Another Government Shutdown Thread

#1,154
#1,154
Sea Ray said:
So these doctors are not accepting Medicare?
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Nope. Any insurance plan paid by any governement agency is cash only. Has been for 10 years atleast at some of the ones I know of. Either private plans or cash.

ACA plans maybe not so much rejected, as they show as private, but the one office I go to lists specifically all the plans that will not be accepted.

Edit: I am aware that they do reject some OC plans. Maybe not all. Not sure how they dtermine which ACA/OC plans they will not accept but I know for certain one of hte two offices I use rejects all gov't plans outright.
 
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#1,159
#1,159
McDad said:
Posted all over the hospital in both spanish and english is "inability to pay" and 80% discount pamphlets.
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Probaly pretty standard, but our hospital always offers a 25% cash discount on any provided service if paid in full upfront when offered. I don't typically have the cash on hand to take advantage, but setting up the monthly payments is zero interest.
 
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#1,165
#1,165
Sea Ray said:
The mandate was without teeth. The penalty for not doing so was far less than the cost of insurance. Republicans don't believe that the gov't can force you to buy something. Apparently you do
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You have to buy insurance to drive your car.
 
#1,166
#1,166
McDad said:
Rs removed the requirement?? They removed the penalty...uh fee....uh tax.

from google:
The U.S. Court of Appeals for the 5th Circuit in 2019 ruled the individual mandate unconstitutional because Congress had repealed the tax penalty enforcing the mandate, and sent the case back to a district court in Texas to determine which of the law's provisions could survive without the mandate.
Feb 10, 2021
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Issue: The Affordable Care Act’s individual mandate requires most Americans to enroll in health insurance. In 2017, Congress eliminated financial penalties associated with failing to comply with the mandate, which becomes effective in 2019.

In 2017, the Republican-controlled 115th Congress made significant attempts to repeal and replace the Affordable Care Act (ACA), culminating in the introduction of the
American Health Care Act (AHCA). While the AHCA passed the House, it failed in the Senate. However, a provision to repeal the individual mandate penalty was later passed as part of the Tax Cuts and Jobs Act of 2017.
 
#1,167
#1,167
lawgator1 said:
You have to buy insurance to drive your car.
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I get it. Republicans see differences between the two

Personally I’d like to see everyone get their health insurance like car insurance. Shop for it. Congress would take the issue more seriously if that were the case. So would many other Americans like teachers and employees of S&P 500 companies
 
#1,169
#1,169
lawgator1 said:
Issue: The Affordable Care Act’s individual mandate requires most Americans to enroll in health insurance. In 2017, Congress eliminated financial penalties associated with failing to comply with the mandate, which becomes effective in 2019.

In 2017, the Republican-controlled 115th Congress made significant attempts to repeal and replace the Affordable Care Act (ACA), culminating in the introduction of the
American Health Care Act (AHCA). While the AHCA passed the House, it failed in the Senate. However, a provision to repeal the individual mandate penalty was later passed as part of the Tax Cuts and Jobs Act of 2017.
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Congratulations on agreeing with me that you were wrong???
 
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#1,170
#1,170
Sea Ray said:
As a self employed guy I hate Obamacare like crazy. I do consider myself a fair man. The pro OC folks can claim victory on the fact that it gave people with pre existing conditions a place to go. I'll give it that. I do think the overall price we paid, and who paid it, was excessive though which makes it a failure
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Fair take. I was self-employed through the first few years and hated it for that as well.
 
#1,171
#1,171
lawgator1 said:
You have to buy insurance to drive your car.
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Well, technically you are buying car insurance as a requirement of the license and driving. Now we can get really detailed into if you like. It would be helpful that good cases are presented to the Supreme Court as it pertains to taxes including the income and property tax problems, but this is a very long discussion. Of course, Roberts framed it insanely as a tax, there are many problems with the ruling.

You don't have to have health insurance, to be honest health insurance is actually illegal now. The forced you to buy a plan or be subject to a potential tax.

I actually don't think anyone can actually figure out what Roberts was even saying.
 
#1,172
#1,172
lawgator1 said:
The reason it has been problematic is because the Republicans later removed the requirement that everyone have health insurance.

Premiums for those of us who purchase through work or the private market are so high in large part because while everyone in this country gets emergent medical care, regardless of the ability to pay for it, not everyone is paying into that system. As the number of paying customers goes down -- but services remain available -- the cost to those of us who do pay goes up.

The ACA required everyone to pay in. You may think it not in proportion to need -- ok. But it required that everyone pay in something, which got us headed in the right direction. But the Republicans later crippled the entire concept by dropping the mandate that everyone have insurance, either through ACA or otherwise, shifting the cost back to those of us who do pay.

The irony is that the ACA with the mandate benefited everyone, and used the private carriers (not the government) as the platform for paying into the system, whereas now, under Republican control, the system rewards people for not buying health insurance and shifting it to those of us who do pay.
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If I am a healthy young person, why the hell should you force me to pay for something I do not need? Why do I need to pay for the rampant diabetes of fat asses who eat like a bunch of feeder pigs? And what program where the government has put money into did not make the resulting product or service more expensive and substandard? Off the top of my head, I cannot think of one.

In my younger days, my biggest health risk was an automobile accident. I carried plenty of insurance for that. As I got older, the risk profile changed and my selections did as well. OC has only cost me either money or coverage.
 
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