Recruiting Forum Football Talk III

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#218,677
#218,677
nashvol1 said:
Fairly close in running, already looks like a better pure passer. Dobbs had so many leadership intangibles and never quit attitude which also differentiated him. Bailey might be a ā€œsitting duckā€ in SEC play.

Still like Bailey a lot too. Problem I see is slow release with a line that lacks depth is not a recipe for success in SEC play. If he starts will root for him and the entire team and fingers crossed the line holds up.
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He has a cannon but he rifles everything. I would take Dobbs. Most underrated QB we ever had.
 
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#218,684
#218,684
VolsDoc81TX said:
Drove a Polaris Ranger in the mountains of New Mexico. It was an absolute blast. Great vehicle. Have no need for one, but absolutely want one nowā€¦šŸ¤ 
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Great!! Rain started so I just came inā€¦..been hauling dirt / landscape boulders all day. Hauled 4.5 tons of cut wood last weekend. Itā€™s ready for more!! Will take grandchild on a ride later. Great vehicles and very flexible.
 
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#218,687
#218,687
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#218,688
#218,688
Nashvegas31 said:
With Calbert down who steps up as the 4th Tackle? Perry(hubbs/price had a love affair every podcast on how good he looked in offseason body wise), the Juco kid or Parker? I lean Parker personally but it might not hurt to have a younger guy go ahead and get all these reps instead of Calbert who was bound to get hurt at some point
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Oof scary. Would be nice if Parker steps up that quickly to LT2/RT2, but man that's asking a lot too. Need depth that's for sure.
 
#218,696
#218,696
Good for him...
NOLA.com's Jeff Duncan reports WR Marquez Callaway has been the "breakout star" of Saints camp.
"Thereā€™s a belief inside the building that the offense will be just fine without [Mchael] Thomas," writes Duncan, citing Callaway's position in the offense. Callaway has been the subject of plenty of hype in the wake of Thomas' ankle surgery and Tre'Quan Smith's latest leg injury. The second-year UDFA out of Tennessee, Callaway has spent time as an understudy in New Orleans who received extended looks on offense last season when Thomas was initially hurt, catching 21 passes for 213 scoreless yards as a rookie. Callaway's fantasy ADP is on the rise and looks like the Saints wideout to roster early in the year.
 
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#218,697
#218,697
bignewt said:
Good for him...
NOLA.com's Jeff Duncan reports WR Marquez Callaway has been the "breakout star" of Saints camp.
"Thereā€™s a belief inside the building that the offense will be just fine without [Mchael] Thomas," writes Duncan, citing Callaway's position in the offense. Callaway has been the subject of plenty of hype in the wake of Thomas' ankle surgery and Tre'Quan Smith's latest leg injury. The second-year UDFA out of Tennessee, Callaway has spent time as an understudy in New Orleans who received extended looks on offense last season when Thomas was initially hurt, catching 21 passes for 213 scoreless yards as a rookie. Callaway's fantasy ADP is on the rise and looks like the Saints wideout to roster early in the year.
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thats awesome
 
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#218,699
#218,699
triadvolfan said:
I was told my whole life a lease was a rip-off. When I got through college though and realized how leasing works I changed my mind a bit. A lease is just a loan with an option to purchase the car at the end of the lease. So what matters financially is what's the interest rate embedded in the lease and how fast you're paying off the car. This interest rate is used to calculate the price you purchase the car at at the end of the lease. If the rate is low then a lease can be a good deal, especially if you purchase the car at the end of the lease.

The negatives of a lease are:
Leases are almost always for a new car and new cars are generally worse deals than used cars
The embedded interest rate might be higher than a loan would be for a purchase
Leases tend to build equity more slowly than purchases with lower payments which effectively means you're paying more interest over time and when you go to purchase the car at the end you'll need to get a loan then.

If the rate is good, you're going to buy a new car anyway, and you don't use leases as an excuse to buy a crazy expensive car then leases can be okay. Buying a used car that is 2 or 3 years old is probably better but for new cars they can be comparable.
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ā¬†ļø @nicksjuzunk this is spot on.

Cars are a depreciating tool, so the best advice is to limit your losses. Buying used will lower the depreciation total, but new has its advantages (worry free transportation). Also, used cars are overvalued right now, so new is a very good plan. Paying all cash is always best, but youā€™ve been put in a unique situation where thatā€™s not an option. Figure out what your family can afford to put down and pay monthly.

Keep in mind that you will lose the most money to interest in a lease. Interest rates are so good that a 60-month loan either from the bank or dealer will result in very little money lost to interest.

Vehicle choice is also important for your family. My recommendation for the most economical and durable choices are a Camry, Corolla, Accord, or Civic, or if you can find a steal, a CR-V or Rav-4. You cannot go wrong with a Honda or Toyota. I have one of each and both are over 100k miles, and just getting broken in. One I bought new, one used.

Last but most important: pray about your finances and let the Lord lead you. My prayer for you is that He stretches your resources for you and gives you wisdom and clarity in your decisions.
 
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#218,700
#218,700
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