Official What Are You Going to Do If

#126
#126
Carl Pickens said:
The insurance companies aren't the problem, which is the big lie propagated by the media and govt. when you hear them say "billions in profit" it is due the vastness in size if the industry and not their profit margin. Typically an insurer will have a 3-5 % margin, which isn't much when compared to virtually any other industry. I'm not sure what business you're in, but my guess is that their margin is much higher than this or they'd close the doors.
Major contributors to the cost of healthcare are medical costs and federal mandates on the insurance companies. A classic example if this is the new mandate associated with Obamacare.....no pre-existing exclusions....there is no way this can do anything but drive the pricing higher ....period.....allowing children to remain on their parents plan to age 26.....same thing.....no lifetime maximum......you get the picture

As far as the 80% on premiums to claims issue.....that's BS too.... Insurance companies have what is called a combined ratio.....which is basically how much they pay out for every dollar they take in. It may shock you, but there are many that pay out more than they take in..... If their combined is a 1.05 they pay out $1.05 for every dollar taken in.....all the requirement did was cause them to reduce staff and commissions and not necessarily provide better coverage or claims payment
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Good Info. What would have happend if the public option was left intact? That's the argument from the Obama camp.
 
#127
#127
hog88 said:
Know Brown and Caldwell very well, the only two labs we use around here are Test America and Env Science.

Suburbs.
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Empirical goes after the big remediation work through companies like CH2M Hill, Shaw and Tetra Tech. Environmental Science is close to my neighborhood and used to be right around the corner before they moved to their current location. Do you guys do a lot of first response type of work on spills and etc.?
 
#128
#128
TruthIsOutThere said:
Good Info. What would have happend if the public option was left intact? That's the argument from the Obama camp.
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There is going to be a public option.....and my guess is it will be a cluster fack because nobody really knows at this point how everything will work.
 
#130
#130
Carl Pickens said:
What do you base this comment on specifically? Is it because he's a proven businessman and not a community organizer with a failed presidency on his résumé?
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It's all a matter of perspective. Being governor of a state that ranked 47th in job creation doesn't exactly make me feel like he's going to create jobs as president.

My vote is not based on economics. It's based on social issues. I don't see Obama as having a failed presidency. In fact, I see it as exactly the opposite.
 
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#131
#131
Volstylexx said:
It's all a matter of perspective. Being governor of a state that ranked 47th in job creation doesn't exactly make me feel like he's going to create jobs as president.

My vote is not based on economics. It's based on social issues. I don't see Obama as having a failed presidency. In fact, I see it as exactly the opposite.
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Clearly

Be specific, what has he done his first 4 years that has been so wonderful?
 
#133
#133
volfanjustin said:
Clearly

Be specific, what has he done his first 4 years that has been so wonderful?
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He's advanced the country on social issues like health care and civil rights. Both, not issues that poll very favorably here in TN.

As someone who had cancer in college, and has had to deal with insurance companies not providing me insurance coverage based on "preexisting conditions" aka, Cancer...

Obamacare is a blessing to me.
 
#134
#134
Volstylexx said:
He's advanced the country on social issues like health care and civil rights. Both, not issues that poll very favorably here in TN.

As someone who had cancer in college, and has had to deal with insurance companies not providing me insurance coverage based on "preexisting conditions" aka, Cancer...

Obamacare is a blessing to me.
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I'm sorry you had cancer. But it's not mine nor my wife's responsibility to provide you with insurance
 
#135
#135
Obsessed said:
I'm sorry you had cancer. But it's not mine nor my wife's responsibility to provide you with insurance
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Obamacare doesn't provide me insurance... It assures me that insurance companies can't deny me coverage.

Have you heard what Romney said people like me, with preexisting conditions, with no insurance, should do?... He said we should go to the Emergency room.

Guess who pays for it then?
 
#136
#136
Volstylexx said:
Obamacare doesn't provide me insurance... It assures me that insurance companies can't deny me coverage.

Have you heard what Romney said people like me, with preexisting conditions, with no insurance, should do?... He said we should go to the Emergency room.

