Recruiting Forum Football Talk IX

They put one on the outskirts of Winchester, TN, and you would have thought it was a toll booth the way half the people were acting. The other half were on meth and kept turning left on the roundabout.
I think the bigger concern is the section of Hwy 64 from Decherd to the overpass by that roundabout. Speed limit drops to 55 for no dang reason and it's almost impossible to actually go that slow on a four lane
 
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They put one on the outskirts of Winchester, TN, and you would have thought it was a toll booth the way half the people were acting. The other half were on meth and kept turning left on the roundabout.
I crunched some numbers on that one. Since installation (~2017), it’s only had 25 crashes, or about 3 per year. No fatalities or serious injuries.


Which brings about the most important point of roundabouts. You can still have crashes at them, but the severity is always less than traditional intersections.
 
The Fidelity number is just retirement account balances (held with them). Doesn’t take real estate, bank accounts, or other assets into account.

The point was it’s easy to dismiss a % when you’re talking about 340M people. The actual whole number is significant.
I understood what you were saying about Fidelity, but the OP, or at least the one you responded to, said that 4% had "saved" $1M. To me "saved" implied a reference to accounts with an absolute value rather than real estate or other investments with a relative estimated value. That's why I was ok with testing against an implied market share knowing it excluded other bank accounts.

Yes, 14M is a large number, but those 14M aren't evenly distributed across the country. Exclude the wealthiest county from each state from that calculation and the absolute number and the percent would yield a different conclusion about prevalence.
 
Even if you couldn’t use HSA for anything after 65 (you can), it’s silly to complain that you can “only” use it for medical.

Medical is a HUGE expense.

If I told you I was giving you $200k but you could “only” use it for groceries, would you gripe about that?
No! You would simply use the money you already had allocated for groceries on something else you wanted….

Pointing out that a HSA is (until 65) a medical use only retirement account isn't complaining, it's educating.

And I stand by diversifying retirement accounts. I have a 401k, IRA (wife has one too) and a HSA. I distribute among them as best I can, the 401k has the best match and thus is growing the fastest.
 
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