Recruiting Forum Off Topic Thread III

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#2,552
#2,552
JRVFL said:
So.. disagree?
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I'll bet that if you really wanted to go to school, you would have found a way. Not saying that people shouldn't use the lottery if it there, I'm just saying that people that really want something will work hard and earn it if they have to.
 
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#2,553
#2,553
Glitch said:
I'll bet that if you really wanted to go to school, you would have found a way. Not saying that people shouldn't use the lottery if it there, I'm just saying that people that really want something will work hard and earn it if they have to.
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I think that’s exactly what it does... it rewards working hard and earning it academically.
 
#2,554
#2,554
Nashvegas31 said:
If we hired Schiano, volnation traffic and VQ/247 subs would have hit all time lows. It would have been a disaster for fans/boosters not named Haslam and media
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I had emotionally disconnected from the program, and it wasn't intentional. I just stopped caring. Glad it didn't happen.
 
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#2,555
#2,555
Glitch said:
I'll bet that if you really wanted to go to school, you would have found a way. Not saying that people shouldn't use the lottery if it there, I'm just saying that people that really want something will work hard and earn it if they have to.
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My problem with the lotto has less to do with the students getting scholarships and about everything else associated with the lottery. The ripple effect on education, the raising of tuition, the tax on the poor, takes money out of the economy, etc.
 
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#2,556
#2,556
BigZiti09 said:
My problem with the lotto has less to do with the students getting scholarships and about everything else associated with the lottery. The ripple effect on education, the raising of tuition, the tax on the poor, takes money out of the economy, etc.
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That was my point as well. The lottery, along with other government interventions, has caused a rapid rise in the cost of education. It has also watered down the value of that education. It used to be that not everyone went to college, because not everyone needed to go. Nowadays, you are hard pressed to find many jobs that don't require, or at least prefer an undergrad degree. Not all jobs require a college education.

Completely agree about the tax on poor as well. You don't see wealthy people lining up week after week to buy lotto tickets and scratch offs. They would rather drop that money in their 401k's. The poor and less educated are the ones paying for everyone to go to college because they are the ones lining up to buy lotto tickets and scratch offs.

It does take money out of the economy as well. American's spent $70 BILLION dollars on the lottery in 2014. How many small businesses could've been started? How many more jobs could've been created? There is another article that states that poor households spend about 9% of their income on the lottery. Yet we have elderly people that can't afford food because they didn't save properly. You should set aside 10-15% of your income for retirement, but how many people claim they just don't have anything left over to invest. I'll bet lot of them spend as much or more on lottery, alcohol, cigarettes, etc. Now I don't care what people spend their money on, but if you CHOOSE not to save during your working years, don't complain when you get older and can't afford to retire well.


Sorry for the rant. I'm very passionate about saving for retirement.

Here's What Americans Are Spending on Lottery Tickets -- The Motley Fool

Poor people spend 9% of income on lottery tickets; here's why - AOL Finance
 
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#2,557
#2,557
Glitch said:
That was my point as well. The lottery, along with other government interventions, has caused a rapid rise in the cost of education. It has also watered down the value of that education. It used to be that not everyone went to college, because not everyone needed to go. Nowadays, you are hard pressed to find many jobs that don't require, or at least prefer an undergrad degree. Not all jobs require a college education.

Completely agree about the tax on poor as well. You don't see wealthy people lining up week after week to buy lotto tickets and scratch offs. They would rather drop that money in their 401k's. The poor and less educated are the ones paying for everyone to go to college because they are the ones lining up to buy lotto tickets and scratch offs.

It does take money out of the economy as well. American's spent $70 BILLION dollars on the lottery in 2014. How many small businesses could've been started? How many more jobs could've been created? There is another article that states that poor households spend about 9% of their income on the lottery. Yet we have elderly people that can't afford food because they didn't save properly. You should set aside 10-15% of your income for retirement, but how many people claim they just don't have anything left over to invest. I'll bet lot of them spend as much or more on lottery, alcohol, cigarettes, etc. Now I don't care what people spend their money on, but if you CHOOSE not to save during your working years, don't complain when you get older and can't afford to retire well.


