Even More Obamacare Follies

#351
#351
#VFL__ said:
We'll violinbham we shall see soon enough. Keep on guessing until then. I really don't care what anyone on this board thinks or what any representives from Texas has to say about it. Americans deserve better care and it's as simple as that.
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Why?

Do Americans deserve better cars or houses too?
 
#352
#352
lawgator1 said:
And indeed, according to the Ky website, for $634 a month, which is right in the middle of the two premium numbers they currently have on their old plan, they can get the silver plan from the exchange for a family of 4 making up to $80k.

I wonder what the extra $300 buys them. Based on the comments in the article, could be quite a bit.
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Condoms and b/c pills...
 
#353
#353
VolsNSkinsFan said:
Thats basically what I pay for my family of 4. It doesnt cover pregnancy, the deductible is $2000, and normal copays

Also I thought if you liked your plan, you could keep it. Doesnt sound like it for this family.

My guess is the extra $600 covers pregnancy, which may not be needed for this family
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this is what LG seems to be willfully ignoring

I'm a single male and my insurance covers my two sons, why in the hell should I have to pay additional premium costs to cover pre/post-natal care, mammograms, etc?

government interference, such as Obamacare (but it started much earlier) is what is driving up the cost of both insurance and health care. LG is lying to himself if he thinks costs will go down.
 
#354
#354
MG1968 said:
this is what LG seems to be willfully ignoring

I'm a single male and my insurance covers my two sons, why in the hell should I have to pay additional premium costs to cover pre/post-natal care, mammograms, etc?

government interference, such as Obamacare (but it started much earlier) is what is driving up the cost of both insurance and health care. LG is lying to himself if he thinks costs will go down.
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Mandated benefits.

Largely proposed by, or voted for by, Republicans. Go look up in your state whatever the mandated benefits are. Then look up who proposed them or supported them. You'll be shocked.

Know why? Because many of those benefits are by providers, or groups of providers, with political clout. Guess who is REALLY the political muscle and money behind mammograms as a mandated benefit?
 
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#355
#355
lawgator1 said:
Mandated benefits.

Largely proposed by, or voted for by, Republicans. Go look up in your state whatever the mandated benefits are. Then look up who proposed them or supported them. You'll be shocked.

Know why? Because many of those benefits are by providers, or groups of providers, with political clout. Guess who is REALLY the political muscle and money behind mammograms as a mandated benefit?
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hey, counselor, I don't know if you've noticed, but nobody here is exactly giving the GOP a pass when it comes to who caused the mess we're currently in. If you want to continue to defend your breathless endorsement of Obamacare, go right ahead, but stop using strawman arguments to make your case.
 
#356
#356
lawgator1 said:
It is relevant, yes, but its part of the reform that we can't have people opting for coverage that omits key things just because its cheap.

If you want to suggest a proposal in which people can buy a catastrophic plan, the problem is that it does not cover the basics up front, and so what happens is they underutilize efficient basic primary care ... until it reaches the point where we taxpayers end up paying for it.

I'm a single guy and my plan, which is probably int he silver type area, is close to $600 as month. If I get sick, I go to the doctor.

But with these stripped down plans for $300 for a family of four, they are getting basically nothing and its the taxpayers that end up paying the freight. The whole point of the individual mandate is to prevent freeloading in that manner.
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a high-deductible catastrophic plan is fine for many. People should be on their own to pay for the basics and large issues would still be covered. This is an option completely removed from the market by this mess of a system. People should not be forced to pay for services they will never use which is what this does

This whole thing is a joke. There were plenty of proposals on how to fix the system without overhauling it with a system where no one knew what it did when they made it law. It's absolutely mind-blowing that anyone could support this. I honestly question the intelligence on anyone supporting it.
 
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#357
#357
MG1968 said:
hey, counselor, I don't know if you've noticed, but nobody here is exactly giving the GOP a pass when it comes to who caused the mess we're currently in. If you want to continue to defend your breathless endorsement of Obamacare, go right ahead, but stop using strawman arguments to make your case.
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This will get ignored.

Obama, good. GOP, evil, racist etc.

It's him in a nutshell.

He is so partisan it's scary.
 
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#358
#358
utvolpj said:
a high-deductible catastrophic plan is fine for many. People should be on their own to pay for the basics and large issues would still be covered. This is an option completely removed from the market by this mess of a system. People should not be forced to pay for services they will never use which is what this does

This whole thing is a joke. There were plenty of proposals on how to fix the system without overhauling it with a system where no one knew what it did when they made it law. It's absolutely mind-blowing that anyone could support this. I honestly question the intelligence on anyone supporting it.
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the first part is a major point - catastrophic plans and HSA's have proven results yet they demonized as a race to the bottom.

they are the absolute best way to allow people to self-ration rather than having the government do it.

anyone that hates insurance companies should hate ACA since it is major boost for them and their plans.
 
#359
#359
volinbham said:
the first part is a major point - catastrophic plans and HSA's have proven results yet they demonized as a race to the bottom.

they are the absolute best way to allow people to self-ration rather than having the government do it.

anyone that hates insurance companies should hate ACA since it is major boost for them and their plans.
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Except for care they need that is not covered. Guess who ends up footing that bill?
 
