What’s your 10 year plan? (Career Question)

#1
allstar34bd

allstar34bd

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#1
Looking ahead 10 years… where do you see yourself career-wise and in life?

With AI/tech changing everything faster than a Heupel offense, how do you see it impacting your job? Are you adapting with it, or think it’s overhyped?

What’s your 10-year plan?

——
My thoughts, you don’t have to like AI; but you better embrace it. I’m in B2B sales and I use it to help find new opportunities and build better Scopes of Work for my proposals.

I don’t think AI will take all jobs away; but it will make the ones that utilize it shine above the late adopters.

Year 1- B2B and Selling roofs on the side; trying to get back a decent emergency fund in the next 365. My 2019 GMC has DRAINED me in less than 45 days- New Tires, then $5500 for all new lifters and a new camshaft, and 2 days later my transmission went out… 😬 right now I don’t feel like it’s a work smarter than harder situation for me. I’ve got to perform in my normal job and then come knock on your door and sell you a roof so I can wrap up $12k in maintenance to get my truck back. I’ve had an extremely easy 20-30; but 30-34 has humbled me ALOT. I’m looking at this as a chance to change my mindset and grow. I just have to get my head above the hole to see some light

Year 5- I just discovered in 5 years I’ll be 39.. now I don’t want to do this anymore. Give me hope late bloomers.

Year 10- Happy, enjoying life with a family and doing something I can be proud of. Looking back and seeing what the seeds I planted in 2025 grew into.



Sorry mine was lame.. I was going to delete this because I truly have nothing figured out anymore, I’m just trying to make things happen right now. I thought if I did post it, maybe someone’s 10 yr outlook could help me build my outline. Perhaps I need to create a 1 month 3 month 6 month & year instead?
 
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#4
#4
Retired. Maybe in less than 10 years. It really depends on what happens over the next 5 years.
But everyone is different and at different points in life. I did a career change 20 years ago into something I figured I could do for the rest of my life. Now it is hard, really hard, to find a job in my field. The market is saturated and I am much too old to change careers again.
By starting this thread it means you at least are looking at your future and are somewhat serious about plotting your course. One step you should consider is getting debt free. Ditch car payments. Buy something reliable for cheap and drive it until you can't, then get another one. Govdeals.com is a great resource for getting a decent vehicle for cheap. Look around your area for auctions. Buy stuff at goodwill and yard sales. Pay cash for everything you can. Cut up your credit cards. It takes time, but you will never regret it.

Side hustles are great, but don't fall into the trap of working so much you have zero time for yourself and family. If you are thinking of a career change, look into trades. I am seeing handyman rates around here that are crazy and there are few who do it.
Good luck, and may the Lord bless you.
 
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#5
#5
You can do this, man. First, look at the description of your situation and plan, determine what is and isn't in your control, and plan around the things you can alter. Aging isn't one of them, *but* taking care of your body is (and can conceivably make aging a smoother process). There's a mental aspect to this as well, and your brain is like a muscle; it can effectively atrophy if you don't use it. As for the career aspect, do you enjoy B2B enough to adapt with it as it morphs and changes? Or could this be an inflection point where you can rechart your path entirely? One untapped resource may be your contacts you've made in your current field...they (or someone they know) may have need for someone with your skills and knowledge base in a different (but related) field, even. You've put in the work to build those relationships and contacts, and there's no harm in leveraging them by asking some questions. Best of success to you, whichever direction you choose!

As for my 10 year plan? Secure a good (as in "next step up" in terms of responsibilities and pay) job in the Knox/Blount County in the near future, move back, and retire in ~20 years. I had considered a seismic career shift (into a completely different field), but I have cooled on that notion for reasons. There will be a gap between effective retirement and when I can start claiming Medicare, so I may try to get into some consulting work to fill the gap and supplement the coffers for a few years.
 
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#9
#9
I'm 55. If I'm working 10 years from now then something bad has happened and I'm financially screwed. I've got a nice amount in my 401k..........as of today 😆

Unless I'm doing something just from keeping bored
 
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#11
#11
vols 30 said:
I'm 55. If I'm working 10 years from now then something bad has happened and I'm financially screwed. I've got a nice amount in my 401k..........as of today 😆

Unless I'm doing something just from keeping bored
Click to expand...
Well how about we re-arrange the question.

