5 losses are to BCS #12 Florida (9-16), #9 Georgia (14-27), #3 Alabama (3-6), #32 South Carolina (15-16), and #11 Notre Dame (21-41).
3 wins are over BCS #7 LSU (30-27) and #90 UAB (17-10) and #81 Mississippi (27-10).
3 final games are against BCS #78 Memphis [4-4], #67 Vanderbilt [4-5], and #91 Kentucky [2-6].
I don't really think the Vols will lose to any of the 3 remaining opponents. None of the remaining opponents has a winning record against I-A opponents... and if you thought the Vols 4-game losing streak was bad, Vandy is on a 5-game losing streak..... and none have a quality win over a good opponent. Memphis' last win over the Vols was 1996, Vandy's was 1982, and Kentucky's was 1983.