Back in the late '80's, I reloaded .45 ACP. Started out with an RCBS "rock chucker", and then ended up with a Lee progressive. Back then, we were living in Mt. Pleasant, SC (I was on a sub in Charleston), and I belonged to a gun club...name escapes me now...over there. Indoor range, gun store, reloading supplies, etc. Those guys were super-nice to me, and they got me started in reloading. So I know a little bit about it.
Back then, there was no point to reloading .223 / 5.56, as it cost more to reload than it did to just buy it. Now? Not so much. I haven't done the numbers, but I figure by the time I buy a solid bench; progressive press; dies; powder; primers; quality bullets; reloading trays; tools; and all the other little things you have to have in order to reload properly, well...that's probably a sizable investment. Depending on which life insurance company you talk to, either I (a) should have died 10 years ago, (b) don't have much time left, or (c) should at least make sure I have a will in effect. So I figure by the time I make the investment; get dialed in on the numbers; and then start turning out solid loads, well...you get it.
Personally, I'm holding out hope, faint though it be, that YV will bequeath just one wing of the "YV Arsenal" to me in order to fund my future acquisitions. But until then...