I took the Vols to win in the SEC Tournament, because it was only five bucks, and as you say, it would have ripped me up to take UF over UT. That did not exactly work out.
Our NCAA pool is more than five dollars, so I'm less likely to be a naked homer. I have us getting to the round of 16, obviously, but losing to OSU after that. If UT had any past level of success in the postseason I'd've been more optimistic, but frankly it's just hard to imagine us winning more than two games at this point. I would be happy to be proved stupid and wrong; were UT to make it to the round of eight (or farther!), I'd be delighted to just throw the whole bracket and wager out right now.