Sorry for the rant. I'm very passionate about saving for retirement.

Here's What Americans Are Spending on Lottery Tickets -- The Motley Fool

Poor people spend 9% of income on lottery tickets; here's why - AOL Finance
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2 things...
1. totally agree. this notion that everyone needs to go to college to get a good job is a farse today. you can make a ton of money doing work that doesn't require a degree. wanna find out, go get a CDL and move to west TX and drive a truck. or go anywhere and drive a truck. there are all kinds of really good jobs out there, if you're willing to do it....and that, to me based on my experience of the years, is what it boils down to...what are you WILLING to do?

2. also, agree. again, from personal experience in watching people in my family who didn't save, and see how they are now that they are retired, and still have pretty significant expenses to cover, it makes a difference. Now, i would tell you, depending on your age, that you should be putting 20-30% to cash for as long as you can, and then you can up your after tax and pre tax investments as you get older. while there's a tax benefit to 401k, you remove liquidity now, and you pay the tax later anyway. there are more stable, and liquid, places to put your money, should you need it. but that's just me. either way, you should save your money. you don't need half the crap y ou spend it on now. you will need it later. you might have to live 30 years on what you save now. :loco:

ok, i'm off my box too. but like you, those two things, i feel pretty strongly about.
 
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#2,558
#2,558
jakez4ut said:
2 things...
1. totally agree. this notion that everyone needs to go to college to get a good job is a farse today. you can make a ton of money doing work that doesn't require a degree. wanna find out, go get a CDL and move to west TX and drive a truck. or go anywhere and drive a truck. there are all kinds of really good jobs out there, if you're willing to do it....and that, to me based on my experience of the years, is what it boils down to...what are you WILLING to do?

2. also, agree. again, from personal experience in watching people in my family who didn't save, and see how they are now that they are retired, and still have pretty significant expenses to cover, it makes a difference. Now, i would tell you, depending on your age, that you should be putting 20-30% to cash for as long as you can, and then you can up your after tax and pre tax investments as you get older. while there's a tax benefit to 401k, you remove liquidity now, and you pay the tax later anyway. there are more stable, and liquid, places to put your money, should you need it. but that's just me. either way, you should save your money. you don't need half the crap y ou spend it on now. you will need it later. you might have to live 30 years on what you save now. :loco:

ok, i'm off my box too. but like you, those two things, i feel pretty strongly about.
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If you start saving early enough (early 20's), 10-15% should be sufficient. If you wait, like most people, until you are in your late 30's or 40's, then 20-30% will probably be required to retire in the way you really want to. Sacrifice now, or sacrifice later. Time is the best tool we have when it comes to saving. Start early and save as much as you possibly can without forgetting to live a little too.
 
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#2,559
#2,559
BigZiti09 said:
Not saying kids going to school is a bad thing. I’m saying overall the lottery hurts more than it helps in a number of ways. Big picture the lottery isn’t good for the state of Tennessee IMO.
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Agreed. It is essentially a regressive tax. And, it makes my wait in line way longer at Weigel's.
 
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#2,560
#2,560
Glitch said:
If you start saving early enough (early 20's), 10-15% should be sufficient. If you wait, like most people, until you are in your late 30's or 40's, then 20-30% will probably be required to retire in the way you really want to. Sacrifice now, or sacrifice later. Time is the best tool we have when it comes to saving. Start early and save as much as you possibly can without forgetting to live a little too.
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well, for me, the 20's 30's ship has sailed.:)
 
#2,563
#2,563
LA Vol said:
I would've been negative if we'd hired Schiano and skimped on staff so Currie could continue to misdirect his ambition into stadium renos instead of winning. But we hired Pruitt, assembled a top-notch staff and brought back Fulmer to refocus on winning championships. Currie's gone, renos are scaled back and winning now is the expectation. I feel positive about where we're headed and who's leading us there.
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This.

From the outhouse to the penthouse with one firing and one well reasoned hiring. Good decisions then became the norm instead of smoke and mirrors.
 
