Recruiting Forum Off-Topic Thread II

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#9,852
#9,852
I generally agree with what y'all are saying about healthcare, but I don't think it can be completely fixed without some level of government intervention.

The pre-existing condition mandate from the ACA was needed and regardless what happens going forward I think that it needs to be kept.

The other issue is the burden that non-insured patients put on the health care system. They don't get annual physicals or take care of chronic conditions, then show up in ERs with heart attacks, strokes etc and cost hospitals huge amounts of money that they'll never be able to repay. Then hospitals have to write it off as loss and increase cost of services.

Because of the nature of health care and insurance I think it needs more oversight than other goods/services.

Oh and ban direct to consumer prescription drug advertisements. That's a huge pet peeve of mine and I think it serves no purpose
 
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#9,853
#9,853
BJHSVol said:
I generally agree with what y'all are saying about healthcare, but I don't think it can be completely fixed without some level of government intervention.

The pre-existing condition mandate from the ACA was needed and regardless what happens going forward I think that it needs to be kept.

The other issue is the burden that non-insured patients put on the health care system. They don't get annual physicals or take care of chronic conditions, then show up in ERs with heart attacks, strokes etc and cost hospitals huge amounts of money that they'll never be able to repay. Then hospitals have to write it off as loss and increase cost of services.

Because of the nature of health care and insurance I think it needs more oversight than other goods/services.

Oh and ban direct to consumer prescription drug advertisements. That's a huge pet peeve of mine and I think it serves no purpose
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I agree 100% with everything you said. We have become a drug addicted society. We have a pill for everything. Then we have to take another pill for the side affects of the first pill.

Pre existing conditions need to be covered. I remember when I had my plan in place for my employees, our rates were determined by the age demographics. The lower average age the lower the premiums. The way it should work is you pay premiums for insurance that you don't use when your young and then payed ahead for when you age and need more medical care.

I don't think we'll ever come to a solution without addressing the cost side. I don't think you can mandate through law to get the cost under control. I think you have to interject competition to lower cost. JMO.
 
#9,854
#9,854
BJHSVol said:
I generally agree with what y'all are saying about healthcare, but I don't think it can be completely fixed without some level of government intervention.

The pre-existing condition mandate from the ACA was needed and regardless what happens going forward I think that it needs to be kept.

The other issue is the burden that non-insured patients put on the health care system. They don't get annual physicals or take care of chronic conditions, then show up in ERs with heart attacks, strokes etc and cost hospitals huge amounts of money that they'll never be able to repay. Then hospitals have to write it off as loss and increase cost of services.

Because of the nature of health care and insurance I think it needs more oversight than other goods/services.

Oh and ban direct to consumer prescription drug advertisements. That's a huge pet peeve of mine and I think it serves no purpose
Click to expand...

My sister has a pre-existing condition but should everyone's insurance cost go up because of her? If people with preexisting conditions can't afford a plan then they should be eligible for Medicaid or Medicare. Leave everyone else's insurance alone. Creating competion is the best way to make things affordable. Encouraging high deductible catastrophic policies in HSA vehicles is another way to bring the cost of healthcare down because the demand would go down. Right now everyone rushes to the doc everyone they have a sniffle because the $10 co-pay is cheaper then a box of OTC medicine. If people cut down on the demand for doctor's visits, then dogs wouldn't be able to charge so much. They would have to offer a lower price to get you into their office vs the doc down the hall. The system right now is out of control because the demand for doctors is far outpacing the supply. Ergo, docs can charge whatever the heck they want.
 
#9,855
#9,855
Glitch said:
My sister has a pre-existing condition but should everyone's insurance cost go up because of her? If people with preexisting conditions can't afford a plan then they should be eligible for Medicaid or Medicare. Leave everyone else's insurance alone. Creating competion is the best way to make things affordable. Encouraging high deductible catastrophic policies in HSA vehicles is another way to bring the cost of healthcare down because the demand would go down. Right now everyone rushes to the doc everyone they have a sniffle because the $10 co-pay is cheaper then a box of OTC medicine. If people cut down on the demand for doctor's visits, then dogs wouldn't be able to charge so much. They would have to offer a lower price to get you into their office vs the doc down the hall. The system right now is out of control because the demand for doctors is far outpacing the supply. Ergo, docs can charge whatever the heck they want.
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I can see why your cost is lower since you are visiting the dog. Human doctors charge more.
 
