President Donald Trump - J.D. Vance Administration

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#47,551
lawgator1 said:
Trump keeps insisting that prices are down on everything. He pointed to Wal mart Thanksgiving package being down 25 percent !!! Yay !!!!

Oh. They reduced the contents by 1/3.

Trump is either delusional or thinks the MAGA base is so dumb they'll believe what he says, despite their own daily experiences.
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Butterball
20251107_195533.jpg
 
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TN Ribs said:
We waited ten years for Trump’s healthcare plan and it finally comes in the form of a one paragraph post on social media!

He wants to eliminate your healthcare plan to punish insurance companies and then give you money to buy a healthcare plan from insurance companies!

Trump is a moron.
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Yeah you love you some big nanny government
 
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#47,561
Ritzwatch said:
Yes, if the R's had supported it, everything would be dreamy.
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Maybe if Republicans had been able to repeal and replace the Affordable Care Act, with something else during Donald Trump's first term in office from 2017-2021 (as Trump had pledged to do throughout his 2016 Presidential Election Campaign), we wouldn't still be talking about in 2025?

* Cue the late Sen. John McCain's thumbs down gif.

Donald Trump's supporters don't hold him accountable for failing to deliver on major items, which he prioritized during his election campaign rallies. We are still waiting for the new stretches of border wall that Mexico was supposedly going to pay for as well.
 
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McDad said:
It's had a positive impact on affordability while also increasing cost. Affordability is a concept seperate from cost for most. Affordability is about the monthly payment and is it affordable for their budget.
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Understand your point but the artificial demand created by longer payment terms does impact cost. Higher interest rates from longer and reduced equity will ultimately impact payments.

Longer terms and payments are still more than decade ago...
 
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#47,563
BeardedVol said:
You have zero actual counterargument because the Republican alternative, has been literally nothing.

Over a decade and not one of you has come up with a viable alternative.
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Exactly.

That was the reason that Sen. John McCain gave for voting against repealing the Affordable Care Act. The Trump Administration never proposed a viable replacement for it, despite Donald Trump's pledges to do so throughout the 2016 Presidential Election Campaign.
 
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BowlBrother85 said:
Exactly.

That was the reason that Sen. John McCain gave for voting against repealing the Affordable Care Act. The Trump Administration never proposed a viable replacement for it, despite Donald Trump's pledges to do so throughout the 2016 Presidential Election Campaign.
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The Republican alternative to the ACA has just been to make the ACA worse, and then claim that it didn't do what it was supposed to do, so we should get rid of it.

All the while pretending that it's not their constituents that are actually using the ACA.
 
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#47,566
#47,566
BeardedVol said:
You have zero actual counterargument because the Republican alternative, has been literally nothing.

Over a decade and not one of you has come up with a viable alternative.
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It is unfortunate that you need the other side to come in to rescue the plan they told you would fail, and is failing.

That must be hard for you, asking Trump and MAGA to rescue you from your bad choices.

I hope, for the good of the country, your side can be rescued from your own poor choices.
 
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#47,567
Ritzwatch said:
It is unfortunate that you need the other side to come in to rescue the plan they told you would fail, and is failing.

That must be hard for you, asking Trump and MAGA to rescue you from your bad choices.

I hope, for the good of the country, your side can be rescued from your own poor choices.
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Lol, or you could just stop trying to destroy the ACA which you've been doing since it was enacted, when you don't have an alternative and the problem of the uninsured won't magically disappear if you end the ACA.
 
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BeardedVol said:
Lol, or you could just stop trying to destroy the ACA which you've been doing since it was enacted, when you don't have an alternative and the problem of the uninsured won't magically disappear if you end the ACA.
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What, exactly, have I done to destroy it?

And why did the Dems not try to find a path forward on a health care bill that Rs would have supported?

Asking Rs to support the failing ACA would be like asking why Ds didn’t support Trump’s border wall after Biden was elected. Even better, it is like asking the Ds to support continued funding for the government without extorting a new budget, and leaving new budget requests to the appropriate processes. (Check and mate.)

The ACA was never sustainable without government subsidies. The Rs were right to oppose it, and they are right to try to kill it now.

I’d love to hear a serious plan to replace it. I’d even like it to come from the Ds. I don’t care who governs, as long as they are sensible.

Right now, neither party is. See, eg, Rs on healthcare, Ds on funding the government.
 
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McDad said:
It's had a positive impact on affordability while also increasing cost. Affordability is a concept seperate from cost for most. Affordability is about the monthly payment and is it affordable for their budget.
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84-96 month loans are predatory. They are used by dealerships to trap you in loans you can not afford... Most customers wouldn't know 84-96 month loans exist if it wasn't for the commissioned breath sales person. These customer's that have 96 month loans will never have equity and will want to trade that vehicle in less than 3 years; but will be 20k plus upside down.

TLDR... 84+ month auto loans should be ILLEGAL for consumer protection
 
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BigOrangeMojo said:
Understand your point but the artificial demand created by longer payment terms does impact cost. Higher interest rates from longer and reduced equity will ultimately impact payments.

Longer terms and payments are still more than decade ago...
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Cost / price =/= affordability for most people.

Installment purchases are based on monthly payment. That's what the pre-approval is based on.
 
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#47,571
allstar34bd said:
84-96 month loans are predatory. They are used by dealerships to trap you in loans you can not afford... Most customers wouldn't know 84-96 month loans exist if it wasn't for the commissioned breath sales person. These customer's that have 96 month loans will never have equity and will want to trade that vehicle in less than 3 years; but will be 20k plus upside down.

TLDR... 84+ month auto loans should be ILLEGAL for consumer protection
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That's not the argument.

I haven't advocated for 7 or 8 year car loans.
 
#47,572
#47,572
allstar34bd said:
84-96 month loans are predatory. They are used by dealerships to trap you in loans you can not afford... Most customers wouldn't know 84-96 month loans exist if it wasn't for the commissioned breath sales person. These customer's that have 96 month loans will never have equity and will want to trade that vehicle in less than 3 years; but will be 20k plus upside down.

TLDR... 84+ month auto loans should be ILLEGAL for consumer protection
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The last two cars I’ve bought the salesperson only wanted to talk in terms of monthly payments. I had to keep reminding them I’m negotiating on the PRICE of the vehicle.

They seemed to be much less interested in the sale if not financed, which tells me they must make a much better commission when they sell financing on top.
 
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DC_Vol said:
The last two cars I’ve bought the salesperson only wanted to talk in terms of monthly payments. I had to keep reminding them I’m negotiating on the PRICE of the vehicle.

They seemed to be much less interested in the sale if not financed, which tells me they must make a much better commission when they sell financing on top.
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They may get a small percentage of the back end gross; but most manufactures actually have captive financing and you lose rebates if you don't finance with them (GM Financial for example sometimes does this)

Also, there is nothing stopping you from financing with GMF and going to refinance a month later once you can get a 10 day payoff.
I'd recommend helping the dealer though, see what the minimum amount of months that you have to stay with the captive lender is so they don't get a chargeback.
 
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McDad said:
Cost / price =/= affordability for most people.

Installment purchases are based on monthly payment. That's what the pre-approval is based on.
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Point is artificial demand (like in 2005 when dogs were getting aporoved for mortgages or 2021 with 2% mortgage rates) creates cost increases.

All this will do is drive up costs....
 
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