Latest Coronavirus - Yikes

#34,806
#34,806
NCFisher said:
Didn't imply they did, but somewhere between immediate and never, there's a suitable or needed time. That time should be determined by patients and doctors, not by an overwhelmed, bureaucratic system.

And it isn't just 'rich' people coming here; it's often people that don't want to wait 2 months for imaging diagnostics while their unknown condition may be worsening, or months for an organ transplant or heart surgery, or a knee because they're nearly immobile; they want their life back and their fear quantified.
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Even here though most joint surgeons have waiting list that are months long. Not to say they couldn’t find a spot to fit a much needed surgery in somewhere because they do in extreme cases. But a patient waiting till they can’t walk to have something fixed is on them. Something that bad doesn’t develop over night. A broken bone or hip is a different story though.

And like I said, Canada system isn’t perfect but it’s something we could move toward and improve upon.
 
#34,807
#34,807
evillawyer said:
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117945694-man-in-stockade.jpg

Gotta use that new stadium for something, right?
 
#34,809
#34,809
volfan_89 said:
Even here though most joint surgeons have waiting list that are months long. Not to say they couldn’t find a spot to fit a much needed surgery in somewhere because they do in extreme cases. But a patient waiting till they can’t walk to have something fixed is on them. Something that bad doesn’t develop over night. A broken bone or hip is a different story though.

And like I said, Canada system isn’t perfect but it’s something we could move toward and improve upon.
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We need to move to a fee for service type system with major medical (high deductible type) plans only, that are purchased directley by the individual and not through an employer. Have the premiums 100% tax deductible and allow pre-tax contributions to health savings accounts.
 
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#34,812
#34,812
1972 Grad said:
It's not free after you turn 65. They take a hundred and some dollars out of my SS check. They charge me almost $40 for a prescription drug policy, and my Medicare Supplement policy is about $140 a month. So, my "free healthcare " is about $300 a month, and I don't use it. I go to a pay clinic, and pay by the year. I like the doctor.
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If you don't want to pay it, opt out. I consider 300 bucks a month to be free considering what I pay for my $7K deductible policy. But you do make a good point that many on the left don't understand. Medicare for all? Doesn't mean it's free
 
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#34,813
#34,813
1972 Grad said:
It's not free after you turn 65. They take a hundred and some dollars out of my SS check. They charge me almost $40 for a prescription drug policy, and my Medicare Supplement policy is about $140 a month. So, my "free healthcare " is about $300 a month, and I don't use it. I go to a pay clinic, and pay by the year. I like the doctor.
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Nobody said it was free, but it is funded by payroll taxes. Also, the supplement isn't required. My point was everyone is against Medicare for all until they turn 65.

It may not be free but it's way better than my $5000 deductible. I don't use mine either, I view it as catastrophic and pay cash for everything. It's ridiculously expensive for something very few of us use.

Medicare is a great deal and I'd trade for it in a heartbeat. I doubt I'll get to experience it though.
I spent about $4800 on my daughter's health issues last year and paid all in cash. Private insurance bus slowly becoming worthless and Medicare and SS eligibility ages desperately need to moved up.
 
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#34,814
#34,814
hog88 said:
We need to move to a fee for service type system with major medical (high deductible type) plans only, that are purchased directley by the individual and not through an employer. Have the premiums 100% tax deductible and allow pre-tax contributions to health savings accounts.
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We would solve the health care crisis in this country very quickly if everyone had to purchase it on their own like we do car insurance. Once Congress saw what we self employed people are faced with this would get solved really quick
 
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#34,815
#34,815
MurphyVol said:
Nobody said it was free, but it is funded by payroll taxes. Also, the supplement isn't required. My point was everyone is against Medicare for all until they turn 65.

It may not be free but it's way better than my $5000 deductible. I don't use mine either, I view it as catastrophic and pay cash for everything. It's ridiculously expensive for something very few of us use.

Medicare is a great deal and I'd trade for it in a heartbeat. I doubt I'll get to experience it though.
I spent about $4800 on my daughter's health issues last year and paid all in cash. Private insurance bus slowly becoming worthless and Medicare and SS eligibility ages desperately need to moved up.
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I agree 100%. I can't wait till I'm eligible for Medicare.
 
