Even More Obamacare Follies

#3,576
#3,576
Blueticks said:
Carl, I definitely feel your pain as far as premiums go. Medical alone I'm paying around 900 a month, when you add vision and dental I'm over a grand every month. It's painful, especially since the same coverage was about 450 pre ACA.

I am a believer that every citizen with the emphasis on citizen having access to healthcare. However, I don't feel that that access should burden the tax payer. What I would like to see, and I know it is highly improbable( meaning won't happen) is a decrease in all welfare programs to offset the cost for low income individuals/families. Also, I would propose that if you receive a healthcare subsidy you would no longer be eligible to receive a return for taxes paid.
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That would be unfair.. For some.. Everthing must be free or somehow is wrong. College will be next , follow by free retirement
 
#3,577
#3,577
ER visit this weekend with the youngest. What ever happened to my $100 copay? :cray:
 
#3,580
#3,580
McDad said:
Hope your youngest is okay.

Reasonable copays are a sign of a dysfunctional health care system.
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Thank you he's out of the woods now and feeling better. I was single dad this weekend and had to drag the 3yo with me. I did find out that my truck will do 95mph key easily though

Just looking at the deductible and out of pocket still left almost left me in a bed next to my son though. Crazy
 
#3,581
#3,581
McDad said:
Hope your youngest is okay.

Reasonable copays are a sign of a dysfunctional health care system.
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Also.. The cost will of healthxare will continue to climb with the flood of illegals that continue to consume services.. There are not playing anything and have to been treated by law .. Great system for them, get world class care for nothing while the U.S. taxpayer gets bent over
 
#3,582
#3,582
The increased deductibles will hasten the transition to single payor. 1. The insured will complain to their elected representatives who feel empowered to do something. After all, this is the "leadership" in DC does...they make law to placate us. 2. Doctors and facilities will complain because the default on the deductible owed will be high and they will complain for a solution.
 
#3,584
#3,584
Higher copays for hospital visits, combined with coverage for family care primary physicians = ........

Come on, you can do it.
 
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#3,585
#3,585
Velo Vol said:
Sure, politicians, lobbyists for the major stakeholders, and think tanks.

The same way most laws get drafted.
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Insurance and hospital lobbyist authored the majority of it. Remember that the politicians had to pass it to find out what's in it?
 
#3,586
#3,586
my FSA will be emptied by the end of March. So glad they reduced the limit from $5000 to $2500. Obamacare has really saved me money.
 
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#3,587
#3,587
McDad said:
We can call it big government cronyism if it makes it more palatable but let's not pretend this is a free market solution.
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The companies set and advertise their rates. If you want to challenge the market theory on the grounds that there's insufficient competition (in some areas), that's a different issue. But the government isn't setting rates, as earlier posters suggested.
 
#3,588
#3,588
lawgator1 said:
Higher copays for hospital visits, combined with coverage for family care primary physicians = ........

Come on, you can do it.
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All my money does is pay to subsidize those who chose not to have coverage before. I am paying thousands (likely into 5 figures) more each year for this privilege.
 
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#3,589
#3,589
Hard to take ACA criticism seriously when you have people simultaneously arguing that the law is:

(1) a giant taxpayer giveaway to the insurance companies, and

(2) intended to drive the insurance companies out of business.

Make up your minds.
 
#3,590
#3,590
Velo Vol said:
The companies set and advertise their rates. If you want to challenge the market theory on the grounds that there's insufficient competition (in some areas), that's a different issue. But the government isn't setting rates, as earlier posters suggested.
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The govt set required coverages so they are in essence setting the rates
 
#3,591
#3,591
Velo Vol said:
The companies set and advertise their rates. If you want to challenge the market theory on the grounds that there's insufficient competition (in some areas), that's a different issue. But the government isn't setting rates, as earlier posters suggested.
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The government isn't setting rates like it does with medicare. But rates are set due to the mandates the government has established.
 
#3,593
#3,593
Velo Vol said:
Hard to take ACA criticism seriously when you have people simultaneously arguing that the law is:

(1) a giant taxpayer giveaway to the insurance companies, and

(2) intended to drive the insurance companies out of business.

Make up your minds.
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Are you able to conceive of a scenario where both of these statements could be true?
 
#3,594
#3,594
Velo Vol said:
Hard to take ACA criticism seriously when you have people simultaneously arguing that the law is:

(1) a giant taxpayer giveaway to the insurance companies, and

(2) intended to drive the insurance companies out of business.

Make up your minds.
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Insurance companies simply traded the work of competition with the guaranteed income from regulation
 
#3,596
#3,596
DC_Vol said:
Are you able to conceive of a scenario where both of these statements could be true?
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Why else would so many democrats and apologists for the ACA view it is a gateway for single payer?

The insurance companies screwed themselves.
 
#3,597
#3,597
utvolpj said:
All my money does is pay to subsidize those who chose not to have coverage before. I am paying thousands (likely into 5 figures) more each year for this privilege.
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Prior to the ACA, a considerable amount of your health insurance premium was going to subsidize the care of people who paid NOTHING into the system. And such care was delivered in the most inefficient way imaginable, at the hospital. You don't see on your premium bill a line for "indigent care offset," but its there. And its big. Its why aspirin at the hospital is $5 a pill.

Romney understood this. The Republican party embraced expanding coverage, using subsidies and mandates ... until Obama did it nationally. Then the GOP conveniently forgot about all of the reasons and the logic of doing this.

Seems like you just don't even want to admit that having our private health insurance effectively cover everyone else would inevitably collapse under the weight of those costs.
 
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#3,598
#3,598
MG1968 said:
Why else would so many democrats and apologists for the ACA view it is a gateway for single payer?

The insurance companies screwed themselves.
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It won't be long....the insurance companies will be shouldering the blame for why Obamacare is not working.

Well if only the government managed everything....
 
#3,599
#3,599
lawgator1 said:
Prior to the ACA, a considerable amount of your health insurance premium was going to subsidize the care of people who paid NOTHING into the system. And such care was delivered in the most inefficient way imaginable, at the hospital. You don't see on your premium bill a line for "indigent care offset," but its there. And its big. Its why aspirin at the hospital is $5 a pill..
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Did hospitals, doctors, and facilities provide indigent care out of altruism?
 
#3,600
#3,600
lawgator1 said:
Prior to the ACA, a considerable amount of your health insurance premium was going to subsidize the care of people who paid NOTHING into the system. And such care was delivered in the most inefficient way imaginable, at the hospital. You don't see on your premium bill a line for "indigent care offset," but its there. And its big. Its why aspirin at the hospital is $5 a pill.
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It still does. Nothing has changed. No one is required to have anything at this point and the hospitals must still accept everyone. Those with the means are still subsidizing the rest

It cost me $700 Saturday night. I had no issue covering it and would have paid the entire amount if asked. Do you think those getting large subsidies will be able to drop that kind of money on a 4hr visit?
 
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