Guess who pays for it then?
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Yes it does provide you coverage....in fact it mandates you carry coverage.,...and if you don't think "we" are paying for it then you're sadly mistaken
 
#137
#137
Carl Pickens said:
Yes it does provide you coverage....in fact it mandates you carry coverage.,...and if you don't think "we" are paying for it then you're sadly mistaken
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Exactly premiums go up on us that have our on insurance. People with Pre existing conditions gets added on my premiums. Insurance companies will not lose money. It gets passed to me and others like me
 
#138
#138
Volstylexx said:
Obamacare doesn't provide me insurance... It assures me that insurance companies can't deny me coverage.

Have you heard what Romney said people like me, with preexisting conditions, with no insurance, should do?... He said we should go to the Emergency room.

Guess who pays for it then?
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My local hospital covers it. By way of charity. They take care of folks who can't cover their bills
 
#139
#139
What is the main reason Romney has so much southern support? Just curious to see what actual southern Americans say as opposed to our media...
 
#142
#142
TruthIsOutThere said:
Dear lord, this question could be debated until the end of time! :)
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Well our media seems to slant towards it being a race thing, mainly because most people here don't know enough about Southern America in its present form to question why it's bull****.
 
#143
#143
TruthIsOutThere said:
You believe this is the case throughout America???
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No I don't. But whether it is or isn't its not my responsibility to provide some ones insurance.

Why don't these college kids just stay on mama and daddy's ins till 26 anyway?
 
#144
#144
stephenk24 said:
Well our media seems to slant towards it being a race thing, mainly because most people here don't know enough about Southern America in its present form to question why it's bull****.
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I'm not knocking your question, but if you ask 100 people your liable to get 100 answers. It's a tough question.
 
#145
#145
stephenk24 said:
Well our media seems to slant towards it being a race thing, mainly because most people here don't know enough about Southern America in its present form to question why it's bull****.
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Lol. Race thing? It's never gonna end is it? Media will not let it.

I read that if Obama doesn't win the election blacks were gonna riot. Whose the racist?

Did whites riot when he won 4 years ago?
 
#147
#147
TruthIsOutThere said:
I'm not knocking your question, but if you ask 100 people your liable to get 100 answers. It's a tough question.
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Yeh, I get you. Just thought there may be one big factor as to why the south is all red on the battleground map I saw on USA Today.

BTW, as an American, is USA Today a good source of unbiased coverage? Or is there a better news source for the election?
 
#149
#149
stephenk24 said:
Yeh, I get you. Just thought there may be one big factor as to why the south is all red on the battleground map I saw on USA Today.

BTW, as an American, is USA Today a good source of unbiased coverage? Or is there a better news source for the election?
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on the South issue I'd say historically the South has been focused on state's rights and is wary of the Feds for any number of reasons

The South is non-union as well

As for coverage I'm sure USA Today is fine - best to use a number of sources
 
#150
#150
Obsessed said:
No I don't. But whether it is or isn't its not my responsibility to provide some ones insurance.

Why don't these college kids just stay on mama and daddy's ins till 26 anyway?
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They couldn't until Obama Care kicked in.

One way or another this country is paying for the uninsured's health care. Whether through insurance premiums directly or through hospital bills being inflated so that hospitals can pay for uninsured patients (which is ultimately rolled into insuranc premiums) we all pay for it.

The debate isn't whether or not we SHOULD have to pay for the uninsured in this current system - it's how to best distribute and lower those costs.

NOW, if you want to debate whether or not you SHOULD have to pay for the uninsured - which you can - you basically have to argue that doctors and hospitals should be able to refuse all treatment to those that can't pay. But then you basicallly have to advocate for letting people die in the street.

I know, I know - as long as they don't die in the womb, it's all good.

Seriously though - some believe that by providing insurance to more - you ultimately drive down costs by allowing the insured to get treatment for things before they become EXPENSIVE to treat - i.e. physicals to catch pre-diabeties, vacinations to prevent disease, antibiotics to treat an infection before it turns into pneumonia that requires expensive hospitilization.

Will it work - debatable for sure. I have insurance and they SUCK at providing preventative care. The system is slanted to treating disease after they occur, not preventing.

However, to sit back and think that we're not going to all bear the burdern of an uninsured person's health care is just wrong under the current scheme.
 
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