President Donald Trump - J.D. Vance Administration

#32,752
#32,752
ButchPlz said:
Sure, but what's going on here is nobody can get loans.
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The myth that home ownership needs to be a goal the government actively helps people with needs to stop. I wouldn't touch a home loan at these rates. The days of a 3.0% rate are long gone. But I wouldn't be shocked to see 4.5%-5% in the not too distant future. I'd ride it out a few years.

My wife and I bought our current home when the getting was good. 3.0% rate. She asked me if we should try to pay it off early. I explained that we will not pay this loan off early no matter what.
 
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#32,753
#32,753
volfanhill said:
The myth that home ownership needs to be a goal the government actively helps people with needs to stop. I wouldn't touch a home loan at these rates. The days of a 3.0% rate are long gone. But I wouldn't be shocked to see 4.5%-5% in the not too distant future. I'd ride it out a few years.

My wife and I bought our current home when the getting was good. 3.0% rate. She asked me if we should try to pay it off early. I explained that we will not pay this loan off early no matter what.
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Agree with everything except seeing 4.5-5% rates.
For that you are stupid, doodoo head.
 
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#32,755
#32,755
volfanhill said:
I'm in a tough spot here. My wife and daughter both confirmed that I am indeed a stupid doodoo head. They had more colorful language actually
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As a hubby and father of a daughter I find it best to offer food and/or chocolate. If the hurtful statement remains after consumption, it's likely true.
 
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#32,756
#32,756
McDad said:
As a hubby and father of a daughter I find it best to offer food and/or chocolate. If the hurtful statement remains after consumption, it's likely true.
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My daughter is super respectful to everyone. She knows it's one of the few things that will cause me to lose my cool is if I'm told or since her being disrespectful. The exception is with me. She and I have a very joking relationship. I have a bit of a problem with cursing. Not at her or anyone. But in general. My wife was mortified today, and I am in the dog house, because of what happened in the middle of the Rome airpor. My daughter thought I was being overly dramatic at this restaurant. She looked me dead in the eye and said loud enough for everyone to hear "You don't have to **** your pants about this." I laughed. Which didn't help things.
 
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#32,757
#32,757
volfanhill said:
My daughter is super respectful to everyone. She knows it's one of the few things will cause me to loose my cool is if I'm told or since her being disrespectful. The exception is with me. She and I have a very joking relationship. I have a bit of problem with cursing. Not at her or anyone. But in general. My wife was mortified today, and I am in the dog house, because of what happened in the middle of the Rome airpor today. My daughter thought I was being overly dramatic at this restaurant. She looked me dead in the eye and said loud enough for everyone to hear "You don't have to **** your pants about this." I laughed. Which didn't help things.
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That's cute.
 
#32,759
#32,759
Vol Alert! To any and all non-veterinarian doctors!

Analysis please! You've seen, or can easily see, the pics of tRump...

Screenshot 2025-07-16 at 22-31-14 Facebook.png
 
#32,760
#32,760
volfanhill said:
My daughter is super respectful to everyone. She knows it's one of the few things that will cause me to lose my cool is if I'm told or since her being disrespectful. The exception is with me. She and I have a very joking relationship. I have a bit of a problem with cursing. Not at her or anyone. But in general. My wife was mortified today, and I am in the dog house, because of what happened in the middle of the Rome airpor. My daughter thought I was being overly dramatic at this restaurant. She looked me dead in the eye and said loud enough for everyone to hear "You don't have to **** your pants about this." I laughed. Which didn't help things.
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There's no such thing as being overly dramatic in Rome, or Naples.
 
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#32,761
#32,761

Trump Terminates Federal Funding For California’s $135B High-Speed Rail ‘boondoggle’: ‘TRAIN TO NOWHERE’​


President Trump and Transportation Secretary Sean Duffy announced Wednesday that about $4 billion in unspent federal funding for California’s significantly delayed and overbudget high-speed rail project has been terminated.

“To the Law abiding, Tax paying, Hardworking Citizens of the United States of America, I am thrilled to announce that I have officially freed you from funding California’s disastrously overpriced, ‘HIGH SPEED TRAIN TO NOWHERE,’” Trump wrote on Truth Social.

