Car insurance?

#1
milohimself

milohimself

RIP CITY
Joined
Sep 18, 2004
Messages
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34
#1
What does everybody pay for insurance?

I finally got around to setting up the Pathfinder on my dad's Geico account (A mere three months late. Geico had some issues changing stuff out). I've got full coverage and I'm paying close to $300 a month. :mega_shok:
 
#3
#3
Oh, that is full coverage on both vehicles. Age has alot to do with it too.
 
#5
#5
milohimself said:
What does everybody pay for insurance?

I finally got around to setting up the Pathfinder on my dad's Geico account (A mere three months late. Geico had some issues changing stuff out). I've got full coverage and I'm paying close to $300 a month. :mega_shok:
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good lord, i'm 24 so i have to pay more for another year, but i def don't pay 300 a month. go to ALFA, they will help you out.
 
#7
#7
volsgal03 said:
$300 a month thats sky high, I know your young.
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Even for a 19 year old driving an SUV, that's high.

Maybe I just need to cut the Pathfinder off for now anyways. Gas prices are averaging $3.50-$3.60 a gallon out here right now.
 
#15
#15
It's tough to evaluate insurance rates since they vary so much from state to state, but if you've got a clean driving record, $3,600 a year seems pretty high. Instead of making multiple calls to Geico, State Farm, Alfa and other direct writers . . . Call a local independent agent and within about 10 minutes they'll be able to quote you with several different companies and you'll know whether you've got a good deal or not.

To find a reputable agent, go to the websites for companies like Safeco and Travelers and they'll refer you to a local agent.
 
#16
#16
i've got USAA and it's about $100 a month for me and my wife.......
 
#17
#17
$110/month through progressive. full coverage on a 2005 Chrysler minivan.

my 15 yr old son currently has a learner's permit, when he gets his full license, my monthly premium will more than triple. if his mother adds him to her policy, it'll just be $1200 more per year.

it'd be nice if you kids were better drivers... :whistling:
 
#18
#18
Move to North Carolina, lol. When we did our went down half!!! Age makes a big difference and when you get married it does too. We paid the most with Progressive then switched to Allstate. They are the cheapest for us here.
 
#19
#19
GAVol said:
It's tough to evaluate insurance rates since they vary so much from state to state, but if you've got a clean driving record, $3,600 a year seems pretty high. Instead of making multiple calls to Geico, State Farm, Alfa and other direct writers . . . Call a local independent agent and within about 10 minutes they'll be able to quote you with several different companies and you'll know whether you've got a good deal or not.

To find a reputable agent, go to the websites for companies like Safeco and Travelers and they'll refer you to a local agent.
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Milo, this is really good advice. Your rate is ridiculous. Do you know what kind of deductibles you have? When you check rates with the agent, have them work through $250/500/1000 deductibles, then decide what makes the most sense.
 
#21
#21
$65/mo full coverage thru Farmers. I do get a discount for having homeowners ins. though.
 
#22
#22
I pay about 230/month with geico and got a quote with State farm for about half that. Definitely cannot recommend Geico.
 
#23
#23
about $200.00 per month with the Hartford on a 2 year old truck. It is Atlanta though and I do pay for uninsured motorist coverage.
 
#24
#24
USAA, full coverage in CONNECTICUT on a 2000 ranger 2WD 4-banger and a 2002 F-150 V6, and i pay $151 per month, full coverage, $500 deductible.

If you're a Veteran, or Active Duty, look them up. It's a non-profit insurance company/bank/investment firm only for Military Members and their immediate families. Best part about it, at the end of the year, you get a dividend at the end of the year to redistribute the funds that went beyond operating expenses and payouts....
 
#25
#25
MG1968 said:
$110/month through progressive. full coverage on a 2005 Chrysler minivan.

my 15 yr old son currently has a learner's permit, when he gets his full license, my monthly premium will more than triple. if his mother adds him to her policy, it'll just be $1200 more per year.

it'd be nice if you kids were better drivers... :whistling:
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I feel your pain my son is 15 also and right now its costing me nothing with his permit' i got the bad news when i called about $2400 more per year :cray:
 
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