This season is truly emblematic of how NIL and the portal, especially in light of the playoffs, continue to change the sport as we know it.
First, for all SEC teams and their equivalent elsewhere, making the playoffs is the floor, not the ceiling. If you have a regime that cannot get that done at least once in three years, the regime will be replaced.
Second, it is going to kill the bowl games. Look at what happens with half the players on a given team opting out to play a Citrus or Outback Bowl. They don't want to get hurt on the cusp of portal free agency. Don't blame them. Its just that such a bowl game is not worth risk of injury compared to minimal benefit to their careers. The non-playoff bowls are doomed.
Third, programs like UF, or Penn State, or LSU, have to fire their coaches mid-season now to ensure that interested alternatives see the open seat and overtures can be made now. Especially so that recruits and potential transfers can be told what to expect in terms of both NIL $ and NFL preparation.