All things STOCKS

#20,502
#20,502
DinkinFlicka said:
You're more learned on this stuff than I am. How do backlogs factor in?
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Orders aren’t revenue. The revenue wouldn’t be recorded as income until the work is performed or product(s) are delivered. Even if the customer prepays… in that case it all goes to the balance sheet instead of the income statement.

Large backlogs can certainly increase the market value of the stock in the equity markets though.

ONDS had a zero forward P/E ratio. But that should change since they are now projecting earnings instead of a loss next year. Unless the consensus amongst the analysts is that their guidance can not be trusted.
 
#20,503
#20,503
Go aeiou said:
No fractional shares?
Vanguard has ETFs which can be bought with$1.00. VOO(S&P 500), VUG (growth), MGK (mega cap growth)
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Right.

As mentioned, I'm really old school.

Sounds like Orange is just wanting to throw it in and watch it grow. For me, that means mutual funds.

ETF's also work but it is hard to beat the low-cost Vanguard management. If you can meet their Admiral level, those are highly preferred. Some of the older index funds have like a .04% fee. For comparison, the specialty Fidelity fund I mentioned is 0.64%.
 
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#20,504
#20,504
Orange. said:
Would you just buy and forget it or wade in at the same size every month until all in? I don’t consider myself competent to time the market. I’m not “in the loop.”
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With 20-25 years remaining, just buy and forget about it all. If you are doing Vanguard, I can provide some names.

Look for the minimum levels to reach Admiral. For example, VITAX is their flagship Information Technology fund. The A in name tells you it is Admiral. Probably a $50-100k min type level.

For USA growth, VWUAX would be the Admiral version of VWUSX.

VFIAX would be the 500 index and probably where you need the largest %. Perhaps 50-70% in there. As mentioned, if for some reason you prefer ETF's it is VOO I think?
 
#20,505
#20,505
Orange. said:
If you had some cash at present, would you buy now or average in over months?
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Large (AUM) ETFs would be a smart investment decision. Vanguard is the GOAT at keeping their fees low.

etfdb.com

Largest ETFs: Top 100 ETFs By Assets

etfdb.com etfdb.com

Averaging in is the way to go if you want to avoid speculation. I think the markets are heading higher from here, but anything can happen. China could get aggressive with Taiwan. Iran could refuse to agree to anything. Trump could stir **** up with Cuba. The mid-term elections could disrupt economic policy. Inflation could soar. Interest rates could go up. The deficit/debt could grow faster than projected. Well paying jobs could fail to materialize. Legal foreign workers might not be enough to cover demand.
 
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#20,506
#20,506
Thunder Good-Oil said:
Large (AUM) ETFs would be a smart investment decision. Vanguard is the GOAT at keeping their fees low.

etfdb.com

Largest ETFs: Top 100 ETFs By Assets

etfdb.com etfdb.com
'm
Averaging in is the way to go if you want to avoid speculation. I think the markets are heading higher from here, but anything can happen. China could get aggressive with Taiwan. Iran could refuse to agree to anything. Trump could stir **** up with Cuba. The mid-term elections could disrupt economic policy. Inflation could soar. Interest rates could go up. The deficit/debt could grow faster than projected. Well paying jobs could fail to materialize. Legal foreign workers might not be enough to cover demand.
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Damn, I'm depressed.
OTOH, what you mentioned is true.
And then I'm going on a cruise Saturday. Hantavirus. UGH. Hope it doesn't mutate and become another Covid(2020)
 
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#20,509
#20,509
Orange. said:
Would you just buy and forget it or wade in at the same size every month until all in? I don’t consider myself competent to time the market. I’m not “in the loop.”
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It looks like to me there are a number of well-meaning individuals in this forum with advice. But, AFAIK, I don’t think any of them professionally provide financial advice (I sure don’t). You may be perfectly content going on your own, but you may want to consider a financial advisor where you and your spouse can sit down in person or virtually and have a conversation about everything and lay out a plan.

There are a million different ways to handle your investing. Some people handle things 100% on their own, while some people turn it all over to a financial advisor, and there are people that have a blend between the two. You need to find what works for you.

I’m not going to foist him on you, but if you want me to post our guy’s name and phone number, you can look him up and decide all on your own if you want to call him. I’ll never know whether or not you call him, and I’m not getting a cut of anything. I have no doubt there are many other people out there that can help you out, if that’s the route you want to go.
 
