I will pick retirement.You guys have to realize that it's all relative.
Let's say there are 3 different societies in which you can live and perform your job.
Society A will pay $400,000 but you only bring home 47% of that.
Society B will pay you $200,000 and you bring home 60% of that.
Society C will pay you $100,000 and you bring home 90% of that.
I'll pick A.