Even More Obamacare Follies

#601
#601
Septic said:
It's called ObamaRage™.

They cant help themselves.

"He wore Nikes to run in?" "He's a commie socialist that supports sweatshops!"

"He drank French wine?" "He's a cheese eating surrender monkey!"

"He watched the Walking Dead?" "He must like to see American's suffer!"

ad nauseum...
Click to expand...


Everything he does, he screws it up. And I'm supposed to be cool with ponying up an extra $4 grand for a healthcare plan that has a deductible 3x as high?
 
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#604
#604
FLVOL69 said:
Too bad he's insincere ...
Click to expand...

He isn't even good at apologizing

“Obviously we didn’t do a good enough job in terms of how we crafted the law,"
Click to expand...

You think? Maybe if you actually read the bill you signed we wouldn't be in this mess. I guess I'll just pony up the extra $4000 for your crap plan that I'm now forced to buy from your website that doesn't work and be cool with it
 
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#605
#605
It was insulting for him to tell me that my plan that I use to cover my family was junk.

When is he going to do the right thing and end this? Or is he going to go back to being angry and blame the GOP and insurance companies?
 
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#606
#606
VolsNSkinsFan said:
So after 2 weeks of blaming insurance companies, the GOP, and junk plans, 0 finally says sorry for the BS "you can keep you plan" "it's going to save you $2500" lines. But the Tea Party lost yesterday, right?

Exclusive: Obama personally apologizes for Americans losing health coverage - U.S. News

You know who else is good at apologizing? Anthony Weiner
Click to expand...

How can you believe an apology when he was told years ago that Americans would lose the insurance they want to keep?

They knew exactly what they were doing with regards to private insurance coverage.
 
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#607
#607
Septic said:
It's called ObamaRage™.

They cant help themselves.

"He wore Nikes to run in?" "He's a commie socialist that supports sweatshops!"

"He drank French wine?" "He's a cheese eating surrender monkey!"

"He watched the Walking Dead?" "He must like to see American's suffer!"

ad nauseum...
Click to expand...

Of course it is an American tradition to ridicule the POTUS. Gerald Ford fell down a lot, Carter lusted in his heart, Reagan ate jelly beans and forgot things, Bush threw up on a Prime Minister, Hillary had people killed, oops, sorry, Bill was a philandering drunk, W was an idiot etc.

The difference is we weren't all racists back then.

At the costume shop right before Halloween, I put on a W mask and the kids laughed, I put on an Obama mask and they said I was being insensitive. What the heck?
 
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#610
#610
A classic...

220px-~abe2.jpg
 
#612
#612
don't remember seeing this posted

Top Hospitals Opt Out of Obamacare - US News and World Report

Americans who sign up for Obamacare will be getting a big surprise if they expect to access premium health care that may have been previously covered under their personal policies. Most of the top hospitals will accept insurance from just one or two companies operating under Obamacare.
Click to expand...
And that's not because their exchanges don't offer options. Both Ohio and California have a dozen insurance companies on their exchanges, yet two of the states' premier hospitals – Cleveland Clinic and Cedars-Sinai Medical Center – have only one company in their respective networks.
Click to expand...
Many exchanges don't even list the insurance companies on their web sites. Some that do, like California, don't provide names of doctors or hospitals.
Click to expand...

so about that whole "If you like your doctor, you will be able to keep your doctor. Period."
 
#615
#615
I don't see how anyone has signed on. If the mode to buy Obamacare is the website and it is not working, how was anyone able to purchase?

The number enrolled in December will tell if there is a demand, if the site is fixed by November 30.
 
#616
#616
I bought a catastrophic health policy for $170/mo when I left MSNBC. Obamacare cancelled the policy. New rate $600/mo. Thnx Mr. President!
— Dylan Ratigan (@DylanRatigan)
 
#617
#617
What do you know, another week and another article like this

Political Diary: Obama's Bad Week - WSJ.com

It's been a tough week for ObamaCare and its namesake, who apologized Thursday for misleading millions of Americans on how the Affordable Care Act would impact them.

"I am sorry that they are finding themselves in this situation based on assurances they got from me,"
Click to expand...
 
#619
#619
A little long, but worth the read. Execs from some large Atlanta companies recently met with a representative from the Obama administration to share their concerns.

