lawgator1
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And still no one read it. They figured it out after it was passed. So many things came out they were wrong about.
Yes, but by far the biggest problem was bad estimates of the number of healthy people who would sign up versus the number of sick people. It was too tilted to the latter, causing premiums to really go higher than expected, or causing insurers to leave.
The solution is to work on the incentive end to get healthy people to sign up for these plans.
What Trump is trying to do is create alternative, cheaper plans, that don't cover what sick or just plain older people need. So all that is going to do it siphon off the healthy people from the current plans. Two effects: 1) Makes the current policies designed to help all even less affordable; 2) Artificially gives the impression that the ACA is the problem.
So what happens when the young healthy people signed up for the new cheap plans get older, and sicker? This is basically going to create a ramp, and as you get older and move to the next bracket, your insurance will steadily go up and up and up, until it breaks you, you die, or you qualify for Medicare. Pray that between 50 and 65 you don't get a serious illness or your f$cked.
Who benefits?
If you want to fix what is broken, you have to get people paying in when they are healthy, not displace it all on the sick. That is a formula for collapse.