#34,816
#34,816
Sea Ray said:
We would solve the health care crisis in this country very quickly if everyone had to purchase it on their own like we do car insurance. Once Congress saw what we self employed people are faced with this would get solved really quick
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Insurance and medical costs in general would come down.
 
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#34,817
#34,817
Carl Pickens said:
Getting pregnant is not always preventable? I think your dad might have left out a few important details when he gave you “the talk”
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More of the talks with my dad centered around discussing what could/should be done for people like you.
If you think really hard, maybe get in a quiet and dark room, I think you may be able to come up with an instance or two when pregnant is not preventable.
 
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#34,818
#34,818
volbeast33 said:
I know and every change the government makes I pay more and more.
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That’s why we need healthcare reform. I don’t know what it should look like but what we have now isn’t the answer. Rising cost is a three part problem though between medical insurance, pharmaceutical companies and hospitals.

For example where I work, the hospital makes between 15-20,000 per joint replacement and they do an average of 7-9 a day, 5 days a week. That’s an average of around 140,000 a day and 700,000 a week.
 
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#34,820
#34,820
MurphyVol said:
Nobody said it was free, but it is funded by payroll taxes. Also, the supplement isn't required. My point was everyone is against Medicare for all until they turn 65.

It may not be free but it's way better than my $5000 deductible. I don't use mine either, I view it as catastrophic and pay cash for everything. It's ridiculously expensive for something very few of us use.

Medicare is a great deal and I'd trade for it in a heartbeat. I doubt I'll get to experience it though.
I spent about $4800 on my daughter's health issues last year and paid all in cash. Private insurance bus slowly becoming worthless and Medicare and SS eligibility ages desperately need to moved up.
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I agree it's better than being like it was when I was working. My wife is 54, and she pays through the nose, and has a high out of pocket. All that I was saying is that it isn't free.
 
#34,821
#34,821
Sea Ray said:
They sure would but it still wouldn't be affordable. On the .gov marketplace it costs $2K/mo to insure a family of 3 like mine with $7K/person deductible.
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I think it would. Take the .gov out of the equation and costs plummet. Remember, I'm saying only catastrophic major medical plans would be available. Everything else comes out of your pocket. Plus the premiums you pay would be 100% tax deductible and contributions to an HSA would be pre-tax.
 
#34,822
#34,822
hog88 said:
We need to move to a fee for service type system with major medical (high deductible type) plans only, that are purchased directley by the individual and not through an employer. Have the premiums 100% tax deductible and allow pre-tax contributions to health savings accounts.
Click to expand...
Seems simple enough. Except for the deductibility, that’s how my health co-op that I use in lieu of insurance works.
 
#34,823
#34,823
hog88 said:
We need to move to a fee for service type system with major medical (high deductible type) plans only, that are purchased directley by the individual and not through an employer. Have the premiums 100% tax deductible and allow pre-tax contributions to health savings accounts.
Click to expand...
Please share how much you pay every month and when you do, repeat how fair the system is?
 
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#34,824
#34,824
volfan_89 said:
That’s why we need healthcare reform. I don’t know what it should look like but what we have now isn’t the answer. Rising cost is a three part problem though between medical insurance, pharmaceutical companies and hospitals.

For example where I work, the hospital makes between 15-20,000 per joint replacement and they do an average of 7-9 a day, 5 days a week. That’s an average of around 140,000 a day and 700,000 a week.
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And to tie this back to the title of this thread, hospitals are losing out on that money right now.

Where I live in SW Ohio, Hamilton County (Cincinnati) as of yesterday had 15 C19 patients currently hospitalized. Their hospitals were at 48% capacity. Where's this surge everyone's talking about? Why is the national guard currently setting up our convention center as a hospital? Why would we have a surge a month or so after we've been quarantined? It makes about as much sense as these IMHE models that our gov't has been pushing to us every day. just one week ago they (Dr Birx) told us that if we did everything perfectly we were looking at 200K deaths. yesterday they revised that to 60K
 
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