It's definitely more than 1%. My former company paid for a long term disability compensation that was impressive by any standards.
Almost everyone that had to resort to using it, would end up returning to work well before they had to, even when you could clearly see they should've taken longer.
I'm sure area has an influence, some regions still seem to push the pride and making your own way a little more, percentage wise. But still, it was surprising to see how many had that stance. Butch simply isn't one of them.
Edit: And obviously neither is Hank