What's in the Senate health care bill?

#378
#378
I take an expensive biologic drug to treat an incurable disease I have. It costs my insurance company $5000 for me to take one shot once every month and it costs me $5.
What is the breaking point for that drug that if people had to pay their own way they would either say yes or no?
I suppose the answer to that question depends on your disposable income and how much of that $5000 a month you could pay.
I don't have to make that choice, but a lot of people do. Health care is a very complicated and tough thing to deal with.
 
#379
#379
VolStrom said:
I take an expensive biologic drug to treat an incurable disease I have. It costs my insurance company $5000 for me to take one shot once every month and it costs me $5.
What is the breaking point for that drug that if people had to pay their own way they would either say yes or no?
I suppose the answer to that question depends on your disposable income and how much of that $5000 a month you could pay.
I don't have to make that choice, but a lot of people do. Health care is a very complicated and tough thing to deal with.
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Out of curiosity do you have tri-care?

My ex uncle in law is taking a experimental drug (if you will) that runs about 90k a year. Tri-care picked up the tab (all but 50 bucks a month)
 
#380
#380
Obsessed said:
Out of curiosity do you have tri-care?

My ex uncle in law is taking a experimental drug (if you will) that runs about 90k a year. Tri-care picked up the tab (all but 50 bucks a month)
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No I have a employer sponsored heath insurance plan.
 
#381
#381
Heller from Nevada looks to be a solid no vote. Trumps allied ran a million dollars in a campaign add against him which seem to not have worked. Nevada's Governor is also backing him up.

"Heller now gushing about expansion of Medicaid, crediting Sandoval, says NV went from 49th or 50th in uninsured to 24th."
 
#383
#383
carlos86 said:
Heller from Nevada looks to be a solid no vote. Trumps allied ran a million dollars in a campaign add against him which seem to not have worked. Nevada's Governor is also backing him up.

"Heller now gushing about expansion of Medicaid, crediting Sandoval, says NV went from 49th or 50th in uninsured to 24th."
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Per CNN?
 
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#384
#384
kiddiedoc said:
Oh, I disagree 100%. Getting payment at the time services are rendered is very difficult for us. People are still stuck in the old insurance/copay mold, where they waited months to find out how much of everything was covered, adjusted, etc before even thinking about making a payment.
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For a long time, from the time I was about 25 until my son was born, I was around 40...I didn't have insurance at all. On the rare occasion that I did bite the bullet and go to a doctor's office or a clinic I paid cash or used a credit card, of course that also meant I paid more for a prescription if it was necessary, but I couldn't afford health care and it didn't make sense...I was rolling the dice, I just didn't know it and I was too busy to give it much thought.

Then my mother got cancer. I would consider my parents to have been solidly middle class to upper middle class and my father paid for private insurance as he was self employed as an attorney. He felt very confident that he had set things up the right way, worked his whole life, did everything the right way.

Ultimately, my mother ended up in Hospice, which is an overwhelming expense. What I remember most about that time was my mother (until she couldn't) and father spending hours on the phone arguing with the insurance company, trying to make sense of the bills, what had been paid, what had not been paid, who was responsible for paying..."if I already paid it, why did you send me a bill" was pretty common.

It was awful.

I'm sure there are lots of folks that have gone through it, I bet it's pretty common. It shouldn't be though, people pay for or pay into, one way or another, a healthcare system through insurance companies that doesn't care about health or care...they care about making money off of sick people. That's what is wrong with the American system.

There's a way to do it, it's being done in other countries, but it requires cooperation and we aren't very good at that until there's a crisis...

Maybe that's where we are headed.
 
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#386
#386
VolStrom said:
I take an expensive biologic drug to treat an incurable disease I have. It costs my insurance company $5000 for me to take one shot once every month and it costs me $5.
What is the breaking point for that drug that if people had to pay their own way they would either say yes or no?
I suppose the answer to that question depends on your disposable income and how much of that $5000 a month you could pay.
I don't have to make that choice, but a lot of people do. Health care is a very complicated and tough thing to deal with.
Click to expand...

When looked at from a freemarket standpoint, it would be a double-edged sword.

The drug would likely be way cheaper but would one be willing to deal with the consequences if they couldn't swing the cheaper price? Seems our society is entirely concerned with the latter which is why we are on our way to single payer.
 
#387
#387
MT LeConte said:
Three spineless Republican Senators:

Rob Portman Ohio, Jerry Moran Kansas and Shelly Capito West Virginia. They wait until McConnell calls off the vote then come out against the bill. By making this announcement after they save face with the moderates in their state. If they announce they're against it earlier they're condemned by the right. Heart of a lion these three weenies.


http://www.cnn.com/2017/06/27/polit...an-shelley-moore-capito-opposition/index.html
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One side is a bunch of sheep and ram a POS ACA down America's throat and the other side is a bunch of gutless poons afraid to do anything about it.... marvelous
 
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#389
#389
The Federal Government should not be running health care.

The GOP's big mistake is that they have bought into this entitlement created by the Democrats.

No matter what they finally end up sponsoring, it will be a big fat albatross around their collective necks.

We will eventually end up with a single payer system that will be as poorly run as the VA.

Thanks, Obama.
 
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#391
#391
37L1 said:
The Federal Government should not be running health care.

The GOP's big mistake is that they have bought into this entitlement created by the Democrats.

No matter what they finally end up sponsoring, it will be a big fat albatross around their collective necks.

We will eventually end up with a single payer system that will be as poorly run as the VA.

Thanks, Obama.
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first vote should be to fully repeal barrycare, then start from scratch. I am glad this bill failed
 
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#392
#392
volfanjustin said:
first vote should be to fully repeal barrycare, then start from scratch. I am glad this bill failed
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As long as there is division about whether pre-existing conditions are required to be covered, there will be no progress made.

If the left insists on this, then they will also have to come with either a mandate requiring purchased insurance or single payer. If there's a mandate then they'll want a govt option...ect, ect, ACA, ect. Otherwise nobody will sign up until they think they need it since insurance companies wouldn't be able to decline.

Like car insurance, no insurance company would sign you up if your first call to them is "I had an accident and I need insurance to cover the expenses."
 
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#394
#394
37L1 said:
The Federal Government should not be running health care.

The GOP's big mistake is that they have bought into this entitlement created by the Democrats.

No matter what they finally end up sponsoring, it will be a big fat albatross around their collective necks.

We will eventually end up with a single payer system that will be as poorly run as the VA.

Thanks, Obama.
Click to expand...

Many of my physician friends are emphatic that they will not continue to practice under those circumstances. I don't know if it's hot air, or not. I'm not even sure if they would lose net income, but I assume they think they would.
 
#395
#395
volfanjustin said:
first vote should be to fully repeal barrycare, then start from scratch. I am glad this bill failed
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Just repeal. Including the Medicaid expansions? Including coverages for preexisting conditions? Including allowing kids to stay on their parents' plans?

Good luck in the midterms and beyond with that.
 
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#396
#396
lawgator1 said:
Just repeal. Including the Medicaid expansions? Including coverages for preexisting conditions? Including allowing kids to stay on their parents' plans?

Good luck in the midterms and beyond with that.
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No way in hell should a 25 year old be on his parents insurance. 100% repeal and start over.
 
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#397
#397
volfanjustin said:
No way in hell should a 25 year old be on his parents insurance. 100% repeal and start over.
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