“This boondoggle, led by the incompetent Governor of California, Gavin Newscum, has cost Taxpayers Hundreds of Billions of Dollars, and we have received NOTHING in return except Cost Overruns,” the president fumed, using his preferred nickname for Democratic California Gov. Gavin Newsom. “The Railroad we were promised still does not exist, and never will.”

https://nypost.com/2025/07/16/us-ne...californias-135b-high-speed-rail-boondoggle/#
Originally passed as a ballot initiative in 2008, the 800-mile rail line was supposed to be completed in two phases on a $33 billion budget by 2020, with a main line connecting San Francisco with Los Angeles and branches stretching north to Sacramento and south to San Diego.


By 2019, Newsom announced that there was no path forward after costs ballooned to $77.3 billion and the project was drawn down to a 171-mile section between Merced and Bakersfield.


nypost.com

Trump terminates federal funding for California’s $135B high-speed rail ‘boondoggle’: ‘TRAIN TO NOWHERE’

“This boondoggle, led by the incompetent Governor of California, Gavin Newscum, has cost Taxpayers Hundreds of Billions of Dollars, and we have received NOTHING in return except Cost Overruns,” the…
nypost.com nypost.com
 
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#32,767
#32,767
volfanhill said:
The myth that home ownership needs to be a goal the government actively helps people with needs to stop. I wouldn't touch a home loan at these rates. The days of a 3.0% rate are long gone. But I wouldn't be shocked to see 4.5%-5% in the not too distant future. I'd ride it out a few years.

My wife and I bought our current home when the getting was good. 3.0% rate. She asked me if we should try to pay it off early. I explained that we will not pay this loan off early no matter what.
Click to expand...
My new home cost a mil..and let me tell you its nowhere NEAR what I think a million should buy you outside of California/Big Cities. Granted I'm real close to DC, have 1.5 acre, 3 car garage, and 3200 sqft..my toilets should be made of f##king gold (MAGA!) but they aren't. They don't even have bidets. And the best rate I can get with a VA loan is 5.5 which is a far cry from the 2.5 I had on my last house. Upside, I don't pay property taxes in VA.
 
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#32,768
#32,768
#32,769
#32,769
BowlBrother85 said:
Maureen Comey, federal prosecutor and daughter of James, has been fired by the DOJ.

That has "politically-motivated vendetta" written all over it .... and a law suit.
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Well, she and her dad can write a book together now. Oh, speaking for politically motivated, James says hello.
 
#32,771
#32,771
FLVOL_79 said:
I think this is ok as long as people have the ability to select if their 401K invests in private equity. I'm no financial brain surgeon though so take that with a bag of salt.
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Don’t know for sure, but I would think an investment like that would be clearly delineated by the 401K providers/third party manager (e.g. Fidelity). Would have to have safeguards such as a prospectus much the way mutual funds/etfs have so people are aware of what they are investing in. I likely wouldn’t do it though.
 
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#32,772
#32,772
volfanhill said:
The myth that home ownership needs to be a goal the government actively helps people with needs to stop. I wouldn't touch a home loan at these rates. The days of a 3.0% rate are long gone. But I wouldn't be shocked to see 4.5%-5% in the not too distant future. I'd ride it out a few years.

My wife and I bought our current home when the getting was good. 3.0% rate. She asked me if we should try to pay it off early. I explained that we will not pay this loan off early no matter what.
Click to expand...
Completely agree with your first sentence. Being in a volatile industry I really had to scramble post 9/11 when I got laid off. Mortgage was well within our means, but we were a lot younger and had not had time to put a ton of money away. When everything got back on track I went to work on that mortgage with a couple of refis for even better rates and extra payments. Been in the house 24 years and the peace of mind getting that mortgage gone a few years ago is priceless. Rates on my first house were about where they are now and we thought that was pretty good back then. The out of sight housing inflation definitely makes 6-7% hard to stomach today, though.
 
#32,773
#32,773
FLVOL_79 said:
My new home cost a mil..and let me tell you its nowhere NEAR what I think a million should buy you outside of California/Big Cities. Granted I'm real close to DC, have 1.5 acre, 3 car garage, and 3200 sqft..my toilets should be made of f##king gold (MAGA!) but they aren't. They don't even have bidets. And the best rate I can get with a VA loan is 5.5 which is a far cry from the 2.5 I had on my last house. Upside, I don't pay property taxes in VA.
Click to expand...
Bidets are overrated. Nothing your average garden hose can’t handle…as long as your neighbors are cool with it.
 
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