Majors
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Insurance has been a **** show for the last 3-4+ years. I don’t work with health insurance but Umbrella coverage, Auto, Cyber and now Property have all had cycles where rates skyrocketed, underwriting scrutiny intensified, carriers reduced capacity, and so on. The days of traditional hard market and soft market cycles every several years are done for multiple reasons so I don’t expect rate relief on for Commercial Property and Casualty insurance anytime soon, if ever.We've already been put on notice that our renewal is going to be brutal. Might have to start having the employees contribute.
Insurance has been a **** show for the last 3-4+ years. I don’t work with health insurance but Umbrella coverage, Auto, Cyber and now Property have all had cycles where rates skyrocketed, underwriting scrutiny intensified, carriers reduced capacity, and so on. The days of traditional hard market and soft market cycles every several years are done for multiple reasons so I don’t expect rate relief on for Commercial Property and Casualty insurance anytime soon, if ever.
Edit: Oops, forgot I can’t say ****.
You say that and it sounds great but who’s going to step up and supplant him? The only way Biden doesn’t win is if he either doesn’t run or the Reps find someone not named Trump to run. Are Reps actually going to run someone other than the guy way ahead in all primary polls?The border and inflation are an absolute disgrace. No way Biden gets a second term,,no way,
If you can’t see the difference in the 2, I don’t know what to tell you.You say that and it sounds great but who’s going to step up and supplant him? The only way Biden doesn’t win is if he either doesn’t run or the Reps find someone not named Trump to run. Are Reps actually going to run someone other than the guy way ahead in all primary polls?
You’re misunderstanding me. I voted for Trump both times and will vote for anyone running against Biden but Trump won’t beat him in my opinion yet I don’t see Reps running anyone but Trump so how is it Biden doesn’t get re-elected?If you can’t see the difference in the 2, I don’t know what to tell you.
If the public cannot see the difference then, then so help us. The thing about is, both have a record to run on this time and I don’t buy the BS put forward by the Dems that Trump cannot beat Biden. Issue after issue and Biden gets poor marks.You’re misunderstanding me. I voted for Trump both times and will vote for anyone running against Biden but Trump won’t beat him in my opinion yet I don’t see Reps running anyone but Trump so how is it Biden doesn’t get re-elected?
Agreed on that but young people definitely been targeted with messaging of having mental illness, depression, anxiety and more. I see it everywhere and it’s caused pretty much everyone under 25 I meet to constantly talk about their anxiety level, having panic attacks, and so on. Some people truly have it but most people have been talked into it, just like the extreme over-diagnosis (often self-diagnosis of course) of having ADD. So while they don’t fear for their lives, many kids these days do have unnecessary crap on their mind because society put it there. I have no idea why your post made me think of that but it did. Must be my ADD.They have not gone to school hoping to not get shot. The vaaaaaaaaaaaast majority of them, on the vaaaaast majority of days, don't even think about that.
I hope you’re right. I do think maybe we would be better off getting both out of the race and starting with 2 new candidates. Then again, maybe we would also be better off without the parties we have but that’s not changing.If the public cannot see the difference then, then so help us. The thing about is, both have a record to run on this time and I don’t buy the BS put forward by the Dems that Trump cannot beat Biden. Issue after issue and Biden gets poor marks.
Oh, and even if you don’t think 81M voted for Biden, you still had tens of millions that did. It’s enough to be concerning either way.If the public cannot see the difference then, then so help us. The thing about is, both have a record to run on this time and I don’t buy the BS put forward by the Dems that Trump cannot beat Biden. Issue after issue and Biden gets poor marks.
You’re misunderstanding me. I voted for Trump both times and will vote for anyone running against Biden but Trump won’t beat him in my opinion yet I don’t see Reps running anyone but Trump so how is it Biden doesn’t get re-elected?

She's literally not doing anything with any of them, so who cares?Biden Gives Kamala ANOTHER job: President taps VP to run the first ever Federal Gun Violence Prevention Office
President Joe Biden has tapped Kamala Harris to lead his gun violence prevention office, giving his vice president yet another task for her packed portfolio.
Biden will formally announce his decision in a ceremony in the Rose Garden on Friday afternoon. Harris will oversee the office. Stefanie Feldman, a longtime Biden aide who has worked on gun policy for more than a decade, will serve as its director.
But the vice president now has some of the nation's highest-profile policy issues on her plate - including voting rights, abortion, and the increase in migration across the United States border.
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Biden gives Kamala ANOTHER job: run gun violence prevention office
President Joe Biden has tapped Kamala Harris to lead his gun violence prevention office, giving his vice president yet another task for her packed portfolio.www.dailymail.co.uk
Yet there are millions who do. I guess we should call them "The Damaged". Unrepairable and beyond hope. Not able to think critically. They clap like seals and follow the party line.Kinda make you think all the candidates the dems have to pull from are a bunch of rocks in a box. Face it, no normal even semi intelligent human being could could buy the dem philosophy as it stands today.
