Where do you stand on Healthcare?

[Sea Ray]

I think catastrophic plans could be affordable for most and with the incentive of providers being able to refuse service more would buy a policy instead of buying booze or smokes.

Catastrophic plans are not affordable to those who have pre existing conditions. Basically the Obamacare plans are catastrophic (as in deductibles of about $7K/person). My family of 3 would cost $2K/mo for a crappy Anthem plan that has a deductible of $7K/person and only works in your home state. That's a problem. A real big problem. Thanks to Trump I'm able to do this much cheaper

 

[hog88]

Catastrophic plans are not affordable to those who have pre existing conditions. Basically the Obamacare plans are catastrophic (as in deductibles of about $7K/person). My family of 3 would cost $2K/mo for a crappy Anthem plan that has a deductible of $7K/person and only works in your home state. That's a problem. A real big problem. Thanks to Trump I'm able to do this much cheaper

People should be able to buy insurance across state lines.

 

[TNVOLNAVY]

The only good thing about these VN polls is that you can identify who are the worthless mooching leftists.

 

[USMC-TNVOL]

A couple reasons to do away with employer health insurance:

1) It's not an employer's obligation to provide health insurance for their employees any more than it's their obligation to provide car insurance

Here's the biggest reason to do away with it:

2) If you do away with employer based health insurance (including Congress) this will get fixed really quick.

As it is right now, it's awfully hard for people who are getting cushy insurance plans from their employer to get on board and address this problem. If say a teacher is getting wonderful insurance as well as their HSA payments provided thru their work, what do they care about the self employed schlep that's paying out $2K/mo for his family plan? If that teacher was also paying out $2K/mo, he/she would put a lot more pressure on said Congressman to do something about this

It’s not a requirement. You get penalized for not providing though. Businesses were providing it for a long time before ACA and cost issues were rising before then. So getting rid of employer insurance will do what exactly?

 

[hog88]

It’s not a requirement. You get penalized for not providing though. Businesses were providing it for a long time before ACA and cost issues were rising before then. So getting rid of employer insurance will do what exactly?

The key is not just eliminating employer provided insurance, it is allowing people (individuals) to deduct their insurance premiums from their taxes. It frees people, especially those with families to change jobs, start businesses and it frees the employer from the hassles and expense of providing it.

 

[USMC-TNVOL]

Doing away with employer provided insurance frees people to pursue opportunities including starting their own business.

Insurance premiums are NOT deductible except by the employer. Only direct medical costs over I think 20% of your income are deductible.

Why? Would you support the government forcing a mechanic to fix peoples cars that can't pay them? How about a heat and air guy? Should they be forced to fix a furnace in the dead of winter for someone that can't pay them? Why is a medical provider different?

I can agree with that. Medicare for all would provide
insurance regardless of current employment.

Health care expenses including premiums are deductible if your expenses exceed a certain percentage of your AGI.

Your metaphor doesn’t apply to this. Healthcare is a completely different issue and seen as being unethical to not treat people who cannot pay, which is why it’s law (for ERs at least). If you have Medicare for all, you don’t have that issue and it saves us money.

 

[USMC-TNVOL]

The key is not just eliminating employer provided insurance, it is allowing people (individuals) to deduct their insurance premiums from their taxes. It frees people, especially those with families to change jobs, start businesses and it frees the employer from the hassles and expense of providing it.

Deducting tax premiums doesn’t help if hospitals and RXs are overcharged and insurances price gouge and try to cover as little as possible. That doesn’t help the root causes.

 

[Grand Vol]

Truly the nickleback of polls.

<testing mic>

To the tune of Photograph

Look at this poll I made
I was hoping it might have swayed
A few red hats here and there
But it's so off topic, it really isn't fair!

I so wanted for Medicare for all
To be at the top so Trumpers would crawl
On their knees begging for Biden in Twenty
But they aren't playing, being silly aplenty

Look at this poll I made
It really isn't making the grade
I'm wishing I hadn't thought to start
A horrible poll worse that a Taco Bell fart

<guitar solo>

 

[NorthDallas40]

But if you don’t have insurance at all, you are on the hook for the billed amount not the “settled amount@.

Thus the last paragraph of my post you quoted?

 

[vol445]

I want to choose my ins and make evil lawyer pay for it

 

[NorthDallas40]

I want to choose my ins and make evil lawyer pay for it

Paralegals probably don’t make enough to provide you with the coverage you need.

 

[Rickyvol77]

None of your answers fit what I would I would do if King for the day.

1. Do away with employer provided health insurance. People have to purchase policies on their own.
2. Make health insurance premiums 100% deductible from an individuals taxes.
3. Make contributions to an HSA 100% tax deductible up to 10k per year. Money can be passed down in inheritance.
4. Allow healthcare providers to deny service to people that can't pay.

Those would be the 1st changes I would make. And to clarify on the tax deductibility of insurance premiums I mean regardless if you itemize or not it is deductible.

You nailed it

 

[vol445]

Paralegals probably don’t make enough to provide you with the coverage you need.

I just want to force a commie to pay for it.

 

[OHvol40]

If you’re going to point out differences how about both sides of the coin?

Outside the US you wait much longer - especially in any country with socialized medicine.

In some cases you do. It depends on what service.

 

[hog88]

I can agree with that. Medicare for all would provide
insurance regardless of current employment.

Health care expenses including premiums are deductible if your expenses exceed a certain percentage of your AGI.

Your metaphor doesn’t apply to this. Healthcare is a completely different issue and seen as being unethical to not treat people who cannot pay, which is why it’s law (for ERs at least). If you have Medicare for all, you don’t have that issue and it saves us money.

What is unethical and in reality illegal is forcing people to work without compensation. That used to be called something, I even think there was a war.

 

[Rickyvol77]

More US citizens go abroad for healthcare than vice versa.

More BS

 

[PointGuard]

Thus the last paragraph of my post you quoted?

Really? Is that what that last paragraph says? Not in my literal world

 

[USMC-TNVOL]

What is unethical and in reality illegal is forcing people to work without compensation. That used to be called something, I even think there was a war.

The workers are still being paid for it. Hilarious you would compare that to slavery though.

 

[hog88]

The workers are still being paid for it. Hilarious you would compare that to slavery though.

It’s sad that you can’t see the similarities.

 

[NorthDallas40]

Really? Is that what that last paragraph says? Not in my literal world

Then your literal world is broken and you need a refund on your literal education. I LITERALLY said if the insurance rate was good enough for them to make money on it should be good enough across the board.

So if those paid costs were good for them and they had already agreed to them why do the damn shell game FFS. Insurance is broken and it broke health care costs.

 

[PointGuard]

Then your literal world is broken and you need a refund on your literal education. I LITERALLY said if the insurance rate was good enough for them to make money on it should be good enough across the board.

Glad you see you think your amended statement matches up to the first

 

[USMC-TNVOL]

It’s sad that you can’t see the similarities.

You’re just too tone deaf to realize what you’re saying.

 

[NorthDallas40]

Glad you see you think your amended statement matches up to the first

It does.

 

[hog88]

You’re just too tone deaf to realize what you’re saying.

I’m not tone deaf at all, I just don’t think it’s right to force someone to give you their labor.

And don’t come back again with the “the workers are getting paid” argument, that is BS. If I don’t get paid for my employees work you are stealing my labor.

 

[Rickyvol77]

Hospitals charge up to 1,800% more for services than they cost: study

The for profit system with the middle man insurance is working out well.

Might want to study what "local Medicare rates" means to the Hospital's bottom line, along with Press Ganey and other governmental interference that prevents the hospitals from having lower prices