Delta Air Lines: Next Year, Our Health Care Costs Will Increase By 'Nearly $100 Million' - Forbes

Delta Air Lines letter to the Obama administration

June 13, 2013

I want to thank you for the opportunity to meet with you at Grady Hospital in Atlanta recently to discuss the impact of the Affordable Care Act (ACA) on Delta Air Lines. The small group setting allowed for a good exchange of ideas that I found very valuable. As you know, I and the other large employer representatives in attendance did not agree with your initial assessment that the ACA means “business as usual” for large employers. Since you committed to share our concerns with Secretary Sebelius and the President, I thought it might be helpful to summarize the major points for you here.

As you heard from many of us, the ACA will result in increasing costs, for both our companies and our employees, and will also reduce the benefits provided. Here are some of the major drivers of these effects:

- The Reinsurance Fee — The ACA requires large employers to pay an annual fee of $63 per covered participant in 2014. For Delta’s roughly 160,000 enrolled active and retired employees and their family members, this represents more than $10 million added to the cost of providing health care next year. As we discussed, this fee, which is meant to help stabilize the state exchanges as they get started, provides absolutely zero direct benefit to our participants. It is, essentially, a direct subsidy from us and our employees to those who participate in the exchanges.

- Covering Children Until Age 26 – There is no doubt that this has been a popular provision nationwide and at Delta we have seen more than 8,000 children added to our rolls resulting in a permanent increase in our overall costs of about $14 million per year. We are required to charge the same for these children as we do for any other children covered by our plan. However, our experience shows that, on average, these children are consuming considerably more health care than other children we cover. In essence, we are experiencing adverse selection in this population and that is having an impact on the costs that we and our employees pay for coverage.

- The Individual Mandate – As you know, in 2014, the individual mandate under the ACA kicks in and those not currently covered under any plan must enroll or pay a penalty to the Federal government. Our actuaries have estimated how many of those who currently opt out of our coverage will now opt in. Their estimates are that this requirement will add another $14 Million in costs to our plan each year, net of the premiums paid by these individuals.

- Thirty Hour Rule – As you heard at the meeting, many employers are planning to reduce employees’ hours to less than thirty per week in order to avoid the requirements to either provide health coverage or pay fees for those employees. Delta is not one of those employers, and we do not plan to force employees to work fewer hours as a result of the ACA. For others, however, this represents one of the negative unintended consequences of the ACA and we support efforts to raise the limit to 40 hours per week rather than thirty.

- Pay or Play Penalties – The group health coverage Delta provides to its full time employees more than meets the definition of “affordable coverage” as defined by the ACA. However, the proposed regulations that implement this provision of the law are very complex and, when finalized, may unnecessarily impose HR information systems changes that will be costly to build and maintain. In addition, there are many unsettled principles surrounding this provision of ACA and based on the fact that it is already June, employers will not have time to react should final regulations be issued this year. This puts employers at risk of being assessed these penalties in innocent situations (such as when employees take voluntary leaves of absences) and imposes additional costs, even in those situations where the vast majority of employees are offered affordable, comprehensive coverage.

- Cadillac Tax – Recent data released is evidence of what you heard in the meeting–employers are reducing or eliminating rich plan designs in order to ensure they do not pay the tax, since doing so would represent a significant waste of money. At Delta, we did that last year as we eliminated one of the plan designs available to our pilot group specifically because it would have risked being subject to the Cadillac tax. However, keep in mind that, eventually, it is not just the “rich” plan designs that will be affected. Essentially, the Cadillac tax level represents a “ceiling” on the value of benefits provided in health plans. However, that ceiling rises each year only at the rate of the consumer price index (CPI). On the other hand, medical inflation is rising at a higher rate than CPI. The way the math works, given enough years, all plans will eventually risk being subject to the Cadillac Tax and as they do, the natural reaction will be to continually reduce benefits provided in order to avoid the tax.

