Why I Can't Afford to Vote Democrat

#26
#26
Mick said:
Imagine how his wife and kids feel.
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I have been in those shoes. A good paying job is not always a given even after you land it. I worked for one company for 14 years and overtime, my salary grew to where my family and I had a very comfortable lifestyle. Unfortunately, the company began to have financial issues back in 2013 & people I knew for years began to get laid off. The writing was on the wall. Who wants to become a statistic of unemployment? I did some job searching & landed a solid job but making about 35% less. My previous employer folded up a year later August 2014. Now after working for this new employer for nearly 7 years, I am almost back to where I was from a salary standpoint in 2013. Opportunities are found & rarely given as gifts.
 
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#31
#31
Sea Ray said:
Trump deregulated Obamacare so now there are more health insurance choices for me. I now can choose from some that are not Obamacare compliant. This means if I don't want a plan that includes mental health or maternity, I can buy it. But there is a catch. These plans can underwrite so if you have a pre-existing condition, you probably won't qualify. So here's what happened in December when I had to make a choice:

My existing insurance company (Anthem) sent me a letter saying that they were going to raise my premiums to $1900/mo. After going through an insurance broker, we came up with a plan where we kept my wife (who has pre-existing conditions) on Anthem, but moved my daughter and me to a non Obamacare compliant plan. My new total premiums: $1300/mo. This means a $600/mo savings due to the under the radar actions of Pres Trump. He saved me $600/mo. Thank you Mr Trump!
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Trump hasn't done anything. Period.

So Obamacare gave you the choice to keep your crap insurance or put your wife with a pre existing condition on an Obamacare compliant plan. And you're complaining about this.
 
#32
#32
GVF said:
It was less because of the lower income. But, I don't have with me. Good question though. I'll check.
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My check to the .gov was a good bit bigger but the amount I paid overall was about 4k less.
 
#33
#33
Mick said:
Trump hasn't done anything. Period.

So Obamacare gave you the choice to keep your crap insurance or put your wife with a pre existing condition on an Obamacare compliant plan. And you're complaining about this.
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Wrong, you could not keep your insurance if it didn't meet the new standards.
 
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#34
#34
LouderVol said:
On the health care costs even the employer provided got jacked up. I paid 50, employer about 250 for a 4k deductible. After ACA I am paying close to 300, with almost 500 from the employer, deductible went down to 3500. Pretty much everything else stayed the same. I get a week more PT covered, plus the mental health and women's health (i am a guy). My pay has doubled in the 7 years, but costs for me have gone up 6 times.
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My HC insurance through my employer went up $160 a month this year alone.

Insurance is a ponzi scheme.
 
#38
#38
RockyTop85 said:
Who flips burgers and cleans toilets?
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The next batch of unskilled kids. Those jobs are entry level for a reason, and are intended for the purpose of gaining experience and learning responsibility in a market that is not home or school.

If an entry level job is someone’s final resting place in the job market, they screwed the pooch somewhere.
 
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#39
#39
Fun coupon VOL said:
My HC insurance through my employer went up $160 a month this year alone.

Insurance is a ponzi scheme.
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I'm not sure you understand how ponzi schemes work then. Social Security is a ponzi scheme, health care is expensive for a number of reasons.
 
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#41
#41
Girth Brooks said:
The next batch of unskilled kids. Those jobs are entry level for a reason, and are intended for the purpose of gaining experience and learning responsibility in a market that is not home or school.

If an entry level job is someone’s final resting place in the job market, they screwed the pooch somewhere.
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That is a preference. We can't help who we love. Don't be so intolerant of others' sex lives.
 
#42
#42
Girth Brooks said:
The next batch of unskilled kids. Those jobs are entry level for a reason, and are intended for the purpose of gaining experience and learning responsibility in a market that is not home or school.

If an entry level job is someone’s final resting place in the job market, they screwed the pooch somewhere.
Click to expand...
 
