To Protect and to Serve II

#3,507
#3,507
Pepe_Silvia said:
Cops should be required to carry individual liability insurance or the money for these settlements should come out of the pension fund.
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That's interesting.

In practice, it would make them more cautious. If you brutalize somebody and your insurance company has to pay out, your premiums go up.

That means more bad cops would walk away from the job or get put behind a desk. The city could increase pay and pass the cost of settlements with civilians onto the insurance company which means the majority of cops would get rewarded with better pay and lower premiums.
 
#3,508
#3,508
n_huffhines said:
That's interesting.

In practice, it would make them more cautious. If you brutalize somebody and your insurance company has to pay out, your premiums go up.

That means more bad cops would walk away from the job or get put behind a desk. The city could increase pay and pass the cost of settlements with civilians onto the insurance company which means the majority of cops would get rewarded with better pay and lower premiums.
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You would lose cops period..... good and bad....they already don't get paid enough and now you are making them liable for every lawsuit that comes up. Several times the individual wins money even when the shooting or force is deemed necessary bc of the way our court system is run.
 
#3,509
#3,509
volbeast33 said:
You would lose cops period..... good and bad....they already don't get paid enough and now you are making them liable for every lawsuit that comes up. Several times the individual wins money even when the shooting or force is deemed necessary bc of the way our court system is run.
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Liable for every law suit?

Did you miss the part where I said pay them more?

How much of my post did you actually read?
 
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#3,510
#3,510
n_huffhines said:
That's interesting.

In practice, it would make them more cautious. If you brutalize somebody and your insurance company has to pay out, your premiums go up.

That means more bad cops would walk away from the job or get put behind a desk. The city could increase pay and pass the cost of settlements with civilians onto the insurance company which means the majority of cops would get rewarded with better pay and lower premiums.
Click to expand...

There's a lot to be said for personal accountability but I see some issues.

1. Would individual cops be able to even afford such insurance?

2. This would add another layer in that insurance lawyers would now be added to the people fighting for claims.
 
#3,511
#3,511
Most officers already have legal liability coverage through the Police Benevolence Association (PBA) or the Fraternal Order of Police (FOP), or at least have the option to purchase it. I'm sure it ranges in price from department to department but it's fairly inexpensive and well worth the money.

I couldn't say if it has had any affect on salaries or poor judgement by LEO's but I'd wager that, if it has, it's little to none in either direction.
 
#3,512
#3,512
Pepe_Silvia said:
Cops should be required to carry individual liability insurance or the money for these settlements should come out of the pension fund.
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Very interesting concept. Medical providers have to and I can understand why it would be a good idea for LEO to do this as well.
 
#3,515
#3,515
Carl Pickens said:
Wow.....when the cops are worse than the criminals nobody wins
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I'm just blown away at how one of the participants was convicted of going to have sex with a 14 year old.
So you have a pedophile, an MMA fighter that's a cop that body slams a guy and kills him and body cameras that get turned off and on at convenient times and they get no punishment or charges filed against them.
 
#3,516
#3,516
CABVOL said:
Very interesting concept. Medical providers have to and I can understand why it would be a good idea for LEO to do this as well.
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It would be expensive and that cost would just be put back on taxpayers in the form of officer salary.
 
#3,518
#3,518
#3,519
#3,519
InVOLuntary said:
Not that I don't agree. The officer was an idiot but the department does that to mitigate the lawsuit. They can't officially own up to it with a lawsuit pending. That being said the state trooper was awesome in the way he handled it. Need more cops like him. Hope the family gets some money.
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One has to wonder what was so threatening about a 13 year old boy walking his hamster. Once again, why was the stop initiated in the first place?
 
#3,524
#3,524
DEFENDTHISHOUSE said:
One has to wonder what was so threatening about a 13 year old boy walking his hamster. Once again, why was the stop initiated in the first place?
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I agree the cop is a POS. I wonder if kids with autism wear the medic alert bracelets? I have a story from my younger days that had an encounter with a diabetic and the cops. I'll have to share it some time.
 
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