If you could give advice to someone based on what made you successful, what's 3 things would you suggest.
Millennials (my gen) are some of the whiniest about not having opportunities (Housing Costs, Job Wages, Etc...). I don't believe that. I think right now may be one of the greatest times in history to actually generate life changing wealth. I just don't have the same group/network I used to... I distanced myself from many long time friends when I cut habits out of my life, I had to cut the people I hung around also. I don't really have the same connections I used too in the past. I'm willing to start from Day 1 again because I know what I'm capable of. I just feel like I don't really have anyone to turn too anymore because the people I associated with for 12+ years are what would keep me in the same situations for the rest of my life.

ps... not drugs or anything lol just completely cut alcohol out of my life. Never got in trouble from it.
 
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#17
#17
allstar34bd said:
Well how about we re-arrange the question.

If you could give advice to someone based on what made you successful, what's 3 things would you suggest.
Millennials (my gen) are some of the whiniest about not having opportunities (Housing Costs, Job Wages, Etc...). I don't believe that. I think right now may be one of the greatest times in history to actually generate life changing wealth. I just don't have the same group/network I used to... I distanced myself from many long time friends when I cut habits out of my life, I had to cut the people I hung around also. I don't really have the same connections I used too in the past. I'm willing to start from Day 1 again because I know what I'm capable of. I just feel like I don't really have anyone to turn too anymore because the people I associated with for 12+ years are what would keep me in the same situations for the rest of my life.

ps... not drugs or anything lol just completely cut alcohol out of my life. Never got in trouble from it.
Click to expand...
Make a plan for you and yours. Find someone you trust financially to help you see which of your individual goals for you and your family are actually obtainable. Don't shoot for "I'm going to retire at 40" if that's really not something you can actually work toward and achieve. Set goals that are not only obtainable but that you can ACTUALLY plan toward and see progress toward.

Build in some flexibility, quite a bit of flexibility. I know that marriage is great or those kids are causing no trouble or the career is humming right along, but be ready for things to go sideways. Have a cushion, a plan B, a financial "bug out bag" somewhere in there.

Don't forget to enjoy the journey and not always be grinding. Mostly be grinding but don't grind until you lose sight of the ones who appreciate your love. If you feel guilty for missing this or that moment with family, let them know you don't want it to be that way. Scratch furry ears for awhile at home instead of running down that report or work project.

/old guy philosophy off
 
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#20
#20
BigOrangeMojo said:
They arent. They are about as bad of a financial product that exists out in the marketplace....
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You are entitled to your opinion.

For brand new? 100% agree. Only an idiot buys a service contract when a vehicle has a factory warranty.

Used (especially certain brands)? It should absolutely be considered.

What he or I can buy it for, it's a no-brainer.

*the company (or reinsurer 100% matters as well).
 
#21
#21
YankeeVol said:
You are entitled to your opinion.

For brand new? 100% agree. Only an idiot buys a service contract when a vehicle has a factory warranty.

Used (especially certain brands)? It should absolutely be considered.

What he or I can buy it for, it's a no-brainer.

*the company (or reinsurer 100% matters as well).
Click to expand...

It's not an opinion when it's supported by cold hard numbers.

Typically, a 60% or more profit margin exist on these. The non-manufacturer backed warranties arent worth the paper they are drafted on. (This is for every item, not just vehicles).

If you are buying a manufactured backed service contract at a huge discount, then sure, it might be worth it. If you are the other 99.9999% buying any type of extended protection, the only people sleeping well are the people selling it to you...
 
#22
#22
BigOrangeMojo said:
It's not an opinion when it's supported by cold hard numbers.

Typically, a 60% or more profit margin exist on these. The non-manufacturer backed warranties arent worth the paper they are drafted on. (This is for every item, not just vehicles).

If you are buying a manufactured backed service contract at a huge discount, then sure, it might be worth it. If you are the other 99.9999% buying any type of extended protection, the only people sleeping well are the people selling it to you...
Click to expand...
Still an opinion.

Unless it’s a “manufacturer“ backed one, I wouldn’t recommend it (Probably Ally and a few others as well).

CarShield and the chit you see commercials about? A fool and their money and such.
 
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#24
#24
2019 Gmc Sierra 1500 SLT Premium Plus
94k Miles... Had I spent $2700 on a warranty--- Lifters/Camshaft/Transmission/Torque Converter would have been covered... I didn't so I'm out over $10k.. It's all situational; but it's not a bad idea.
 
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