Even More Obamacare Follies

#1,103
#1,103
Although, I am thinking about opting out and buying international insurance. The girlfriend loves her plan right now (so I'm leaning towards going that route).
 
#1,104
#1,104
PKT_VOL said:
Although, I am thinking about opting out and buying international insurance. The girlfriend loves her plan right now (so I'm leaning towards going that route).
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Yea it's probably cheaper to fly to china for a flu shot or treat a sprained ankle.
 
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#1,108
#1,108
hog88 said:
Do they reimburse you directly for expenses or pay the provider directly?
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Depends on the plan. For hers, it depends on what time she as the treatment. During the week, when they are open and can be contacted, they pay; on the weekend, when they are closed, she pays an they reimburse her.
 
#1,109
#1,109
PKT_VOL said:
Just an insurance company that is not based on US soil. They provide coverage here though.
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yea but do the Drs here deal with them? If there is a delay in the Drs getting paid for services, Drs will refuse to deal with those insurance companies and therefore you.

You pay for what you get so stick with the top insurance companies like UNH, Aetna, BCBS, etc
 
#1,110
#1,110
PKT_VOL said:
Depends on the plan. For hers, it depends on what time she as the treatment. During the week, when they are open and can be contacted, they pay; on the weekend, when they are closed, she pays an they reimburse her.
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Cool.
 
#1,111
#1,111
govols/cc said:
Seems like it would be a pretty limited network.
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Sure. It isn't a Cadillac plan. It's for young, healthy folks (catastrophic) plan). She uses it for emergency/walk-in clinics and the ER if she ever went. Although, I wouldn't be suprised if they had better plans for families, older people, sicker people that were less than their counterparts in the US. I haven't researched that (because it doesn't apply to me) so don't hold me to it.

All this is a mute point by the time 2016 rolls around. The penalty jumps to over $600. The cheap penalty makes it an option this year and the next.
 
#1,112
#1,112
PKT_VOL said:
Sure. It isn't a Cadillac plan. It's for young, healthy folks (catastrophic) plan). She uses it for emergency/walk-in clinics and the ER if she ever went. Although, I wouldn't be suprised if they had better plans for families, older people, sicker people that were less than their counterparts in the US. I haven't researched that (because it doesn't apply to me) so don't hold me to it.

All this is a mute point by the time 2016 rolls around. The penalty jumps to over $600. The cheap penalty makes it an option this year and the next.
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*mute math
 
#1,113
#1,113
VolsNSkinsFan said:
yea but do the Drs here deal with them? If there is a delay in the Drs getting paid for services, Drs will refuse to deal with those insurance companies and therefore you.

You pay for what you get so stick with the top insurance companies like UNH, Aetna, BCBS, etc
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She only uses it for emergency clinics and ER if needbe. It's not a plan for specialists, etc. But then again, the unintended consequence of Obamacare is that one doesn't have to worry about "preexisting conditions". If you need that coverage, you can switch to a plan that covers that without the old penalty of premium hikes/refusal of coverage.

It is a great plan for young folks who don't need all the extra bells and whistles.
 
#1,114
#1,114
PKT_VOL said:
Sure. It isn't a Cadillac plan. It's for young, healthy folks (catastrophic) plan). She uses it for emergency/walk-in clinics and the ER if she ever went. Although, I wouldn't be suprised if they had better plans for families, older people, sicker people that were less than their counterparts in the US. I haven't researched that (because it doesn't apply to me) so don't hold me to it.

All this is a mute point by the time 2016 rolls around. The penalty jumps to over $600. The cheap penalty makes it an option this year and the next.
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When it gets repealed it will be moot as well.
 
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#1,117
#1,117
A Washington D.C. resident who is 57 years old with a spouse who is 53 years old and with three children will pay a premium of $1,493 per month, or $17,916 per year for a “Bronze” level plan on the Obamacare exchange, according to this calculator. If he and his wife both earn $55,250 per year, they will get $0 in federal subsidies.

However, a family headed by a congressman with the same demographics (and earning the congressman’s salary of $174,000) will get a subsidy of $11,378.16 from his "small business" employer—the Treasury of the United States.
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Obamacare Reg Treats Congress That Spent $3.5 Trillion as a
 
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#1,119
#1,119
Velo Vol said:
Still not seeing the advantage of "international" insurance.
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International of domestic, that doesn't matter. What she has is a catastrophic coverage plan (sounds like) and that is all that most young people need.
 
#1,120
#1,120
Obamacare 834 Error Rate Falls from 25 Percent to 10 Percent | New Republic

But the 834 problem is fixable and, according to multiple sources in the public and private sectors, it is being fixed. In fact, one administration official tells The New Republic that preliminary estimates, just now becoming available, suggest the error rate has fallen from one in four during October to one in ten now. And most of those are files insurers received with errors, as opposed to files insurers never received. Plenty of work remains—namely, completing repairs that reduce the error rate further and dealing with the flawed data insurers have already received. But the administration is working with insurers and contractors on both issues.
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10% is still a lot of errors, though some of them may be minor.
 
#1,123
#1,123
Velo Vol said:
10% is still a lot of errors, though some of them may be minor.
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If the number of folks signed up by the deadline is anywhere near to being close (7 million) that's 700K errors.

Minor or not, 10% errpr rate is not a number I'd like to associate my website with.
 
#1,124
#1,124
Grand Vol said:
If the number of folks signed up by the deadline is anywhere near to being close (7 million) that's 700K errors.

Minor or not, 10% errpr rate is not a number I'd like to associate my website with.
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Think about the outrage there would have been if the playstation 4 or Xbox one had a 10% error rate...hell think about the outrage from the xbox 360 error rate. If we get that pissy about a game system, why are we willing to give the govt a pass on a worse error rate when they had years to prepare...and that doesn't include lack of security.
 
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