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#44
#44
PEPPERJAX said:
I have been in those shoes. A good paying job is not always a given even after you land it. I worked for one company for 14 years and overtime, my salary grew to where my family and I had a very comfortable lifestyle. Unfortunately, the company began to have financial issues back in 2013 & people I knew for years began to get laid off. The writing was on the wall. Who wants to become a statistic of unemployment? I did some job searching & landed a solid job but making about 35% less. My previous employer folded up a year later August 2014. Now after working for this new employer for nearly 7 years, I am almost back to where I was from a salary standpoint in 2013. Opportunities are found & rarely given as gifts.
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Being in Textiles and Automotive for years, I have lived that nightmare half a dozen times. 17 years out of grad school with same textile company that sold most of it off. Took a job I shouldn't have, and moved on from that one. Latched on to another big textile company and saw it coming there and got into automotive. That was right before the crash, and got laid off after 9 months. Went thru layoffs at a couple others. I was a production manager as well. Got on with another great company that even built my 401K and profit sharing to over 20 grand in 18 months. Guess what, a layoff. Cut out an entire shift. But, after losing that 17 years with my first company, I soon became the short timer everywhere I went. and I regularly exceed my peers on the production floor. You can talk performance all you want, but when it comes to layoffs that don't mean jack. It's tenure and the good ole boys that keeps jobs. I had a great job in GA when we moved to TN voluntarily for family reasons (parents) 5 years ago. Gave up a $70K job that I was tracking to confidently being 6 figures by now. job market here for me is not what I thought it would be without getting into the same 1.5 hour commute I left. Finally, landed an $78K job locally that...you guessed it...laid off and eventually sold. Now, I work 2 jobs, and my wife is now full time just to make check to check and not even hit $65K combined. I'm well aware that is still a lot better than many. Not complaining about what God does provide when we need it, but being well educated and very good at what you do doesn't always equate to great jobs and pay and an easy life. I've had that crap fall on me so many times with layoffs and spending all our 401k just to make it to the next job (a 7 month plus hunt most times), my wife nicknamed me Charlie Brown.
 
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#45
#45
hog88 said:
If major medical is all you need it's not "junk".
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If you have a major medical plan it is ACA compliant? Never mind.

It's basically insurance that doesn't pay a dime before 7k. I see.
 
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#46
#46
Septic said:
I'm not sure you understand how ponzi schemes work then. Social Security is a ponzi scheme, health care is expensive for a number of reasons.
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Very true. The money you initially paid taxes on gets taxed again when you are finally eligible to receive it. Bunch of BS.
 
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#47
#47
GVF said:
Being in Textiles and Automotive for years, I have lived that nightmare half a dozen times. 17 years out of grad school with same textile company that sold most of it off. Took a job I shouldn't have, and moved on from that one. Latched on to another big textile company and saw it coming there and got into automotive. That was right before the crash, and got laid off after 9 months. Went thru layoffs at a couple others. I was a production manager as well. Got on with another great company that even built my 401K and profit sharing to over 20 grand in 18 months. Guess what, a layoff. Cut out an entire shift. But, after losing that 17 years with my first company, I soon became the short timer everywhere I went. and I regularly exceed my peers on the production floor. You can talk performance all you want, but when it comes to layoffs that don't mean jack. It's tenure and the good ole boys that keeps jobs. I had a great job in GA when we moved to TN voluntarily for family reasons (parents) 5 years ago. Gave up a $70K job that I was tracking to confidently being 6 figures by now. job market here for me is not what I thought it would be without getting into the same 1.5 hour commute I left. Finally, landed an $78K job locally that...you guessed it...laid off and eventually sold. Now, I work 2 jobs, and my wife is now full time just to make check to check and not even hit $65K combined. I'm well aware that is still a lot better than many. Not complaining about what God does provide when we need it, but being well educated and very good at what you do doesn't always equate to great jobs and pay and an easy life. I've had that crap fall on me so many times with layoffs and spending all our 401k just to make it to the next job (a 7 month plus hunt most times), my wife nicknamed me Charlie Brown.
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Thanks for sharing. I hope your situation improves in the near future.
 
#48
#48
Girth Brooks said:
The next batch of unskilled kids. Those jobs are entry level for a reason, and are intended for the purpose of gaining experience and learning responsibility in a market that is not home or school.

If an entry level job is someone’s final resting place in the job market, they screwed the pooch somewhere.
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That callous and shortsighted mindset works great for everybody who didn’t “screw the pooch” until the number of people who did hits a critical mass and starts a socialist revolution.
 
#49
#49
SpaceCoastVol said:
Don't make bad choices. Don't finance anything. Get an education, and I'm not talking about college. It will be hard, but nobody will do these things for you
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Relevant point. And why so many are in debt. College has been pushed and advertised to an audience that had no clue how to use it to work for them. BS loans. Worthless degrees. For profit college scams. Industries are desperate for qualified trades, but they are in short supply because everyone was told you had to go to college to be someone or to get rich. I'm a college boy. I hope my son goes, IF he is going for something he wants to do and needs a particular degree to launch that career. BUT, you can make a pretty good living as an electrician these day simply because you can't find one to hire. That's just one example.
 
#50
#50
GVF said:
Was at the drive thru the other day. That ain't happening any time soon.
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I agree and that’s partially my point. It’ll never happen. There will always be somebody whose job is to flip burgers and scrub toilets. Those jobs will never be skilled. Those jobs will never warrant $30 per hour at today’s dollar valuation.

The quality of life for those individuals is an indicator of economic health.

There’s an argument to be made for easing the throttle, so to speak to allow those people to keep up because if the number of people who feel left behind hits critical mass then they have a tendency to screw things up for the rest of us.
 
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