At Delta we are doing a lot of positive things to provide a platform for our employees to live healthier, more productive lives. We offer free preventive coverage, we offer telemedicine services, a concierge nurse line and great tools that provide vital data (such as it exists) on quality and cost among the provider community. We provide incentives that reward employees for doing the things that help lead to better long-term health. But make no mistake—the costs imposed on Delta and our employees are very real and they are escalating. The costs mentioned above, when combined with normal medical inflation and the end of the [Early Retiree Reinsurance] program mean that the cost of providing health care to our employees will increase by nearly $100,000,000 next year. Delta will have to absorb the vast majority of that increase in costs so that we continue providing a high value, high quality health plan, but some of it will have to be shared with our employees as well. And of course, the balance that the company pays simply means less left over for other investments that make our business stronger.

In closing, the ACA is anything but business as usual for large employers like Delta. It represents real and significant changes that provide real challenges for both our company and our employees. Thank you for the opportunity to provide this input. If I can be of assistance in any other way, please do not hesitate to contact me.

Respectfully,

Robert L. Kight
Vice President, Global HR Services & Labor Relations
Delta Air Lines
 
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#620
#620
IBlvNTmWrk said:
A little long, but worth the read. Execs from some large Atlanta companies recently met with a representative from the Obama administration to share their concerns.

Delta Air Lines: Next Year, Our Health Care Costs Will Increase By 'Nearly $100 Million' - Forbes

Delta Air Lines letter to the Obama administration

June 13, 2013

I want to thank you for the opportunity to meet with you at Grady Hospital in Atlanta recently to discuss the impact of the Affordable Care Act (ACA) on Delta Air Lines. The small group setting allowed for a good exchange of ideas that I found very valuable. As you know, I and the other large employer representatives in attendance did not agree with your initial assessment that the ACA means “business as usual” for large employers. Since you committed to share our concerns with Secretary Sebelius and the President, I thought it might be helpful to summarize the major points for you here.

As you heard from many of us, the ACA will result in increasing costs, for both our companies and our employees, and will also reduce the benefits provided. Here are some of the major drivers of these effects:

- The Reinsurance Fee — The ACA requires large employers to pay an annual fee of $63 per covered participant in 2014. For Delta’s roughly 160,000 enrolled active and retired employees and their family members, this represents more than $10 million added to the cost of providing health care next year. As we discussed, this fee, which is meant to help stabilize the state exchanges as they get started, provides absolutely zero direct benefit to our participants. It is, essentially, a direct subsidy from us and our employees to those who participate in the exchanges.

- Covering Children Until Age 26 – There is no doubt that this has been a popular provision nationwide and at Delta we have seen more than 8,000 children added to our rolls resulting in a permanent increase in our overall costs of about $14 million per year. We are required to charge the same for these children as we do for any other children covered by our plan. However, our experience shows that, on average, these children are consuming considerably more health care than other children we cover. In essence, we are experiencing adverse selection in this population and that is having an impact on the costs that we and our employees pay for coverage.

- The Individual Mandate – As you know, in 2014, the individual mandate under the ACA kicks in and those not currently covered under any plan must enroll or pay a penalty to the Federal government. Our actuaries have estimated how many of those who currently opt out of our coverage will now opt in. Their estimates are that this requirement will add another $14 Million in costs to our plan each year, net of the premiums paid by these individuals.

- Thirty Hour Rule – As you heard at the meeting, many employers are planning to reduce employees’ hours to less than thirty per week in order to avoid the requirements to either provide health coverage or pay fees for those employees. Delta is not one of those employers, and we do not plan to force employees to work fewer hours as a result of the ACA. For others, however, this represents one of the negative unintended consequences of the ACA and we support efforts to raise the limit to 40 hours per week rather than thirty.

- Pay or Play Penalties – The group health coverage Delta provides to its full time employees more than meets the definition of “affordable coverage” as defined by the ACA. However, the proposed regulations that implement this provision of the law are very complex and, when finalized, may unnecessarily impose HR information systems changes that will be costly to build and maintain. In addition, there are many unsettled principles surrounding this provision of ACA and based on the fact that it is already June, employers will not have time to react should final regulations be issued this year. This puts employers at risk of being assessed these penalties in innocent situations (such as when employees take voluntary leaves of absences) and imposes additional costs, even in those situations where the vast majority of employees are offered affordable, comprehensive coverage.