#9,861
#9,861
Glitch said:
My sister has a pre-existing condition but should everyone's insurance cost go up because of her? If people with preexisting conditions can't afford a plan then they should be eligible for Medicaid or Medicare. Leave everyone else's insurance alone. Creating competion is the best way to make things affordable. Encouraging high deductible catastrophic policies in HSA vehicles is another way to bring the cost of healthcare down because the demand would go down. Right now everyone rushes to the doc everyone they have a sniffle because the $10 co-pay is cheaper then a box of OTC medicine. If people cut down on the demand for doctor's visits, then dogs wouldn't be able to charge so much. They would have to offer a lower price to get you into their office vs the doc down the hall. The system right now is out of control because the demand for doctors is far outpacing the supply. Ergo, docs can charge whatever the heck they want.
Click to expand...

But if we put all people with pre-existing conditions on Medicare/Medicaid you end up paying for it anyways. That's our tax dollars paying for it. If there are no regulations on pre-existing conditions then insurance companies can price them out and shove them onto the government, and then increase their profit while our tax dollars pay for those people's health care.
 
#9,864
#9,864
InVOLuntary said:
I agree 100% with everything you said. We have become a drug addicted society. We have a pill for everything. Then we have to take another pill for the side affects of the first pill.

Pre existing conditions need to be covered. I remember when I had my plan in place for my employees, our rates were determined by the age demographics. The lower average age the lower the premiums. The way it should work is you pay premiums for insurance that you don't use when your young and then payed ahead for when you age and need more medical care.

I don't think we'll ever come to a solution without addressing the cost side. I don't think you can mandate through law to get the cost under control. I think you have to interject competition to lower cost. JMO.
Click to expand...

I agree that competition is needed, and if our system wasn't held together by duct tape and glue I think it would be enough to lower costs. But I don't think it will get it where it needs to be without government intervention.

As more and more insurance companies and PBMs merge they control a huge amount of the market through contracts with other large corporations, and at that point the amount of competition doesn't matter if 60ish% of the population are locked into whatever provider their company has.
 
#9,866
#9,866
Ulysees E. McGill said:
I actually agree with you, just saying there is a good alternative...Sober ain't bad. Fact...Drinking alcohol leads to a lot of very bad things happening to you and through you.
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And yet statistics say sober people die more often than drunks. You can't argue with statistics. 😂😂
 
#9,868
#9,868
bignewt said:
Moderation is my friend.
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I've seen a lot of moderate drinkers go WAY past that line occasionally. No chance of that happening if you abstain. I'm not meaning to downgrade people for drinking alcohol. Just that it does lead to a lot of stupid or bad things happening to you or through you. That is all. Party on my friend.
 
#9,869
#9,869
Ulysees E. McGill said:
I've seen a lot of moderate drinkers go WAY past that line occasionally. No chance of that happening if you abstain. I'm not meaning to downgrade people for drinking alcohol. Just that it does lead to a lot of stupid or bad things happening to you or through you. That is all. Party on my friend.
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Oh ive been down that road luckily i have learned self control to be able to enjoy things.
 
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#9,873
#9,873
BJHSVol said:
But if we put all people with pre-existing conditions on Medicare/Medicaid you end up paying for it anyways. That's our tax dollars paying for it. If there are no regulations on pre-existing conditions then insurance companies can price them out and shove them onto the government, and then increase their profit while our tax dollars pay for those people's health care.
Click to expand...

We are paying for them anyway with the current setup. Let the rest of us get better coverage for cheaper premiums. Then the pre-existing condition folks form a nationwide insurance exchange to help reduce their risk. The government can help back it to help reduce their premiums. We will still be paying but less overall. I just don't think that families without health issues should have to suffer these astronomic premiums.
 
#9,874
#9,874
I, nor my wife are going down there to get wasted. I could do that at home. I would like to have an adult beverage or two however and would hope I don't end up like I'm preparing for a colonoscopy. :)
 
#9,875
#9,875
InVOLuntary said:
I, nor my wife are going down there to get wasted. I could do that at home. I would like to have an adult beverage or two however and would hope I don't end up like I'm preparing for a colonoscopy. :)
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Pop about 10 Imodium before you go and you'll be corked up no matter how many parasites you Get! :yahoo:
 
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