Was going to post similar. Love that option for people because it adds so much flexibility. Only downside is paying bit more on higher rate.30 year fixed amortized to 15 if there isn’t much difference in rate.
Yup. As long as there's no penalties involved and it's not a daily compound rate... Whick mortgages and most auto loans aren't.... This is the way to go.Was going to post similar. Love that option for people because it adds so much flexibility. Only downside is paying bit more on higher rate.
Same for car loans, we did same rate for any used car - 1 yr or 5 yr term didn't matter. Always told people take the long term and pay it like a shorter loan if you want and you'll just be paid way way ahead if job loss or something unexpected happens. No need to box yourself on a high payment short loan when you can pay it like one regardless, with the bonus flexibility.
I was sitting here in self quarantine missing Finger's spring practice reports and everything Vols football. So what better tonic to lift my spirits than listening to John Ward on YouTube and his most famous calls. Just never get tired of hearing John say " Wherever you listen throughout the world, IT'S FOOTBALL TIME IN TENNESSEE!!!" We'll get through this pandemic and our Vols will be back. Stay well everyone.
I was sitting here in self quarantine missing Finger's spring practice reports and everything Vols football. So what better tonic to lift my spirits than listening to John Ward on YouTube and his most famous calls. Just never get tired of hearing John say " Wherever you listen throughout the world, IT'S FOOTBALL TIME IN TENNESSEE!!!" We'll get through this pandemic and our Vols will be back. Stay well everyone.
My dear mother went home to be with the Lord tonight a little after 9 pm. She went peacefully, surrounded by all her beloved children.
Thanks to all of you for your thoughts and prayers...they mean the world.
So sorry for your loss, brother. Praise the Lord she’s not having to suffer here any longer. Praying for you and yours! If you get a moment, read Psalm 91. It’s given me great comfort lately.My dear mother went home to be with the Lord tonight a little after 9 pm. She went peacefully, surrounded by all her beloved children.
Thanks to all of you for your thoughts and prayers...they mean the world.
My dear mother went home to be with the Lord tonight a little after 9 pm. She went peacefully, surrounded by all her beloved children.
Thanks to all of you for your thoughts and prayers...they mean the world.
Prayers to you and your family.With all my siblings here at moms just waiting on the inevitable...she actually stopped breathing for several seconds about an hour ago but her will to live is just so strong...the hospice folks were here earlier today, and there was a few minutes then when we thought she was down to it also (awesome awesome awesome people by the way!) and they are shocked that she is still hanging in..
What happened is that when my stepdad passed in Nov 2017, she went through a very rough few months that she was ready to go herself, but then she really decided that she wanted to go on living...so when this cancer came on last year, it is almost like it made her mad more than scared..she told me three weeks ago that she was not afraid to go if that is what God wants, but she really wanted to live. She told me to really live the rest of my life, and to enjoy every moment.
Anyway...it should not be much longer...but..