- Cadillac Tax – Recent data released is evidence of what you heard in the meeting–employers are reducing or eliminating rich plan designs in order to ensure they do not pay the tax, since doing so would represent a significant waste of money. At Delta, we did that last year as we eliminated one of the plan designs available to our pilot group specifically because it would have risked being subject to the Cadillac tax. However, keep in mind that, eventually, it is not just the “rich” plan designs that will be affected. Essentially, the Cadillac tax level represents a “ceiling” on the value of benefits provided in health plans. However, that ceiling rises each year only at the rate of the consumer price index (CPI). On the other hand, medical inflation is rising at a higher rate than CPI. The way the math works, given enough years, all plans will eventually risk being subject to the Cadillac Tax and as they do, the natural reaction will be to continually reduce benefits provided in order to avoid the tax.

At Delta we are doing a lot of positive things to provide a platform for our employees to live healthier, more productive lives. We offer free preventive coverage, we offer telemedicine services, a concierge nurse line and great tools that provide vital data (such as it exists) on quality and cost among the provider community. We provide incentives that reward employees for doing the things that help lead to better long-term health. But make no mistake—the costs imposed on Delta and our employees are very real and they are escalating. The costs mentioned above, when combined with normal medical inflation and the end of the [Early Retiree Reinsurance] program mean that the cost of providing health care to our employees will increase by nearly $100,000,000 next year. Delta will have to absorb the vast majority of that increase in costs so that we continue providing a high value, high quality health plan, but some of it will have to be shared with our employees as well. And of course, the balance that the company pays simply means less left over for other investments that make our business stronger.

In closing, the ACA is anything but business as usual for large employers like Delta. It represents real and significant changes that provide real challenges for both our company and our employees. Thank you for the opportunity to provide this input. If I can be of assistance in any other way, please do not hesitate to contact me.

Respectfully,

Robert L. Kight
Vice President, Global HR Services & Labor Relations
Delta Air Lines
Click to expand...

One of the better posts in this thread. Thanks for posting. :hi:
 
#622
#622
Woman who championed Obamacare loses her insurance plan

*i was really shocked … all of my hopes were sort of dashed,” Wagner said. “’Oh my gosh President Obama, this is not what we hoped for, it’s not what we were told.’ “
She was shocked further to learn that for the same coverage she would pay 35*percent more

Colorado Woman Who Championed Obamacare Loses Insurance Plan « CBS Denver


Kathy you idiot voter elections have consequences! So enjoy the ride

Take a look at her she is what stupid looks like!
 
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#623
#623
volmaverick said:
Woman who championed Obamacare loses her insurance plan

*i was really shocked … all of my hopes were sort of dashed,” Wagner said. “’Oh my gosh President Obama, this is not what we hoped for, it’s not what we were told.’ “
She was shocked further to learn that for the same coverage she would pay 35*percent more

Colorado Woman Who Championed Obamacare Loses Insurance Plan « CBS Denver


Kathy you idiot voter elections have consequences! So enjoy the ride

Take a look at her she is what stupid looks like!
Click to expand...

Yay for democracy!
 
#624
#624
volmaverick said:
Woman who championed Obamacare loses her insurance plan

*i was really shocked … all of my hopes were sort of dashed,” Wagner said. “’Oh my gosh President Obama, this is not what we hoped for, it’s not what we were told.’ “
She was shocked further to learn that for the same coverage she would pay 35*percent more

Colorado Woman Who Championed Obamacare Loses Insurance Plan « CBS Denver


Kathy you idiot voter elections have consequences! So enjoy the ride

Take a look at her she is what stupid looks like!
Click to expand...

Heck, that first sentence in the article is a lie. Obama has not "apologized" & didn't mean it to the American people for his constant lying about this situation. All he did was try to save his own ass caught in a blunder of a big lie. He's the king of corruption in the WH & doesn't take responsibility for it. Oh, it was those terrible insurance companies that sold you bad policies to begin with. Please, give us all a break about that lie too. In the meantime, millions of Americans have no health insurance because of him saying his constant lies about keeping your plan & keeping your doctor. Nobody will sign up in droves for this ObamaCare crap because you cannot afford the prices that are in the plans available.
 
Last edited:
#625
#625
True...he looked like a graduate from the school of bad acting.His handlers forced him to give that phony apology.Stupid dems deserve what's coming down the pike.Lmao
 
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