; namely pre-tax vs post-tax contributions.



You’re talking about another type of IRA which is the “Rollover” IRA. Yes, you can roll your 401k into this type of IRA - but if they were traditional pre-tax 401k contributions (most are) you will have to pay tax before you convert to a Roth.

Another type of IRA is the “Spousal” IRA, where a spouse without “earned income” can have contributions made on their behalf into their own IRA by their spouse who does earn income. My wife has one of these.

We are just over 24 hours away from playing an SEC road game and yall are still in mid offseason form.... Retirement jobs, 401Ks, health plans....wth?

 

[Adam Sandler]

and we are as far away from the biggie era now, as the biggie era was from Beatlemania

Biggie and tupac will live on forever

 

[OGbabyaviVol]

Thomas is on tilt.

Stupid to even play him this morning. He has struggled all year. Why is Spaun on the bench? He’s the reigning US open champ and was playing good golf.

 

[Jimmy Football]

Fahr Keegan

 

[knoxvol52]

USA on the way to losing 3 out 4 matches vs Europe in morning session..

 

[Jack Burton]

I’ve always enjoyed learning about investing and retirement planning. After being heavily focused on it for 20 years my biggest takeaway for you young folks is to start early and invest as much as you can afford. Your investment mix isn’t as important as your contribution rate. Invest broadly in low cost index funds as the core of your portfolio. Eventually market gains will outpace your contributions and the real magic begins. I’m one of those Bogleheads which is viewed as boring but it works.

 

[MoCo_Vol]

I’ve always enjoyed learning about investing and retirement planning. After being heavily focused on it for 20 years my biggest takeaway for you young folks is to start early and invest as much as you can afford. Your investment mix isn’t as important as your contribution rate. Invest broadly in low cost index funds as the core of your portfolio. Eventually market gains will outpace your contributions and the real magic begins. I’m one of those Bogleheads which is viewed as boring but it works.

Thanks Tony!

 

[Wickman]

Fantastic Mississippi St. Preview here

 

[LaagerVol]

They put one on the outskirts of Winchester, TN, and you would have thought it was a toll booth the way half the people were acting. The other half were on meth and kept turning left on the roundabout.

It works great now though

 

[LaagerVol]

They wouldn't be empty if literally everyone didn't drive like a psychopath here

Eh, city planners greatly overestimate the amount of people who have the desire to use a bicycle as transportation around the city.

 

[Dadof2Vols]

We are just over 24 hours away from playing an SEC road game and yall are still in mid offseason form.... Retirement jobs, 401Ks, health plans....wth?

And no one has brought up how much extra their retirement is going to have to be to pay for their season tickets in a few years….that will be at least a few k a month for a pair of tickets.

 

[85SugarVol]

Now go talk to someone worth low 5 figures.

Thinking they might think financials are a little higher on the list.

All of the platitudes about money and family and happiness are mostly true.

But it’s a whole heck of a lot easier to find joy in the intangibles, when you don’t have to worry about money.

 

[MoCo_Vol]

All of the platitudes about money and family and happiness are mostly true.

But it’s a whole heck of a lot easier to find joy in the intangibles, when you don’t have to worry about money.

Yeah, really at a point now where traveling and experiencing new places is the big goal...being able to take my son on trips that I never got as a kid.

I'd love to do the "every SEC stadium" tour or "every NFL stadium" at some point, but he's not big into sports/football and I'm not forcing him to go. So we plan trips based on aquariums, zoos and museums he wants to visit instead.

 

[LaagerVol]

Now go talk to someone worth low 5 figures.

Thinking they might think financials are a little higher on the list.

I think that’s quite the assumption.

Most of the people I know, or have known, who have the best relationships with Christ had/have little money and even less concern for money.

The love of money is the root of all evil

 

[Enki_Amenra]

I’m very good friends with someone who is very wealthy was probably a millionaire before selling his company. If you don’t know him or his family then you would never know that they are very well off. Doesn’t mention money doesn’t talk about it and doesn’t display it.

I know a guy whose grandma passed away and made him rich, he can't shut up about it. Always showing off toys and acting like he's some how better than everyone else now.

 

[screenthis]

Over 1.1M 401k & IRA Millionaires at Fidelity alone.

Not a low #

Well, out of 350 million Americans, I call it a low number. Matter of perspective. Especially since many retirement experts seem to say you need a million saved for retirement.

 

[85SugarVol]

I understood what you were saying about Fidelity, but the OP, or at least the one you responded to, said that 4% had "saved" $1M. To me "saved" implied a reference to accounts with an absolute value rather than real estate or other investments with a relative estimated value. That's why I was ok with testing against an implied market share knowing it excluded other bank accounts.

Yes, 14M is a large number, but those 14M aren't evenly distributed across the country. Exclude the wealthiest county from each state from that calculation and the absolute number and the percent would yield a different conclusion about prevalence.

No it wouldn’t.

You can’t remove a significant piece of the dataset and then proclaim - “see, not that prevalent”.

You can make arguments about concentration or distribution, but not prevalence. Where the wealth has accumulated is immaterial to its overall prevalence.