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#361
#361
lawgator1 said:
It is relevant, yes, but its part of the reform that we can't have people opting for coverage that omits key things just because its cheap.

If you want to suggest a proposal in which people can buy a catastrophic plan, the problem is that it does not cover the basics up front, and so what happens is they underutilize efficient basic primary care ... until it reaches the point where we taxpayers end up paying for it.

I'm a single guy and my plan, which is probably int he silver type area, is close to $600 as month. If I get sick, I go to the doctor.

But with these stripped down plans for $300 for a family of four, they are getting basically nothing and its the taxpayers that end up paying the freight. The whole point of the individual mandate is to prevent freeloading in that manner.
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But that's all insurance is. By definition, you're insuring yourself against something that is incredibly unlikely (e.g., catastrophic) to happen. After that, people have a responsibility to care for themselves.
 
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#363
#363
#VFL__ said:
I can't wait for this to be a massive success. Wether that's due to it being a working policy or when it brings about better changes to our absolutely failing system of caring for people. Wonder why so many rebubs are afraid? Because people will love it and vote democrat. The common people might finally realize what a sham our political system is.
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Independents are afraid because we know the insurance lobby wrote the legislation, it was passed unread by most who voted for it and we are a few months out of implementation and no one can say how much it will actually cost each of us, nor what the coverage will be.

Other than that, I have no problem with it.
 
#364
#364
My family will be loosing our health care on 2016 due to obamacare. We'll have to pick up one of the offered plans through ACA. Happy times.
 
#366
#366
lawgator1 said:
It is relevant, yes, but its part of the reform that we can't have people opting for coverage that omits key things just because its cheap.

If you want to suggest a proposal in which people can buy a catastrophic plan, the problem is that it does not cover the basics up front, and so what happens is they underutilize efficient basic primary care ... until it reaches the point where we taxpayers end up paying for it.

I'm a single guy and my plan, which is probably int he silver type area, is close to $600 as month. If I get sick, I go to the doctor.

But with these stripped down plans for $300 for a family of four, they are getting basically nothing and its the taxpayers that end up paying the freight. The whole point of the individual mandate is to prevent freeloading in that manner.
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You pay $600 per month for yourself only?
 
#367
#367
#VFL__ said:
I can't wait for this to be a massive success. Wether that's due to it being a working policy or when it brings about better changes to our absolutely failing system of caring for people. Wonder why so many rebubs are afraid? Because people will love it and vote democrat. The common people might finally realize what a sham our political system is.
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Most people are afraid because a huge unknown was forced upon a majority of people who were happy with their coverage. It was passed years ago, and there are still a lot of unknowns.

I hope you are happy with the way our government has managed Social Security, Medicare, and Medicaid. Because they have tripled down with ACA.

What's the deal with the "failing system of care"? I'm asking because I really would like to do know. What are you seeing out there? I'm just being truthful here, but I was raised by and around people who worked and took care of themselves. I now work and live around those same types of people.

I've been to the hospital in the last year (kidney stone...ouch!), and I know several people who are battling chronic conditions and cancer. They are all receiving very good care.

It's very possible I just don't see the other failing system. What are you seeing?
 
#368
#368
lawgator1 said:
But with these stripped down plans for $300 for a family of four, they are getting basically nothing and its the taxpayers that end up paying the freight. The whole point of the individual mandate is to prevent freeloading in that manner.
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I pay $303.14 for myself and 2 kids (well 1 kid and soon to be another). I've been sick and had 2 surgeries + physical therapy and can assure you mine is not stripped down. People at my company making less than I do pay less than that for the same thing. Any claim that this stuff is not already available to many is bunk
 
#370
#370
utvolpj said:
I pay $303.14 for myself and 2 kids (well 1 kid and soon to be another). I've been sick and had 2 surgeries + physical therapy and can assure you mine is not stripped down. People at my company making less than I do pay less than that for the same thing. Any claim that this stuff is not already available to many is bunk
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Sure, if you are employed in the right circumstances. But a lot of people are not so fortunate.
 
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#371
#371
MarriedCouple93kDivorce2KidsOcare0913.png


so will this lead to more divorces? Stimulate the economy one lawyer at a time?
 
#372
#372
lawgator1 said:
Sure, if you are employed in the right circumstances. But a lot of people are not so fortunate.
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false. My wife and I have run into plenty in our company who opt out of the offered insurance claiming it is too expensive.
 
#374
#374
lawgator1 said:
Right around there. And we pay that for the employees, too. I think they contribute around $100 of that and we pay the rest.
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in other words, you subsidize your employees health insurance premiums to the tune of $500/month

who is going to be subsidizing the bronze and silver plan in Florida?
 
#375
#375
MG1968 said:
in other words, you subsidize your employees health insurance premiums to the tune of $500/month

who is going to be subsidizing the bronze and silver plan in Florida?
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The middle class? :dance2:
 
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