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#20,510
#20,510
@1RBFjr said:
It looks like to me there are a number of well-meaning individuals in this forum with advice. But, AFAIK, I don’t think any of them professionally provide financial advice (I sure don’t). You may be perfectly content going on your own, but you may want to consider a financial advisor where you and your spouse can sit down in person or virtually and have a conversation about everything and lay out a plan.

There are a million different ways to handle your investing. Some people handle things 100% on their own, while some people turn it all over to a financial advisor, and there are people that have a blend between the two. You need to find what works for you.

I’m not going to foist him on you, but if you want me to post our guy’s name and phone number, you can look him up and decide all on your own if you want to call him. I’ll never know whether or not you call him, and I’m not getting a cut of anything. I have no doubt there are many other people out there that can help you out, if that’s the route you want to go.
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Financial advisors and investment advisors/portfolio (or money) managers are two different things.

FAs take more of a comprehensive look at what’s appropriate for their clients. Insurance. Guidance for retirement. Tax strategy and estate planning. It’s often better to pay them an hourly compensation instead of giving away a percentage of your assets every year. It’s important that they are fiduciaries.

There are also investment advisors that will charge somewhere around 1% to pick where to put your money.

A lot of the time they are doing both functions.

Beware of advisors that push variable annuities. They are taking huge commissions on mediocre products. They get to still call themselves fiduciaries as long as they sell products that are “appropriate” for their clients.

CPAs, CFAs, and CFPs are good designations that should weed out the worst elements in the industry. But that still leaves many that get away with charging obscene fees for what they provide. Whole life insurance pushers for example.
 
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#20,511
#20,511
@1RBFjr said:
It looks like to me there are a number of well-meaning individuals in this forum with advice. But, AFAIK, I don’t think any of them professionally provide financial advice (I sure don’t). You may be perfectly content going on your own, but you may want to consider a financial advisor where you and your spouse can sit down in person or virtually and have a conversation about everything and lay out a plan.

There are a million different ways to handle your investing. Some people handle things 100% on their own, while some people turn it all over to a financial advisor, and there are people that have a blend between the two. You need to find what works for you.

I’m not going to foist him on you, but if you want me to post our guy’s name and phone number, you can look him up and decide all on your own if you want to call him. I’ll never know whether or not you call him, and I’m not getting a cut of anything. I have no doubt there are many other people out there that can help you out, if that’s the route you want to go.
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Thanks. I'd appreciate it. You can delete it as soon as I like the post, if you want. Or leave it for anyone interested.
 
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#20,515
#20,515
Orange. said:
@RBFjr is a stand-up guy. Thanks for your link, too.
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There are all flavors. Avoid advisors without professional designations. Run away if they push variable annuities and whole life insurance. If they hem and haw about working as a fiduciary then Watch out.

Schwab and Fidelity in-house are like the Walmarts of advisors. Not a bad choice, probably good value, but they also want to make money.

The field is loaded with sales people. Many with little knowledge beyond sales.
 
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#20,517
#20,517
Thunder Good-Oil said:
Financial advisors and investment advisors/portfolio (or money) managers are two different things.

FAs take more of a comprehensive look at what’s appropriate for their clients. Insurance. Guidance for retirement. Tax strategy and estate planning. It’s often better to pay them an hourly compensation instead of giving away a percentage of your assets every year. It’s important that they are fiduciaries.

There are also investment advisors that will charge somewhere around 1% to pick where to put your money.

A lot of the time they are doing both functions.

Beware of advisors that push variable annuities. They are taking huge commissions on mediocre products. They get to still call themselves fiduciaries as long as they sell products that are “appropriate” for their clients.

CPAs, CFAs, and CFPs are good designations that should weed out the worst elements in the industry. But that still leaves many that get away with charging obscene fees for what they provide. Whole life insurance pushers for example.
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Totally agree- don't do variable annuities or whole life insurance.
 
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#20,521
#20,521
Majors said:
My only regret is not buying more weeks ago when it dipped.
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I still had my 1500 at an adjusted basis in the low 7s after premiums collected but nabbed another 500 through 9.0 CSP assignment last week. I trimmed those today to lock in gains in case it gives back big tomorrow. I've got 400 under 10.50 covered calls expiring tomorrow. Sucks if I cap upside on them but would still be perfectly happy with share profit on assignment. Ultimately they're part of my wheel plays but definitely want to hold a thousand of them long.
 
#20,525
#20,525
Looks like indexes have at least moved off the morning lows for now. Fairly heavy in energy…wondering if we see demand destruction as this geopolitical event drags along.
 
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