President Joe Biden - Kamala Harris Administration

#38,004
#38,004
rekinhavoc said:
Biden warns most COVID-related deaths this year will be result of people not being updated on their vaccines

"A study from the Centers for Disease Control and Prevention (CDC) earlier this year found that more than 75% of COVID-19 deaths in fully vaccinated people had occurred among those with at least four comorbidities. "

We're all gonna die !
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Not from the Alpha, delta or omicron. Those are 2021. The shots are in the dustbin of history as far as effectiveness.
 
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#38,007
#38,007
ETV said:
What's worse is you have the new GMC hummer EV that has a retail price of 105k. Buyers are paying double that from dealer markup and limited availability.
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There's a youtube video that shows a guy had just bought one of those & it died & locked up on him in traffic going home from the dealership. They had to call a tow truck to get the thing started & moved out of the traffic lane. EV suck. They aren't reliable enough to being a legit vehicle. EVs can sit parked in your driveway & can burst into flames & burn to the ground.
 
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#38,008
#38,008
TNVOLNAVY said:
Every young person I know has little or no savings, live paycheck to paycheck, and are up to their eyeballs in debt. I have seen none of them change their spending habits in the last 2 years.
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Not all "young people" are that way. My wife and I surround ourselves with people like us- little to no debt, deliberate investment, living within our means.
 
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#38,009
#38,009
TNVOLNAVY said:
Every young person I know has little or no savings, live paycheck to paycheck, and are up to their eyeballs in debt. I have seen none of them change their spending habits in the last 2 years.
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Saw one couple recently sell their home and decide to take the next 2 years off and live in a big converted van traveling around the country.
 
#38,010
#38,010
NurseGoodVol said:
Not from the Alpha, delta or omicron. Those are 2021. The shots are in the dustbin of history as far as effectiveness.
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I know someone that eagerly awaits the next booster for her and her family. She keeps up with release dates and sets up appointments. She has had covid 3 times. Her mantra was that the shots ease the severity until this last time and she admitted it was a miserable week.
 
#38,012
#38,012
ButchPlz said:
Not all "young people" are that way. My wife and I surround ourselves with people like us- little to no debt, deliberate investment, living within our means.
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Get rid of your debt... ALL of it, keep living within your means and you will be rich when you retire... Annnnnd, you will more than likely be able to retire long before your 65 th birthday. Ax me how I know.
 
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#38,013
#38,013
rekinhavoc said:
I know someone that eagerly awaits the next booster for her and her family. She keeps up with release dates and sets up appointments. She has had covid 3 times. Her mantra was that the shots ease the severity until this last time and she admitted it was a miserable week.
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Lord have mercy
 
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#38,014
#38,014
SpaceCoastVol said:
Get rid of your debt... ALL of it, keep living within your means and you will be rich when you retire... Annnnnd, you will more than likely be able to retire long before your 65 th birthday. Ax me how I know.
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We got out of debt quick and it is absolutely insane how comfortable we are/how much we are blessed with to do things. We aren't rich by any means, my salary is good but not eye-popping, and we can comfortably do things we never thought we'd be able to.

Debt is a massive anchor.
 
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#38,015
#38,015
ButchPlz said:
We got out of debt quick and it is absolutely insane how comfortable we are/how much we are blessed with to do things. We aren't rich by any means, my salary is good but not eye-popping, and we can comfortably do things we never thought we'd be able to.

Debt is a massive anchor.
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It's slavery. We've been debt free since 2003. I can't imagine having any now and I couldn't tell you what me credit rating is. The one downside is that the government punches you really hard in April.

Keep doing what you're doing...
 
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#38,016
#38,016
UT_VOLS13 said:
More Than 1 in 4 Americans Who Financed an EV Purchase in Q3 Committed to a $1,000+ Monthly Payment, According to Edmunds
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I used to comment that car commercials never told you how much the car costs. They just mentioned a lease payment or a monthly payment (for as high as 84 months)

Now they don't even mention that. It's nuts

As for EV cars, these Teslas are everywhere and they start at $50K. No way that many people can afford that. They gotta finance them somehow
 
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#38,017
#38,017
Sea Ray said:
I used to comment that car commercials never told you how much the car costs. They just mentioned a lease payment or a monthly payment (for as high as 84 months)

Now they don't even mention that. It's nuts

As for EV cars, these Teslas are everywhere and they start at $50K. No way that many people can afford that. They gotta finance them somehow
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Didn't mayor Pete say just go out and buy one?
 
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#38,021
#38,021
SpaceCoastVol said:
It's slavery. We've been debt free since 2003. I can't imagine having any now and I couldn't tell you what me credit rating is. The one downside is that the government punches you really hard in April.

Keep doing what you're doing...
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Your credit rating might not be as good as you think. According to my Discover statements each month, I'm bumping 800 - rarely goes over. My son told me one day that you have to have something like a car loan or a mortgage, for it to go higher. Hard to figure that no debt is somehow viewed as not as good as having debt.
 
#38,022
#38,022
SpaceCoastVol said:
Get rid of your debt... ALL of it, keep living within your means and you will be rich when you retire... Annnnnd, you will more than likely be able to retire long before your 65 th birthday. Ax me how I know.
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I still say it's not what you make it's what you don't spend that really matters. Most people don't seem to get it.
 
#38,023
#38,023
TNVOLNAVY said:
Every young person I know has little or no savings, live paycheck to paycheck, and are up to their eyeballs in debt. I have seen none of them change their spending habits in the last 2 years.
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I know that is a problem at large...but, I am happy to report that my son and his self-limited close circle of friends are not the norm. He does lag behind a few of them in savings. But, he is also going to college. However, he spends alot of time working with a friend that is big time into online sports card and memorabelia sales. (These are all 20 year olds btw). That friend already has over 100K in the bank. Cold cash. My son has about 2k or so. And he will also be taking over some more of the load from this friend and bump his take up to 2-3K a week in the near future. Another has about 15K and has paid cash for his 2 Hogs. That one went straight into construction and now has a nice job with the city of Lebanon. A third has several G's put back, and got his welding certification and has a nice job. Another HS senior that I know who is not associated with them is home schooled, but has the paperwork in place to compete in bowling for Upperman HS, plus mows grass with his own equipment he purchased, and also works for a tile contractor. He's only 18, does all that and has put up over 30K in savings. Just some happy stories in a world of young adult nincompoops. My kid took one of those credit card offers when he was a senior, but didn't go all crazy with it. Just starting his credit out. He would use here and there, and made on-time payments out of his money. They have bumped him up to almost $4K limit. He never got over $650 balance and just paid off every dime with his own money. He's not asked me to make a single payment. Proud parent a a responsible kid with responsible friends.
 
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#38,025
#38,025
AM64 said:
Your credit rating might not be as good as you think. According to my Discover statements each month, I'm bumping 800 - rarely goes over. My son told me one day that you have to have something like a car loan or a mortgage, for it to go higher. Hard to figure that no debt is somehow viewed as not as good as having debt.
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Yeah I know, it's ridiculous. But I don't care either. When I move back to Tennessee in three years, I might try to get a loan if the interest rates are back down. If not I'll pay cash.
 
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