If you have a gaming PC, there's a chance someone will mod the upcoming Joe Montana Football game (yes, it's real) and include a few/all NCAA teams.
It runs on the Unreal 4 engine, which is free and easily moddable. Given the fact that there's no NCAA game in the pipeline for the forseeable future, I imagine someone will do it.
There's already a well-received mod that puts NCAA teams in the NBA 2K series: