Here is my Tim Banks take. I think he has earned another year to right the ship.
He came into a dumpster fire on defense in 2021 and has shown improvement year over year with the culmination of an ELITE defense in 2024. We don't win 10 games without that defense.
We all knew there would be some regession from the 2024 team but this degree of slippage is unfathomable. Doesn't help that our best cover corner hasn't played a snap or our 2nd best corner has only played 1 quarter this year. On top of Hobbs missing the first 6 games and Moi getting hurt the 1st defensive possession of the season and the next 3 games. Not ideal.
Some people believe its the personnel more so than the coordinator. While I do believe that's part of the reason we haven't played well, ultimately, it all falls on the guy who is calling the defense lap. We have been cheeks on defense this year. All criticism is fair imo. I'm in the camp that we are who we are at this point and only hope we can fix it next year similar to how our offense has right(ed) the ship this year.
Only time will tell.