Whats the word on the Wes Rucker fatal accident

[Savannahbayvol]

Has anybody been arrested or charged? Just so happened we went down I-40 on the way back from the mountains the day before. Traffic was bumper to bumper going 80 MPH with idiots tail gating and cutting in and out of lanes. Surprised a fatal accident doesn't happen every day. And how can anyone in an over-sized pick-up not see traffic was stopping in front of him..

Wonderful news on the Go Fund me. Also great discussion on the need for life insurance if you are married with kids. If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive.

Be sure and shop around, it is amazing the difference in rates between companies, Term is the easiest product to compare,; years of coverage, amount and premium are all you need to know. State Farm and Farm Bureau are excellent companies for Homeowners and Auto insurance but dont just call them and buy a life policy without checking around. If you are a smoker once you see the difference in smoker and non smoker rates this would be a good time to quit.

Question for any tax attorneys. Are the proceeds from Go Fund me accounts taxable?

 

[wrangler]

Has anybody been arrested or charged? Just so happened we went down I-40 on the way back from the mountains the day before. Traffic was bumper to bumper going 80 MPH with idiots tail gating and cutting in and out of lanes. Surprised a fatal accident doesn't happen every day. And how can anyone in an over-sized pick-up not see traffic was stopping in front of him..

Wonderful news on the Go Fund me. Also great discussion on the need for life insurance if you are married with kids. If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive.

Be sure and shop around, it is amazing the difference in rates between companies, Term is the easiest product to compare,; years of coverage, amount and premium are all you need to know. State Farm and Farm Bureau are excellent companies for Homeowners and Auto insurance but dont just call them and buy a life policy without checking around. If you are a smoker once you see the difference in smoker and non smoker rates this would be a good time to quit.

Question for any tax attorneys. Are the proceeds from Go Fund me accounts taxable?

Income tax does not apply to gifts. Gift tax may apply to gifts over the annual exclusion amount, currently $19,000 per donor to each individual donee.

 

[BigOrangeMojo]

Has anybody been arrested or charged? Just so happened we went down I-40 on the way back from the mountains the day before. Traffic was bumper to bumper going 80 MPH with idiots tail gating and cutting in and out of lanes. Surprised a fatal accident doesn't happen every day. And how can anyone in an over-sized pick-up not see traffic was stopping in front of him..

Wonderful news on the Go Fund me. Also great discussion on the need for life insurance if you are married with kids. If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive.

Be sure and shop around, it is amazing the difference in rates between companies, Term is the easiest product to compare,; years of coverage, amount and premium are all you need to know. State Farm and Farm Bureau are excellent companies for Homeowners and Auto insurance but dont just call them and buy a life policy without checking around. If you are a smoker once you see the difference in smoker and non smoker rates this would be a good time to quit.

Question for any tax attorneys. Are the proceeds from Go Fund me accounts taxable?

Not taxable for Rucker's family.

Donations made to the GFM are not tax deductible for individuals.

Absolutely recommend term insurance if you got a family. It's super cheap if you are in 20-40s and healthy...

Assuming Rucker wasnt at fault for the accident; there could be a legal claim elsewhere. If he was at fault, his family needs to take steps to protect the GFM proceeds if someone else was seriously injured.

 

[BeardedVol]

Not taxable for Rucker's family.

Donations made to the GFM are not tax deductible for individuals.

Absolutely recommend term insurance if you got a family. It's super cheap if you are in 20-40s and healthy...

Assuming Rucker wasnt at fault for the accident; there could be a legal claim elsewhere. If he was at fault, his family needs to take steps to protect the GFM proceeds if someone else was seriously injured.

Under Tennessee's modified comparative negligence laws, even if Rucker were found to be partially responsible for the accident in some way, as long as it was below 50% then a decent attorney is going to hit the insurance policies of every other driver involved in the accident as contributing to his death.

 

[UnkieVol]

"If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive."

He had a stroke a few years ago. Based on that, I wonder how hard it would have been for him to get coverage.

 

[05_never_again]

Based on what was reported about the accident, it seems incredibly unlikely Rucker would be found at fault in any way. Didn't he slow down/stop due to traffic in front of him, and then he got plowed into by a truck?

 

[Savannahbayvol]

"If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive."

He had a stroke a few years ago. Based on that, I wonder how hard it would have been for him to get coverage.

No chance for an individual policy. I'm surprised he didn't have a group policy through WBIR. Group policies are usually guaranteed issue if your employer has enough employees.

 

[Firebirdparts]

It did sound like grievously terrible driving was the cause. Not that there was tailgating. If the killer had been tailgating Rucker, he would have been perfectly safe. FWIW.

 

[hUTch2002]

Under Tennessee's modified comparative negligence laws, even if Rucker were found to be partially responsible for the accident in some way, as long as it was below 50% then a decent attorney is going to hit the insurance policies of every other driver involved in the accident as contributing to his death.

That $25K limit won’t go far though. Maybe you have something if you can stack some policies and have a few buying $100K+ or with an Umbrella.

