first time I have heard about this crap...
grok:
The MOU "Newsy Wrinkle" for 2026
Bevacqua revealed a key provision in the memorandum of understanding (MOU) Notre Dame signed with CFP officials last spring, which takes effect for the 2026 postseason. Under this clause—designed to protect the independent Irish's access in the expanded format—Notre Dame is guaranteed a playoff berth if ranked in the top 12 on Selection Sunday. This overrides standard selection criteria, such as head-to-head results or conference affiliations, ensuring an 11th- or 12th-ranked Irish squad automatically qualifies as an at-large team.
- Hypothetical Replay of 2025: If the exact scenario repeated next year—with Notre Dame at No. 11 and Miami at No. 10 after a Week 1 upset—the MOU would bump Miami out, securing Notre Dame's spot regardless of the head-to-head loss.
- Expansion Safeguards: If the CFP grows to 14 teams (adding two more at-large bids), the guarantee extends to a top-13 ranking. The MOU applies only to 12- or 14-team fields and was a concession to Notre Dame's independence, as former AD Jack Swarbrick helped architect the format but advocated for Irish protections.
This revelation has reignited debates about equity in the CFP. Critics, including some SEC and Big Ten voices, argue it gives Notre Dame an unfair edge—easiest schedules, no conference championship grind, home playoff potential, and now a ranking-based backdoor—while keeping all revenue unshared. Supporters counter that independents deserve safeguards to compete with power-conference juggernauts. With ongoing talks of a 16-team expansion (potentially diluting the MOU), this could evolve further.
In the Notre Dame/CFP situation:
- The MOU was signed last spring between Notre Dame and the College Football Playoff governance.
- It spells out special playoff-access protections for Notre Dame as an independent, including the key clause that guarantees them a berth if they finish in the top 12 of the final rankings starting in 2026.
- Even though it’s “just” an MOU, the CFP has publicly acknowledged it and treats it as a firm commitment, so in practice it functions like a binding rule for playoff selection.
Think of it as the written version of “we all agree this is how it’s going to work,” short of a full legal contract.