Probably the stupidest idea I’ve ever heard.
1st: every official would quit. Would you officiate any sport if you could get sued for missing a call? Hell no!
2: stop hating the refs. They are human, they are going to make mistakes and miss a call sometime
3: can’t blame a guy for taking a job and getting paid and keep it even if they are bad at it as long as the employer keeps paying them.
4: All the blame should be directed at the Employer, SEC,ACC, etc.
Refs should be full time employees, well trained. An adequate # kept so the ones that fail to meet a high standard can be replaced.