Even More Obamacare Follies

Went to the Knox County Health Department for a flu shot yesterday (got an Obama chip implanted while there).

I noticed most of the slides they show on the TV in the waiting area were both Spanish/English. I wondered how many of the staff knew Spanish. Didn't hear any being spoken. The only obviously foreign person there was an apparent Saudi sitting next to me.

Velo - Sincere question here. Is your current primary means of sustenance delivered through a government program?
 
Velo - Sincere question here. Is your current primary means of sustenance delivered through a government program?

No.

Do I have to buy a new car or can I keep my old one without the new features?

I have an old car. It does have seat belts.

Whenever some nut goes on a shooting spree people say we should do more for mental health. Or they say they are for protecting the unborn.

Well, here's a way to do so: make sure patient's insurance provides coverage for those services. Put your money where your mouth is.

#GetCovered
 
Uh oh.

Those of you who have been holding your breath for the collapse of America, due to poor people seeing a doctor, are going to be sorely disappointed.

The death of Obamacare’s death spiral

4. The risk of a "death spiral" is over. The Kaiser Family Foundation estimates that if the market's age distribution freezes at its current level -- an extremely unlikely scenario -- "overall costs in individual market plans would be about 2.4% higher than premium revenues." So, in theory, premiums costs might rise by a few percentage points. That's a problem, but it's nothing even in the neighborhood of a death spiral.

5. That calculation, however, omits the transitional policies in Obamacare that help insurers keep premiums low as the risk pool sorts itself out over the first three years. Add those in, and it's unlikely that 2015 will see any premium increase at all. Robert Laszewski, a consultant for the insurance industry, agrees. "I think the 2015 rates will be the rates you’re looking at today, more or less," he says.
 
What Ezra left out of his analysis from the Kaiser data

However, a one to two percent premium increase would be well below the level that would trigger a “death spiral,” which would occur if insurers needed to increase premiums substantially, in turn further discouraging young and healthy people from enrolling. From the perspective of keeping insurance premiums stable, how enrollment is distributed by health within each age group is, in fact, more important, since premiums cannot vary at all by health status under the ACA. In other words, the goal is to enroll healthy as well as sick young adults, and also healthy older adults. (Older adults are more likely to be sick than younger people, but that is mostly accounted for by the fact that premiums can vary by age.)
However, questions about health and pre-existing conditions are no longer asked on insurance applications, so we will not know for quite a while whether sicker people are enrolling at a higher rate than healthier people.

Age is a proxy for health condition but the real impact on premiums (death spiral inducing or not) is health mix of the enrollees; not the age.
 
Uh oh.

Those of you who have been holding your breath for the collapse of America, due to poor people seeing a doctor, are going to be sorely disappointed.

The death of Obamacare’s death spiral


The collapse will come for a variety of reasons. The working can't take care of the lazy & poor forever just like the government can't screw the working forever to do it.
 
Since we are analyzing the enrollees of ACA - let's look at those claims from Team Obama about how many "new" people are gaining coverage...

A Second Look at Medicaid Enrollment Numbers | RealClearPolitics

So while they've claimed something like 9 million (2 from the exchanges, 4 from Medicaid and 3 from allowing kids to stay on their parents insurance) we see that the Medicaid number is highly suspect if we are talking "due to ACA". Likewise, we know that some percentage of the exchange enrollees were the result of plan cancellations without option for renewal.

So all the mechanisms of ACA together account for maybe 2 - 3 million (being generous) new enrollees that you wouldn't have gotten if you just made the provision for kids to stay on their parents insurance as the ONLY new HC insurance law.
 
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Sure because now the government will be dumping trillions of taxpayer dollars on them to take care of the worthless.

Doesn't the senate vote on a budget deal to keep the country running until October this week. 1.2 trillion. JUST TO OCTOBER.

Man. Guess I should have went in to politics. Get fat lazy and rich.
 
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because "poor" people are going to the doctor? Your recent linking of everything to posters hating poor people is on par with LG labeling everyone a racist.

seriously dude you are in LG troll mode with some of your recent posts.

Velo does a slightly better job of masking his homerism for the progressive liberal destruction of America.
 
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Of course they're on board. They're about to receive billions from the fruits of the taxpayers' labor. Obama, being a good Democrat and "man of the people," would never lay down and fornicate with Big Insurance, would he?

How quickly we forget the convoluted right wing talking point--faithfully repeated here--that the ACA is a plot to drive the private health insurance industry out of business, and erect single payer in its stead.

I'm shocked that another widely-embraced talk radio prediction is turning out to be wrong.
 
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why would they write a bill that would put them out of business? They did give up a bunch of control for that extra money though
 
How quickly we forget the convoluted right wing talking point--faithfully repeated here--that the ACA is a plot to drive the private health insurance industry out of business, and erect single payer in its stead.

I'm shocked that another widely-embraced talk radio prediction is turning out to be wrong.

And you know that this won't be the case down the road? Showing that Obamacare failed and the only way of helping salvage the industry is to go to a single payer system where the rates can be "fair" across the board?

Don't understand government much do you?
 
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