I know a lot of students who take a conservative approach of how to finance a college education and do not graduate with tons of debt. If they lke to live to big time like while in college, then that is their decision and their debt. They will likely be in debt the rest of their life, regardless of where they accumulate their debt. In this guy's case, I doubt that he is worrying about how he is going to pay for his education.I disagree. There are tons of people who come out of college in tons of student debt and have a degree that can’t get them a job.