jakez4ut
Patience... It's what's for dinner
- Joined
- Jul 7, 2005
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Those gains are taxed though, so you pay 15% or more when you withdraw. HSA and Roth, not at all.When retired you can pay utilities & grocery bills with your regular IRA or 401K payments.
HSA doesn’t allow that, has to be medical.
Both are great ways to save, but one has requirements for what & how it can be used.
I know Nashville definitely needs more empty bike lanes….Roundabouts are lovely...Add light rail, bicycle lanes, & decent buses (depending on what all you need based on city size) & now we're cooking with fish grease!
Let's add some high speed rail while we're at it...that way legislation doesn't make all our old 4x4s, hot rods, & bikes illegal
@Brillovol...thoughts?
JCVol is 100% right for 60% of folks. All they’ve known their entire life is to get up and go work hard to support their family and many of them are completely lost without that responsibility / routine. As crazy as it may sound, it can be easier for some folks to just sit around than to learn a new life without a job.It's crazy to me that you think working a job is the only way to physically and mentally stimulate your body and mind.
How? Most millionaires in this country have or do own a business. And the number is even more substantial for multi millionaires and billionaires. If you want the easiest return and quickest path to making money, buy or build businesses to sell. I had a client sell his company after ten years for over 30 million and he built it from nothing. Where can you get that return from maxing a 401k?Categorically false claim but I like the entrepreneurial mindset
I hear you. Bike lanes alone won't fix decades of poor urban design...It takes a systemic approach and often politicians would rather take 'the easy approach' to add more lanes (ergo causing induced demand) than fix things via complex methods that require long time which don't reap immediate re-election benefits.I know Nashville definitely needs more empty bike lanes….
Exactly why many get into golf, pickleball, etc - (physical) and many volunteers and local politicians are retirees - (mental/social).I maybe in the minority, but I dont want to fully retire. Your brain and body need the mental/physical stimulates, like the old saying goes: “use what you got or lose what you got.” it’s no coincidence that most people mentally and physically go downhill after they retire.
I go to this whiskey bar about once a week on Tuesdays and have made friends with this guy who turned 90 this year. He still volunteers at a hospice down the street to keep sharp. I maintain that you've gotta have SOMETHING to do.Exactly why many get into golf, pickleball, etc - (physical) and many volunteers and local politicians are retirees - (mental/social).
Many ways to keep fresh, feel useful, and motivated, especially giving back. I look forward to it (not that there's anything wrong with simply working for a company, if it does it for you, then go for it).
First you learn. Then you earn. Lastly, you return. If nothing else, I'd be fine playing chess in a New York park, being the grumpy old codger, and hustling youngsters![]()