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#2,564
#2,564
Nashvegas31 said:
If we hired Schiano, volnation traffic and VQ/247 subs would have hit all time lows. It would have been a disaster for fans/boosters not named Haslam and media
Click to expand...

I remember when everything came out about what happened to those boys at Penn State...I sobbed that day - I blubbered to Mr Smokin, that had that assistant that might have seen something come forward, all those other kids after that would have been safe.

When it was leaked that that man, who might have witnessed something beyond horrible and might have stopped it, was who our AD was going to hire, I went straight to the feelings I had back then. I felt like I'd been sucker-punched. After catching my breath, my next thought was NOT AT MY TENNESSEE! I immediately sent emails and tweets, all the while thinking, I'm not a big donor, and it may not mean anything but I will let them know what I think. And I did. And I later found out, so did a lot of others.

tl/dr I know.
 
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#2,565
#2,565
SmokinBob said:
I remember when everything came out about what happened to those boys at Penn State...I sobbed that day - I blubbered to Mr Smokin, that had that assistant that might have seen something come forward, all those other kids after that would have been safe.

When it was leaked that that man, who might have witnessed something beyond horrible and might have stopped it, was who our AD was going to hire, I went straight to the feelings I had back then. I felt like I'd been sucker-punched. After catching my breath, my next thought was NOT AT MY TENNESSEE! I immediately sent emails and tweets, all the while thinking, I'm not a big donor, and it may not mean anything but I will let them know what I think. And I did. And I later found out, so did a lot of others.

tl/dr I know.
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Exactly and I would’ve had season tickets to Georgia Tech instead.
 
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#2,566
#2,566
SmokinBob said:
I remember when everything came out about what happened to those boys at Penn State...I sobbed that day - I blubbered to Mr Smokin, that had that assistant that might have seen something come forward, all those other kids after that would have been safe.

When it was leaked that that man, who might have witnessed something beyond horrible and might have stopped it, was who our AD was going to hire, I went straight to the feelings I had back then. I felt like I'd been sucker-punched. After catching my breath, my next thought was NOT AT MY TENNESSEE! I immediately sent emails and tweets, all the while thinking, I'm not a big donor, and it may not mean anything but I will let them know what I think. And I did. And I later found out, so did a lot of others.

tl/dr I know.
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Technically, I don’t think he was accused of witnessing it, but he was accused of knowing about it and doing nothing. Plenty enough reason for me to not want him anywhere near UT.
 
#2,571
#2,571
LaagerVol said:
Technically, I don’t think he was accused of witnessing it, but he was accused of knowing about it and doing nothing. Plenty enough reason for me to not want him anywhere near UT.
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A quote from an article in the Washington Post:

The information of Schiano’s alleged knowledge came to light in the unsealed court testimony of former PSU staffer Mike McQueary. Here’s a passage from the report…

“Former Penn State assistant coaches Greg Schiano and Tom Bradley knew that Jerry Sandusky, their colleague on Joe Paterno’s football staff, was acting improperly with young boys years before law-enforcement authorities were first notified, according to testimony from former Penn State assistant Mike McQueary that was unsealed Tuesday by a Philadelphia court.

McQueary, who testified in Sandusky’s 2012 criminal case that he had told Paterno of seeing Sandusky rape a boy in 2001, said in the 2015 deposition that he had “briefly” discussed with Bradley what he had seen.

“He said another assistant coach had come to him in the early ’90s about a very similar situation to mine, and he said that he had — someone had come to him as far back as early as the ’80s about seeing Jerry Sandusky doing something with a boy,” McQueary said.”

According to McQueary, Bradley identified Schiano, now the Ohio State defensive coordinator, as the other assistant. In response to a question about whether Bradley had shared details of what Schiano had said, McQueary related a conversation with Bradley.

“No,” McQueary replied, according to the documents, “only that he had — I can’t remember if it was one night or one morning — but that Greg had come into his office white as a ghost and said he just saw Jerry doing something to a boy in the shower. And that’s it. That’s all he ever told me"

McQueary added that he didn’t know whether Bradley, now UCLA’s defensive coordinator, had reported the incident, which he said happened in “like 2005, ’06; it could have been anywhere in there.”
 
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