dalton_vol
proud toxic patriarch. The South was Right
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Credit reports can and should include medical debt but that does not mean lenders have to consider those medical debts in making their decisions. Some years back, a company was going to start supplying lenders with alternative credit reports. Major credit reporting companies only report on mortgages, credit cards, etc. But this alternative credit reporting company was going to report if people paid their utility bills on time or not, phone bills, cable bills, rent, etc where lenders would have a more full, complete picture of the borrower. But I don't think this alternative credit report ever came about, at least not yet.That judicial ruling is correct.