 

[NighthawkVol]

"If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive."

He had a stroke a few years ago. Based on that, I wonder how hard it would have been for him to get coverage.

He was ineligible for coverage.

 

[Flogballs]

The initial report said it was a 5 car pileup. The first car got rear ended by the second car and the third car rear ended it. They said it set off a “chain reaction”. The 5th vehicle is presumably the truck, and the 4th car was Rucker but it didn’t specially say that he hit anyone.

 

[RDU VOL#14]

"If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive."

He had a stroke a few years ago. Based on that, I wonder how hard it would have been for him to get coverage.

This is accurate. As a person who is the same age as Wes, who has also had a serious medical condition, it does take time to get coverage. He also switched employers in the past year, which could also have played a factor as well.

 

[kiddiedoc]

It did sound like grievously terrible driving was the cause. Not that there was tailgating. If the killer had been tailgating Rucker, he would have been perfectly safe. FWIW.

That's not at all what it sounds like. The truck apparently did not have time to stop, most likely because it was speeding and following too closely, like 90% of the bro-dozers on 40/75.

 

[Unconditional Surrender]

Knoxville has always had absolutely horrific driving compared to almost anywhere else in America.

 

[YankeeVol]

"If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive."

He had a stroke a few years ago. Based on that, I wonder how hard it would have been for him to get coverage.

Affordably? Nearly 0%.

 

[I Love Lamp]

There’s a video posted on tik tok of the accident. The person who took the video had no clue who was involved. From the way Wes’ car was damaged, it appeared that Wes was likely stopped and the truck hit him full speed. Rear of the car was completely destroyed. The truck that hit him came to a stop on top of Wes’ car. Just incredibly sad.

 

[BigOrangeMojo]

Obviously Wes had other health issues that complicated matters, but if you have a spouse or kids that depend on your income, get a term life policy. Dont just have it through your job but go out there and get with an independent agent who will shop rates for you. Avoid whole life or cash value scams.

Even if you dont think you are that healthy, shop rates. My better half got underwritten 3.5 years after cancer and with a heart issue...

 

[YankeeVol]

Obviously Wes had other health issues that complicated matters, but if you have a spouse or kids that depend on your income, get a term life policy. Dont just have it through your job but go out there and get with an independent agent who will shop rates for you. Avoid whole life or cash value scams.

Even if you dont think you are that healthy, shop rates. My better half got underwritten 3.5 years after cancer and with a heart issue...

And thankfully you can afford it. I'd bet that most can't

 

[vol94]

"If you are reasonably healthy there is no excuse for not having coverage as term insurance is surprisingly inexpensive."

He had a stroke a few years ago. Based on that, I wonder how hard it would have been for him to get coverage.

The premium would have been outrageous for a small face value- that is if a carrier would underwrite the carry the policy.

 

[BigOrangeMojo]

And thankfully you can afford it. I'd bet that most can't

Hers was remarkably affordable given those two issues. Half a million for less than dinner for 4 at Chick Fil A. Id suspect some of it was because she got it in early 2021 and insurers were super competitive at that time with rates.

The 20+ year terms did get really expensive for her so had to shorten term (15).

 

[YankeeVol]

Hers was remarkably affordable given those two issues. Id suspect some of it was because she got it in early 2021 and insurers were super competitive at that time with rates.

The 20+ year terms did get really expensive for her so had to shorten term (15).

That's great.

It's honestly somewhat sad (although I really don't feel bad) that most people are A. Too stupid to realize how important life insurance is, or B. Would rather spend it on a vacation or a car or a purse etc...

 

[Jaxon_Vol2017]

Does his family have a gofund me?

 

[BigOrangeMojo]

Does his family have a gofund me?

As you will see in the post, Wes did not have a life insurance policy. Please contribute to support his wife and children. Please step up VolNation and let's try to make a collective substantial difference for their fUTure needs!

RIP Wes Rucker

Donate to Support #TeamRucker, organized by Molly Rucker

It is with immense heartbreak that we share the sudden loss of our beloved Wes Rucker. Words cannot f… Molly Rucker needs your support for Support #TeamRucker

www.gofundme.com

 

[BreatheUT]

That's great.

It's honestly somewhat sad (although I really don't feel bad) that most people are A. Too stupid to realize how important life insurance is, or B. Would rather spend it on a vacation or a car or a purse etc...

Or worse...the selfish can't take it with you people who don't care who they leave behind to get nothing or have to you know start a fundraiser. No knock on the GFM for the Rucker when I say that.

 

[Vol49er]

I’ve always heard how cheap term rates were and did not find that to be the case when shopping around last year. I’m young with no major health issues. Don’t know if it was a bad time to be looking but I can look at an actuarial table and do math and it didn’t seem anywhere close to reasonable. I realize there has to be a profit incentive but the quotes I got were excessive. Maybe the years were too long I can’t remember but I might’ve been looking at 30 years (I’m under 30 now so wouldn’t have taken me into old age)