I basically tell my customers who want to pay by credit card that there is a 5% adder to cover merchant bank fees. Sometimes they’ll opt for Net 30 but most will pay the 5%. It’s only a very small part of our revenue, so not a big issue for me. Mostly the smaller orders which are mostly from universities. That said, I switched merchant accounts from BBVA (now PNC) to Chase which has cut the fees about in half.
