In my opinion, the greatest thing about the ACA is that it will lead to an increase in entrepreneurship. So many people who want to start their own small business couldn't because their health insurance was tied to the job they were in. With that worry gone, more people will build businesses.
And more businesses will fail than ever before.
Half will close within the first 2 years, that is standard and static. Throw in these people who never had the nerve, ways, or means before but now magically because of health care it means more people will open businesses?
Believe me, insurance as the impediment to starting a business is a loser's mentality and these people will fail at a greater rate. If that was the reason for stopping someone then the probability of their success is very low.
Before you start in with anything, I have built a business, a few companies, and did it with out any help from anyone starting out but with my AMEX. I have millions in multiple credit lines now. For any private business owner, they understand what a feat this is.
Reality is very few know what it means to start with no business credit history and leverage everything personally to take this chance, and what it means to have to be held to benchmarks with banks (let alone just dealing with banks and bankers) and the credit lines they extend, and managing cash flow and AP/AR.
Knowing that the failure rates are so high, and this is with the people who had the gumption and risk taking to begin with to try and take on starting a business, thinking these people starting something because of obumbacare are going to be here in 5 years is beyond naive and more than unlikely. More damage will be done and more of these people will be worse off.